Commercial Credit Analyst jobs in Canton, OH
Commercial Credit Analyst collects, reviews, and analyzes data to prepare a detailed credit analysis that evaluates the terms and creditworthiness of commercial loan applications. Uses multiple sources of information, including financial statements, collateral appraisals, credit scores, and cash flow analysis, to assign risk ratings to loans and complete an analysis of the applicant's financial status. Being a Commercial Credit Analyst calculates debt-to-income (DTI) ratios to evaluate an applicant's ability to repay the loan. Prepares credit memos in a standardized format that includes key ratios, supporting information, an executive summary, and objective recommendations. Additionally, Commercial Credit Analyst presents credit reports to loan officers and loan committees. Requires a bachelor's degree. Typically reports to a supervisor or manager. The Commercial Credit Analyst work is closely managed. Works on projects/matters of limited complexity in a support role. To be a Commercial Credit Analyst typically requires 0-2 years of related experience. (Copyright 2024 Salary.com)
Recently Added Commercial Credit Analyst jobs
Credit Analyst
- First Federal Community Bank
-
Dover, OH
FULL_TIME
-
Position Name: Credit Analyst
Supervisor: Executive Vice President, Chief Credit Officer
FLSA Classification: Non-Exempt
Status: Full-Time, onsite in office
Location: Dover Financial Education Center, Dover, OH 44622
Hours: Monday-Friday 8 am – 5 pm
JOB SUMMARY:
First Federal Community Bank’s Loan Team has a stellar reputation. Our team goes above and beyond and delivers custom-tailored solutions that drive customer success and community growth. As a vital member of the Loan Team, you provide necessary data to determine loan eligibility. You work hand in hand with loan officers to ensure all loan requests have the necessary documentation to proceed to closing based on company policy. You independently and critically analyze the credit worthiness of loans based upon financial data provided both for new requests and annual credit reviews.
You embrace opportunities for ongoing professional development. Your attention to detail and accuracy makes you an important member of the First Federal team. Your active participation in organizations and community events demonstrates First Federal’s commitment to Invest in Our Community.
CORE COMPETENCIES:
Teamwork Continual Improvement
Confidentiality Accuracy
Adaptable Financial Analysis
Resourceful Interpersonal Communication
Decision-Making Critical Thinking
SPECIFIC RESPONSIBILITIES:- Works with commercial lenders to provide necessary data to determine eligibility.
- Analyzes loan data on new, renewal and existing loans,
- Evaluates financial records to evaluate if the borrower is a safe investment.
- Obtains information provided by credit bureaus.
- Draws up a write-up report about the degree of risk.
- Runs financial data and ratios.
- Reviews appraisals
- Assists in preparing Excel spreadsheets, reports, summaries, and opinions for financial institution officers on new, renewal and existing loans.
- Assists in overseeing financial information files to assure current reports, financial statements, accounts receivable and other information on customer accounts.
- Establishes, reviews and updates new and existing loan files for the financial institution on a regular basis.
- Provides technical advice and assistance to loan officers as needed.
- Tracks loan exceptions
- Effectively utilizes Learning & Development tools and resources.
- Understands the importance of and follows bank policies and procedures.
- Handles confidential information and documents to ensure customer privacy.
- Demonstrates accuracy, attention to detail, punctuality and preparedness.
- Demonstrates problem-solving skills.
- Adheres to high ethical standards and complies with industry regulations/applicable laws.
- Demonstrates an ability to adapt to changing business needs and deadlines with enthusiasm.
- Models a high level of integrity and professionalism.
- Actively participates in ongoing, personal professional development.
- Actively participates in organizations and community events.
- Performs other various duties as requested.
QUALIFICATIONS:- Bachelor’s Degree finance or accounting preferred and/or one to two years of experience in a financial institution or loan office setting.
- Strong financial, detail and analytical abilities
- Proficient computer skills
- Strong oral and written communication skills
- Intermediate Microsoft Office skills
WE INVEST IN OUR TEAM:- Dedicated training department committed to your learning and development.
- On the job training for further skill building
- Medical, Dental, and Vision Insurance*
- Employer Health Savings Account (HSA) Contributions*
- 401k Program with Employer Match and Safe Harbor Contributions*
- Paid holidays
- Paid time off (PTO)
- Paid volunteer time off to support organizations important to you
- Group Life Insurance*
- Group Disability Insurance*
- Birthday recognition
- Milestone anniversary recognition
- Annual wellness fair
- On-site fitness center (at North Dover location)
*Plan and/or benefit eligibility requirements apply
Follow us:
https://www.facebook.com/firstfederalcommunitybank/
https://www.instagram.com/firstfederalcommunitybank/
https://www.linkedin.com/company/first-federal-community-bank-oh/
First Federal Community Bank is an Equal Opportunity Employer
- 6 Days Ago
Financial Analyst - FP&A Commercial Operations
- Shearer's Foods
-
Massillon, OH
FULL_TIME
- Shearer's is a leading contract manufacturer and private label supplier in the snack industry in North America. Headquartered in Massillon, Ohio, Shearer's has 17 state-of-the-art, geographically dive...
- 1 Month Ago
Credit Assistant
- Collabera
-
Canton, OH
FULL_TIME
- Company DescriptionEstablished in 1991, Collabera has been a leader in IT staffing for over 22 years and is one of the largest diversity IT staffing firms in the industry. As a half a billion dollar I...
- 1 Month Ago
Cleaning Tehnician
- AJAX Commercial Cleaning, Inc
-
Canton, OH
FULL_TIME
- We are a growing company, currently seeking hard-working, dependable leaders to join our team. Position plays a critical role in ensuring the customers facilities are serviced to standards. Maintain a...
- 14 Days Ago
Customer Service Representative - South Clay Banking Center
- The Commercial & Savings Bank
-
Millersburg, OH
FULL_TIME
- The Commercial & Savings Bank (CSB) is an independent community bank that provides a complete range of banking and financial services to consumers and businesses. CSB has approximate assets of $1.1 bi...
- 17 Days Ago
Bank Operations Specialist - Operations Center
- The Commercial & Savings Bank
-
Millersburg, OH
FULL_TIME
- The Commercial & Savings Bank (CSB) is an independent community bank that provides a complete range of banking and financial services to consumers and businesses. CSB has approximate assets of $1.1 bi...
- 20 Days Ago
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0 Commercial Credit Analyst jobs found in Canton, OH area
Criminal Investigator (Special Agent) Direct Hire
- Department Of The Treasury
-
Akron, OH
- Duties WHAT IS THE CRIMINAL INVESTIGATION (CI) DIVISION? A description of the business units can be found at: https://ww...
- 4/24/2024 12:00:00 AM
Collections Specialist
- EMT Ambulance
-
North Canton, OH
- Job Description: The Collections Specialist reports to the Billing Manager and is responsible for making outgoing calls ...
- 4/23/2024 12:00:00 AM
Medical Billing Specialist
- Salem Regional Medical Center
-
Salem, OH
- SRMC Has an Exciting Opportunity for Qualified Candidates! Position: Full Time Medical Billing Specialist Department: Pa...
- 4/22/2024 12:00:00 AM
Financial Controller
- Knowhirematch
-
Canton, OH
- Position: Financial Controller About the Role: As our Financial Controller, you will be at the forefront of our financia...
- 4/22/2024 12:00:00 AM
Remittance Processing Associate II
- Jobs for Humanity
-
Canton, OH
- Company Description Jobs for Humanity is collaborating with FIS Global to build an inclusive and just employment ecosyst...
- 4/22/2024 12:00:00 AM
Remittance Processing Associate I, 1st Shift
- Jobs for Humanity
-
Canton, OH
- Company Description Jobs for Humanity is collaborating with FIS Global to build an inclusive and just employment ecosyst...
- 4/22/2024 12:00:00 AM
Corporate Banking Portfolio Manager - Commercial Real Estate
- First Commonwealth Bank
-
Canton, OH
- Oversees and works to ensure the accuracy and timely completion of tasks related to managing Corporate Banking portfolio...
- 4/21/2024 12:00:00 AM
Plant Controller, Massillon OH
- Kraft Heinz Company
-
Massillon, OH
- Job Description Here at Kraft Heinz, we grow our people to grow our business, because we believe that great people make ...
- 4/21/2024 12:00:00 AM
About Canton, Ohio
Canton (/ˈkæntən/) is a city in and the county seat of Stark County, Ohio, United States. Canton is located approximately 60 miles (97 km) south of Cleveland and 20 miles (32 km) south of Akron in Northeast Ohio. The city lies on the edge of Ohio's extensive Amish country, particularly in Holmes and Wayne counties to the city's west and southwest. Canton is the largest municipality in the Canton-Massillon, OH Metropolitan Statistical Area, which includes all of Stark and Carroll counties. As of the 2010 Census, the population was 73,007, making Canton eighth among Ohio cities in population.
F...
Source: Wikipedia (as of 04/11/2019). Read more from Wikipedia
Income Estimation for Commercial Credit Analyst jobs
$49,585 to $64,926
Canton, Ohio area prices
were up 1.3% from a year ago
were up 1.3% from a year ago
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