Business Systems Officer (Banking) jobs in Lowell, MA

We offer an extensive and highly supportive branch network, competitive products and pricing and exceptionally strong local operational support to help you achieve your business development objectives.

• Develops a list of prospective new clients and engages in new business development activities required for adding new customer relationships on a consistent basis.

• Calls on existing customers to develop new business and increase or retain existing relationships.

• Develops and services a wide variety of clients through providing secured and unsecured loans or lines of credit ranging from $5mm to $75MM in credit exposure.

• Guides the credit department or junior officers in the analysis of credit opportunities and the development of appropriate credit approval request documents.

• Establishes and recommends appropriate loan structures, products and terms, within established lending limits, with input from manager.

• Monitors current loans and credit lines within the assigned portfolio, with assistance from Portfolio Manager, to ensure complete compliance with loan terms and bank policies.

We offer an extensive and highly supportive branch network, competitive products and pricing and exceptionally strong local operational support to help you achieve your business development objectives.

• Develops a list of prospective new clients and engages in new business development activities required for adding new customer relationships on a consistent basis.

• Calls on existing customers to develop new business and increase or retain existing relationships.

• Develops and services a wide variety of clients through providing secured and unsecured loans or lines of credit ranging from $5mm to $75MM in credit exposure.

• Guides the credit department or junior officers in the analysis of credit opportunities and the development of appropriate credit approval request documents.

• Establishes and recommends appropriate loan structures, products and terms, within established lending limits, with input from manager.

• Monitors current loans and credit lines within the assigned portfolio, with assistance from Portfolio Manager, to ensure complete compliance with loan terms and bank policies.

Required Skills:

• Advanced sales and marketing skills
• Understanding and proficiency in working with credit legal documentation a must
• Demonstrated ability to review and evaluate documentation for risk
• Related experience with regulatory, compliance and due diligence requirements
• Updates job knowledge by participating in educational opportunities
• Understanding of Bank operations and familiarity with the credit process
• Strong organizational, reasoning and communications skills
• Self motivated and independent with the ability to multi task, balance a demanding work load and meet critical deadlines
• PC skills including Word, Excel and Power Point are a must
• Ability to establish and maintain effective working relationships

Required Experience:

• Qualified candidates will have shown a progression in their commercial career.
• Five or more years of credit analysis and portfolio management experience
• Two or more years commercial lending experience, strong credit skills and a record of success in developing, maintaining and closing new business.
• Ability to utilize deductive and inductive reasoning to solve problems
• Ability to understand new information and apply it for future problem-solving and decision-making

Our goal is to offer our colleagues the most generous benefits package possible. We strive to provide colleagues with a comprehensive benefits package and an environment that supports a healthy work-life balance. Benefits include: Competitive compensation with performance incentive awards, Health Insurance, Dental Insurance, a 401K and DC Plan for your retirement, LTD & Life Insurance, Vacation Time, Day Care Reimbursement, Tuition Assistance for graduate and undergraduate programs, an Award Winning Wellness program and much more!

At Rockland Trust you'll find a respectful and inclusive environment where everyone is given the chance to succeed. We are an equal opportunity employer and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability status, protected veteran status, or any other characteristic protected by law.

Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.