Consumer Credit Analyst II reviews credit data to evaluate consumer loan requests in order to approve or deny applications. Analyzes financial information, such as income growth, quality of management, and market share to determine profitability of loan. Being a Consumer Credit Analyst II requires a bachelor's degree in area of specialty. Typically reports to a supervisor or manager. To be a Consumer Credit Analyst II typically requires 2 to 4 years of related experience. Gains exposure to some of the complex tasks within the job function. Occasionally directed in several aspects of the work.