Commercial Credit Analyst jobs in Macon, GA

Commercial Credit Analyst collects, reviews, and analyzes data to prepare a detailed credit analysis that evaluates the terms and creditworthiness of commercial loan applications. Uses multiple sources of information, including financial statements, collateral appraisals, credit scores, and cash flow analysis, to assign risk ratings to loans and complete an analysis of the applicant's financial status. Being a Commercial Credit Analyst calculates debt-to-income (DTI) ratios to evaluate an applicant's ability to repay the loan. Prepares credit memos in a standardized format that includes key ratios, supporting information, an executive summary, and objective recommendations. Additionally, Commercial Credit Analyst presents credit reports to loan officers and loan committees. Requires a bachelor's degree. Typically reports to a supervisor or manager. The Commercial Credit Analyst work is closely managed. Works on projects/matters of limited complexity in a support role. To be a Commercial Credit Analyst typically requires 0-2 years of related experience. (Copyright 2024 Salary.com)

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Credit Analyst II
  • Morris Bank
  • Warner, GA FULL_TIME
  • SUMMARY

    Responsible for assisting in the day-to-day management and review of the Bank's overall credit review processes by analyzing financial information and credit reports to evaluate degree of risk of commercial loans and to prepare recommendations for the bank lending committee regarding credit limits and terms of loan. Additionally, this position is responsible for assisting the Bank's loan officers in the field and compiling monthly Credit Department Reports.


    ***This position can be located in Laurens County, Bulloch County, or Houston County***


    ESSENTIAL FUNCTIONS

    • Accurately processes daily credit transactions including, but not limited to: a) answering incoming phone calls, b) performing the initial credit analysis to determine if members' credit requests satisfy the Bank policies and procedure guidelines, and c) preparing and processing all documentation for those credit transactions
    • Provides support to Bank customers and staff in explaining credit policies and procedures
    • Assists in special assignments requested by management and members
    • Provides computer support, including data entry, in the maintenance of the loan systems
    • Works directly for the Bank's Credit Manager/Assistant Credit Manager on the preparation of Loan Officer's Credit Memos for loan committee meetings in accordance with the Loan Policy
    • Perform duties as defined in the Bank Secrecy Act/Anti-Money Laundering Program
    • Performs other duties as assigned.


    REQUIRED EDUCATION, EXPERIENCE AND SKILLS

    • Bachelor's degree in business administration, finance, accounting or related field.
    • Three to five years of similar or related experience
    • Effective verbal and written communication skills; ability to maintain confidentially of information as appropriate
    • Excellent Interpersonal Skills
    • Working knowledge or background in credit and financial analysis preferred
    • Ability to think and act independently while following Bank policies and procedures
    • Excellent problem solving skills
    • Knowledge and proficient use of Microsoft computer applications to include Word and Excel
    • General knowledge of Bank Secrecy Act/Anti-Money Laundering Program preferred.


    POSITION SPECIFIC COMPETENCIES:

    • Communication- Demonstrates active listening and interpersonal skills. Be able to effectively communicate on written documents are clear, concise, and well-constructed.
    • Job Knowledge- The depth and breadth of know-how to perform essential duties and functions of the job. Understanding of how individual job performance furthers organizational objectives.
    • Dependability- Always completes assignments timely and thoroughly. Frequently works beyond expectations demonstrating exceptional initiative.
    • Analytical Skills- The ability to observe, evaluate, summarize, and apply meaningful data in the problem-solving process. The level of logical reasoning necessary to connect required actions to desired outcomes. The ability to forecast events based upon current situations. Demonstrated skill in generating alternative solutions to problems.
    • Productivity- Consistently produces a very high volume of work. Uses company time and resources extremely optimally, and meets schedules and deadlines.


    PHYSICAL REQUIREMENTS

    Must be capable of operating all types of office equipment including computer, copy machine, fax and telephone


    EQUIPMENT USED


    Computer, telephone, fax machine, scanner, copier, printer


    SUPERVISORY REQUIREMENTS:
    None


    WORKING CONDITIONS

    • Limited contact with the general public
    • Requires incumbent to remain sedentary within office
    • Requires some travel for training/seminars


    The requirements listed above are representative of the knowledge, skill, and/or ability required. Reasonable accommodations can be made to enable individuals with disabilities to perform the essential functions.

    This job description is not intended to be and should not be construed as an all-inclusive list of the responsibilities, skills, or working conditions associated with the position. While this job description is intended to accurately reflect the position's activities and requirements, management reserves the right to modify, add, or remove duties and assign other duties as necessary.

  • 19 Days Ago

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Credit Analyst - Full-Time
  • United Bank
  • Barnesville, GA FULL_TIME
  • United BankWho We Are:United Bank offers exciting career opportunities and has a unique company mission and culture. We are an innovative and growing 118-year-old, $2.4 billion Community Bank, that pr...
  • 17 Days Ago

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Commercial Tire Technician
  • Kram Commercial Tire
  • Forsyth, GA FULL_TIME
  • We are seeking an experienced and quality-driven commercial road service technician to fill an open position in our Conley service center. Our ideal candidate will be positive, dependable, hard-workin...
  • 22 Days Ago

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Material handler
  • Mannington Commercial
  • Madison, GA FULL_TIME
  • Level 1 Position : Material Handler Pay : $19.50 - 20.65 / hr Weekly Pay, Great Benefits, Advancement Opportunity The Material Handler position requires good communication skills and the ability to fo...
  • 22 Days Ago

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Solar Worker
  • Commercial Solar Solutions
  • Ailey, GA FULL_TIME
  • Job Description Job Description Positions available are as follows : Above Ground Electrical, Below Ground Electrical, Mechanical / Metal, Operator (Earth, Skid, Forklift), PV. General Job Title(s) : ...
  • 23 Days Ago

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HVAC Service Technician
  • Helios Commercial Service Partners
  • Macon, GA FULL_TIME
  • HVAC/R Service Technicians provide diagnostics, service, repair, maintenance & installation for various brands of light commercial HVAC/R equipment. Our technicians make quality repairs in a timely ma...
  • 25 Days Ago

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0 Commercial Credit Analyst jobs found in Macon, GA area

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Internal Auditor - Warehouse Operations (3PL Warehouse)
  • Nichiha
  • Macon, GA
  • Job Title: Internal Auditor - Warehouse Operations (3PL Warehouse) Company Overview: Nichiha USA Inc. is a dynamic organ...
  • 3/28/2024 12:00:00 AM

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DC Inventory Control - Auditor - 2nd Shift-2
  • Academy, Ltd.
  • Jeffersonville, GA
  • Application Note: If you select to "Sign in with LinkedIn" , you will be required to also create a candidate home accoun...
  • 3/27/2024 12:00:00 AM

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Accounting Assistant
  • ShuBee
  • Macon, GA
  • Job Description Job Description Position Summary The Accounting Assistant will perform assigned duties in the accounting...
  • 3/26/2024 12:00:00 AM

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Auto Accounts Payable Clerk, Top Pay, No Weekends!
  • Osborne Chevrolet
  • Warner Robins, GA
  • 211 Chapman Road Byron, GA 31008 Accounts Payable Clerk Excellent Earnings Potential + Great Benefits! Previous Accounti...
  • 3/26/2024 12:00:00 AM

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Credit Support Specialist
  • American Pride Bank
  • Macon, GA
  • 4740 Log Cabin Drive Macon, GA, 31204 (478) 784-1448 | **Job Title** Credit Support Specialist **About American Pride Ba...
  • 3/25/2024 12:00:00 AM

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Cost Accountant
  • Associate Staffing
  • Macon, GA
  • Position Overview: The Senior Financial Analyst will be responsible for providing cost accounting support to multiple Ro...
  • 3/25/2024 12:00:00 AM

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Staff Accountant
  • FIRST CHOICE PRIMARY CARE
  • Macon, GA
  • Job Description Job Description RESPONSIBILITY AND AUTHORITY: Prepares reconciliations of balance sheet accounts. Comple...
  • 3/24/2024 12:00:00 AM

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Accounts Payable Clerk
  • Express Employment Professionals - Warner Robins, GA
  • Fort Valley, GA
  • Job Description Job Description Our company is currently seeking an Accounts Payable Clerk to join our team! You will be...
  • 3/24/2024 12:00:00 AM

Macon (/ˈmeɪkən/), officially Macon–Bibb County, is a consolidated city-county located in the state of Georgia, United States. Macon lies near the geographic center of the state, approximately 85 miles (137 km) south of Atlanta, hence the city's nickname "The Heart of Georgia." Located near the fall line of the Ocmulgee River, Macon is the county seat of Bibb County and had a 2017 estimated population of 152,663. Macon is the principal city of the Macon metropolitan area, which had an estimated population of 228,914 in 2017. Macon is also the largest city in the Macon–Warner Robins Combined St...
Source: Wikipedia (as of 04/11/2019). Read more from Wikipedia
Income Estimation for Commercial Credit Analyst jobs
$48,882 to $63,997
Macon, Georgia area prices
were up 1.5% from a year ago

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