Commercial Credit Analyst jobs in Charleston, SC

Commercial Credit Analyst collects, reviews, and analyzes data to prepare a detailed credit analysis that evaluates the terms and creditworthiness of commercial loan applications. Uses multiple sources of information, including financial statements, collateral appraisals, credit scores, and cash flow analysis, to assign risk ratings to loans and complete an analysis of the applicant's financial status. Being a Commercial Credit Analyst calculates debt-to-income (DTI) ratios to evaluate an applicant's ability to repay the loan. Prepares credit memos in a standardized format that includes key ratios, supporting information, an executive summary, and objective recommendations. Additionally, Commercial Credit Analyst presents credit reports to loan officers and loan committees. Requires a bachelor's degree. Typically reports to a supervisor or manager. The Commercial Credit Analyst work is closely managed. Works on projects/matters of limited complexity in a support role. To be a Commercial Credit Analyst typically requires 0-2 years of related experience. (Copyright 2024 Salary.com)

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Digital Banking Analyst
  • REV Federal Credit Union
  • Summerville, SC FULL_TIME
  • Assumes responsibility for assessing, testing, planning, and developing, an effective digital banking platform.

    • Review, analyze, create, and maintain detailed documentation for use internally and externally, such as business requirements documents, workflow diagrams, use cases, procedures, frequently asked questions, meeting minutes and training modules.
    • Assess, research, test, gather and document requirements for Online/Mobile Banking products, digital account opening, and loan products
    • Open cases with third party vendors to clearly and completely document issues, consistently follow-up with vendor until the issue is resolved.
    • Act as an internal quality control check for the project/product assigned.
    • Provide post-implementation support for new initiatives, upgrades and projects.
    • Collect and communicate the business needs in terms that both a developer and a business owner can understand.
    • Provide appropriate levels of documentation based on the project needs including requirements modeling, documentation, use cases, and the need to be able to document an as-is state and a to-be state.
    • Ensure there is alignment between the business need and the business requirements; e.g., the appropriate documents and details support clear understanding by the technical and development team, and coding can be written in support of the requirements.
    • Manage and execute the testing needs to maintain the system both in production and to support project based required tests.
    • Ensure tests are thorough and risk-based, depending on what has changed within the system.
    • Analyze and verify that proper processing is maintained during test and implementation phases of project cycles.
    • Train appropriate parties for project related initiatives or implementations.
    • Deliverables are on time and within budget when appropriate.
    • Acts as a subject and relationship expert for the supported system and work directly with the development team, stakeholders, and members

    Assumes responsibility for establishing and maintaining effective communication and coordination with Credit union personnel and management.

    • Prepare routine reports (product/service usage and trend analysis, etc.).
    • Work creatively and analytically in a problem-solving environment demonstrating teamwork, innovation and excellence.
    • Understand interdependencies between technology, operations and business needs.
    • Build and maintain relationships with all teams within the organization.

    Assumes responsibilities for related duties as required or assigned.

    Behaviors

    Required
    • Team Player: Works well as a member of a group
    • Functional Expert: Considered a thought leader on a subject
    • Dedicated: Devoted to a task or purpose with loyalty or integrity

    Motivations

    Required
    • Ability to Make an Impact: Inspired to perform well by the ability to contribute to the success of a project or the organization
    • Self-Starter: Inspired to perform without outside help
    • Entrepreneurial Spirit: Inspired to perform well by an ability to drive new ventures within the business

    Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities

    The contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the contractor’s legal duty to furnish information. 41 CFR 60-1.35(c)

  • Just Posted

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Credit
  • MSC Mediterranean Shipping Company SA
  • Charleston, SC FULL_TIME
  • CreditMSC USA - Charleston JOB SUMMARY The Credit Clerk assists customers with the credit application process. KEY RESPONSIBILITIES & DUTIES Processes credit applications, collecting further informati...
  • 2 Days Ago

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DOT Dispatcher $18 - $19 Hanahan
  • Commercial Employees
  • Hanahan, SC FULL_TIME
  • Dispatcher-$19 an hour- Weekly Commercial Employees is looking for a Dispatcher to fill a full-time dispatching role with a logistical trucking company in Hanahan, SC with starting pay at $19 per hour...
  • 14 Days Ago

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1st and 2nd shift Cherry Picker Operator $17 / HR - Hanahan
  • Commercial Employees
  • Hanahan, SC FULL_TIME
  • Cherry Picker / Order Picker Operator We’re hiring Cherry Picker / Order Picker Operators for warehouse positions on Hanahan, SC. The pay rate is $17 / hour, with weekly pay and benefits available. Th...
  • 14 Days Ago

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Warehouse Associate $15 to $17 Background and Drug Screen Required
  • Commercial Employees
  • Charleston, SC FULL_TIME
  • Warehouse Worker – All Shifts Available Commercial Employees is looking for a full-time warehouse associate for a warehouse job in North Charleston, SC. Starting pay is between $15 - $17 per hour that...
  • 1 Day Ago

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Housekeeping $15 Background and Drug Screen Required
  • Commercial Employees
  • Charleston, SC FULL_TIME
  • Housekeeper-Traveling (driving not required) Commercial Employees is looking for a housekeeper for a housekeeping job with an apartment rental company in North Charleston, SC with a starting pay betwe...
  • 2 Days Ago

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0 Commercial Credit Analyst jobs found in Charleston, SC area

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Structural Engineer- Transmission Line
  • Black & Veatch
  • Charleston, SC
  • **Structural Engineer- Transmission Line** Date: Apr 2, 2024 Location: US Tualatin, OR, US Company: Black & Veatch Famil...
  • 4/18/2024 12:00:00 AM

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Project Controls Senior Analyst
  • Black & Veatch
  • Charleston, SC
  • **Project Controls Senior Analyst** Date: Mar 23, 2024 Location: Overland Park, KS, US US Atlanta, GA, US Ann Arbor, MI,...
  • 4/18/2024 12:00:00 AM

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Senior Accounting Manager
  • Creative Financial Staffing
  • Charleston, SC
  • Senior Accounting Manager - Remote 120,000 - 150,000 Our client is seeking a Senior Accounting Manager who will oversee ...
  • 4/18/2024 12:00:00 AM

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Account Sales Manager (EDM)
  • DSI
  • Charleston, SC
  • DSI is a sales enablement company with an immediate career opportunity for a motivated Account Sales Manager (ASM) for o...
  • 4/16/2024 12:00:00 AM

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Account Sales Manager (EDM)
  • Dsi
  • Charleston, SC
  • DSI is a sales enablement company with an immediate career opportunity for a motivated Account Sales Manager (ASM) for o...
  • 4/16/2024 12:00:00 AM

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Accounts Payable Specialist
  • Custom Group Companies
  • Charleston, SC
  • Accounts Payable Specialist Direct Hire, Full Time Onsite - Georgetown, SC (29401) $63k salary + full benefits (medical,...
  • 4/15/2024 12:00:00 AM

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Remote Tax Manager
  • GateSource HR
  • Charleston, SC
  • Job Description A dental practice accounting firm is looking to hire a REMOTE Tax Manager. This firm has acquired dental...
  • 4/14/2024 12:00:00 AM

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Controller
  • Triad Mechanical Contractors
  • Charleston, SC
  • Job Description Job Description We are seeking a Controller to become an integral part of our team! You will oversee fin...
  • 4/14/2024 12:00:00 AM

Charleston is the oldest and largest city in the U.S. state of South Carolina, the county seat of Charleston County, and the principal city in the Charleston–North Charleston–Summerville Metropolitan Statistical Area. The city lies just south of the geographical midpoint of South Carolina's coastline and is located on Charleston Harbor, an inlet of the Atlantic Ocean formed by the confluence of the Ashley, Cooper, and Wando rivers. Charleston had an estimated population of 134,875 in 2017. The estimated population of the Charleston metropolitan area, comprising Berkeley, Charleston, and Dorche...
Source: Wikipedia (as of 04/11/2019). Read more from Wikipedia
Income Estimation for Commercial Credit Analyst jobs
$50,113 to $65,616
Charleston, South Carolina area prices
were up 1.5% from a year ago

Commercial Credit Analyst in Moline, IL
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December 30, 2019
Commercial Credit Analyst in Galveston, TX
We ranked the top skills based on the percentage of Commercial Credit Analyst resumes they appeared on.
February 21, 2020
Commercial Credit Analyst in Fargo, ND
The Commercial Credit Analyst role within Hewlett Packard Enterprise Financial Services (HPEFS) supports the rapidly growing and Channel segment.
January 02, 2020
This individual will evaluate new and existing applications and decision the account based on assigned credit authority and risk appetite guidelines.
January 01, 2020