Cost of Living in Utica, NY is
0.6% Higher
than the National Average

Did the Cost of Living in Utica, NY increase in 2020? Utica, NY area prices were up 1.5% from a year ago. The largest increases were found in Transportation, Food, and Housing.
By using Salary.com's Cost of Living Calculator, you can make a cost of living comparison of the Consumer Price Index (CPI) and salary differentials of over 300+ US cities. Let us help you make an informed decision about what it will cost to live and work in the city of your dreams!
About Utica, New York    Utica (/ˈjuːtɪkə/ (listen)) is a city in the Mohawk Valley and the county seat of Oneida County, New York, United States. The tenth-most-populous city....More

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Cost of Living in other Major Cities

City, State Compared to national average
City, State San Francisco, CA Compared to national average
+ 86.1%
City, State Washington, DC Compared to national average
+ 56.1%
City, State Miami, FL Compared to national average
+ 11.6%
City, State Chicago, IL Compared to national average
+ 15.0%
City, State Boston, MA Compared to national average
+ 51.0%
City, State New York, NY Compared to national average
+ 80.4%
City, State Dallas, TX Compared to national average
-2.7%

Cost of Living Utica, NY by Expense Category

Category Compared to national average
CategoryEnergy Compared to national average
-0.4%
CategoryFood Compared to national average
-24.0%
CategoryHealthcare Compared to national average
-20.5%
CategoryHousing Compared to national average
-16.8%
CategoryTransportation Compared to national average
-17.8%

Cost of Living Comparison with Utica, NY

If you move to Utica from one of these cities, you would have these the changes of your cost of living.


Move From Move To Cost Of Living Comparison
Move FromSan Francisco, CA Move ToUtica, NY Cost Of Living Comparision
-85.5%
Move FromWashington, DC Move ToUtica, NY Cost Of Living Comparision
-55.5%
Move FromMiami, FL Move ToUtica, NY Cost Of Living Comparision
-11.0%
Move FromChicago, IL Move ToUtica, NY Cost Of Living Comparision
-14.4%
Move FromBoston, MA Move ToUtica, NY Cost Of Living Comparision
-50.4%
Move FromNew York, NY Move ToUtica, NY Cost Of Living Comparision
-79.8%
Move FromDallas, TX Move ToUtica, NY Cost Of Living Comparision
+ 3.3%

Based on this cost of living comparison, you can see:
If you move from Chicago IL, Dallas, TX, or Miami, FL, the percent increase of your cost of living could be 22.8%, 37.8%, and 24.8%. Looks like this move could have a negative net change in disposable income, so please think carefully!
If you move from New York, NY, San Francisco, CA, or Washington, DC, the percent reduction of your cost of living could be -43.50%, -23%, and -20.10%, that's good news to you that you could be looking at a positive net change in disposable income.


About Utica, NY

Utica (/ˈjuːtɪkə/ (listen)) is a city in the Mohawk Valley and the county seat of Oneida County, New York, United States. The tenth-most-populous city in New York, its population was 62,235 in the 2010 U.S. census. Located on the Mohawk River at the foot of the Adirondack Mountains, Utica is approximately 95 miles (153 kilometers) northwest of Albany, 55 mi (89 km) east of Syracuse and 240 miles (386 kilometers) northwest of New York City . Utica and the nearby city of Rome anchor the Utica–Rome Metropolitan Statistical Area, which comprises all of Oneida and Herkimer counties. Formerly a rive...
Source: Wikipedia (as of 04/11/2019). Read more from Wikipedia


Comments about the Cost of Living in Utica, NY

What are the cheapest grocery stores?

Some stores like Smith's offer frequent discounts or loyalty programs that can save you even more at the checkout. Since groceries are an essential part of you cost of living, take advantage of discounts whenever you can. ( 2020-09-25 salary.com )

I love to go to sports events, what does Utica, New York have to offer?

Utica, NY does not have a major sports team, but don’t worry, check out local colleges and high school sports schedules. These games usually have very cheap tickets and the spirit and enthusiasm of the crowd often makes up for the level of skill. ( 2020-09-25 salary.com )

I am nervous about moving, what is the typical cost of moving to another city and what should I have to think about?

The average cost of moving to another state is around $5,600 for a distance of 1,200 miles. This price can vary a lot if the distance is greater and depending on how much is being moved. Even if your employer is covering the cost of a move, there will still be costs that are not covered. A cost that typically occurs is that your existing furniture and accessories are either too large, too small, or not appropriate for your new home. You may find that after you move, you will need to purchase many new items for the new location, for example, window coverings, rugs, lighting, and outdoor gear. Make sure you budget for these types of expenses and include them in the first year’s cost of living at your new location. Finally, although there is no dollar cost, is the stress of moving, which will increase if you have children or pets. Make sure you prepare in advance for what additional TLC those kids and pets will need to have a good move. ( 2020-09-25 salary.com )

Are there any tips that will help make the move to Utica, New York easier for my child?

Adults find that moving can sometimes be an emotional and stressful experience. Children, who don’t have the maturity, independence, and understanding of a parent may be even more sensitive to a move. If they are old enough to understand, include the children in making plans for the move. When moving to a distant place, help your children learn about the new area. Check out the website for Utica, New York to find opportunities and activities in the new location like parks, beaches, museums, or playgrounds that kids will enjoy and look forward to visiting. ( 2020-09-25 salary.com )

I need to understand how to budget for energy, is the cost electricity going up or down in Utica, New York?

The cost of electricity in New York has gone up by 2.878% in the past year. It is possible that electric rates may fluctuate depending on consumption rates, government regulations and even the weather. ( 2020-09-25 salary.com )

My kids are important, how much of my cost of living should I estimate I will need to spend on child care in Utica, NY?

It is difficult to exactly predict the cost of child care in any city, which for parents, is a large part of the cost of living. There are different arrangements and lengths of time that are needed to care for a child, and costs may vary a lot depending on the services provided. Based on the state average, for Utica child care for a child up to 3 years could cost $14144 per year. New York, is ranked NO. 4 in annual cost of child care in the U.S. ( 2020-09-25 salary.com )

How do rental housing prices in Utica,New York impact the overall cost of living?

I am single and live in Utica,NY, I rent a small 1 bedroom and the monthly rent is $533 . Rent contributes to a large part of the overall cost of living in Utica,NY, I try to economize by having a small apartment. ( 2020-09-25 salary.com )

Are there fun things to in Utica, New York that are free or don’t cost a lot?

Looks for areas of Utica, New York where there is a large student population. In those areas you will be sure to find lots of free or cheap events to go to and plenty of cheap places to eat. Familiarize yourself with the places where students hang out, and take advantage of discounted or bargain prices, you are sure to be able to keep your cost of living reasonable. Look at the website for Utica, NY to find recommendations for activities that are available and unique to the area. ( 2020-09-25 salary.com )

Will I have to pay a lot in taxes if I move to Utica, New York?

The sales tax for Utica is 4%. This is the tax that you will pay on things that you buy. ( 2020-09-25 salary.com )

Can you save money using public transport?

You could save up to $1,000 per year, depending on your location, by using public transport instead of driving. Not only will you reduce the stress of driving and finding a place to park once you reach your destination, your car and tires will last longer, and you will spend less on gas. A side benefit is that you may be able to relax, work, or read on the way to work, or get to know and chat with other commuters. Some employers offer employees reduced fee bus or transit passes, so check that out with your employer. ( 2020-09-25 salary.com )



Cost of Living Frequently Asked Questions

What is a Cost of Living index and how is it used?

In the simplest terms, a Cost of Living index is the estimated amount that represents the cost of the basic necessities required for an individual to live. A cost of living or COL estimate may typically include estimates for housing, food, energy, medical care, transportation, taxes, and other necessities. A COL index may be used to measure what the cost difference would be for a person living in a certain location compared to another location. This cost of living comparison helps individuals make decisions about where they would like to live and what they can afford based on the costs in that location. A cost of living comparison can provide guidance about how an increase or decrease in these basic living expenses impacts necessary spending for an individual or a family. ( 2020-09-25 salary.com )

What factors are included in estimating your cost of living?

The Salary.com cost of living calculator estimate is based on data related to five general categories: housing, food, healthcare, transportation, and energy. These are the universally recognized core components of any cost of living estimate and represent those expenses that apply to everyone. Obviously, there may be other factors that could contribute to your particular cost of living situation and not everyone has the same spending habits. For example, education and/or childcare costs might not apply to everyone, but for those who have those expenses, they could be significant and should be considered when you evaluate your cost of living comparison. ( 2020-09-25 salary.com )

The Salary.com cost of living calculator is unique in that it also incorporates current salary data for thousands of jobs specific to a chosen home or work location to provide a more refined estimate of the cost of living variations. You can see how your job and your salary will be impacted by a change of location. If you live in one location but work in another, the cost of living calculator will make those adjustments to provide an accurate estimate of the change in COL. The Salary.com cost of living calculator helps you to make cost of living comparisons cost comparisons easily and quickly. ( 2020-09-25 salary.com )


Last Update: 2020-09-25