Commercial Credit Analyst jobs in Petersburg, VA

Commercial Credit Analyst collects, reviews, and analyzes data to prepare a detailed credit analysis that evaluates the terms and creditworthiness of commercial loan applications. Uses multiple sources of information, including financial statements, collateral appraisals, credit scores, and cash flow analysis, to assign risk ratings to loans and complete an analysis of the applicant's financial status. Being a Commercial Credit Analyst calculates debt-to-income (DTI) ratios to evaluate an applicant's ability to repay the loan. Prepares credit memos in a standardized format that includes key ratios, supporting information, an executive summary, and objective recommendations. Additionally, Commercial Credit Analyst presents credit reports to loan officers and loan committees. Requires a bachelor's degree. Typically reports to a supervisor or manager. The Commercial Credit Analyst work is closely managed. Works on projects/matters of limited complexity in a support role. To be a Commercial Credit Analyst typically requires 0-2 years of related experience. (Copyright 2024 Salary.com)

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Credit Analyst
  • Benchmark Community Bank
  • Kenbridge, VA FULL_TIME
  • Exciting opportunity to join the credit team to support the commercial lending growth in our Virginia and North Carolina markets.

    With almost 53 years of outstanding service to the communities in Southside Virginia and Northern North Carolina, Benchmark has built a reputation built on trust and doing the right thing for the customer. Come join our team of dedicated customer service driven professionals.

    CREDIT ANALYST

    The Credit Analyst will support the business banking team by utilizing Sageworks to input financials, prepare cash flow and credit analysis reports. The Credit Analyst should be able to independently analyze and help underwrite new and existing credit requests submitted by the lenders. The Analyst should have a working knowledge of reading tax returns and financial documents. Must be able to craft well written credit memos and provide feedback to upper management on market conditions and customer issues in local area (strengths and weaknesses of competition, gains and losses of business, comments both positive and negative, etc.)

    Qualifications: Strong understanding of loan risk, along with the ability to gather, analyze and summarize complex data and make recommendations. Excellent written and verbal skills along with advanced Excel experience. Must possess a minimum of 2 years' experience in a credit analyst role or have previous commercial credit underwriting experience.

    Salary commensurate with experience. Our headquarters is located in Kenbridge VA, but this full-time role will allow for a flexible work location and a hybrid work schedule.

    Benchmark Community Bank is an equal opportunity employer, and all qualified applicants will receive consideration for employment without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity, or expression, or any other characteristic protected by federal, state, or local laws.

  • 1 Day Ago

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Tire Technician - Commercial Tires
  • GTT Commercial Tires LLC
  • Petersburg, VA FULL_TIME
  • We are seeking a Commercial Tire Technician to join our team! You will perform duties such as dismount, mount and installation of commercial tires in order to ensure customer satisfaction and retentio...
  • 25 Days Ago

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Custodian
  • ServiceMaster Commercial Cleaning by Long
  • South Hill, VA PART_TIME
  • For more than 60 years, ServiceMaster Clean has been creating cleaner, healthier, safer work environments for our customers. As a ServiceMaster Service Partner, you belong to a team that works togethe...
  • 23 Days Ago

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Leasing Associate - Tax Credit
  • RPM Living
  • Petersburg, VA FULL_TIME
  • Overview Looking for something different? We ARE that something different at RPM Living. Dynamic and fast growth culture and multiple nationwide opportunities let YOU shape your future with us. Top in...
  • 12 Days Ago

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Community Manager - Tax Credit
  • RPM Living
  • Petersburg, VA FULL_TIME
  • Overview Looking for something different? We ARE that something different at RPM Living. Dynamic and fast growth culture and multiple nationwide opportunities let YOU shape your future with us. Top in...
  • 1 Month Ago

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VP Information Technology
  • Argent Federal Credit Union
  • Chester, VA FULL_TIME
  • Position Summary:This role is responsible for providing the vision and leadership to proactively manage enterprise-wide Information Technology (IT) systems that support uninterrupted business operatio...
  • 1 Month Ago

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0 Commercial Credit Analyst jobs found in Petersburg, VA area

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Library Specialist
  • Virginia Community College System
  • Chesterfield, VA
  • Posting Details Posting Summary Working Title Library Specialist Role Title Library Specialist II Role Code 29052-SW FLS...
  • 4/19/2024 12:00:00 AM

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Front of House Team Members
  • Red Robin International, Inc.
  • Glen Allen, VA
  • Front of House Team Members Red Robin isn't your typical burger restaurant. We're a team filled with unbridled energy, m...
  • 4/19/2024 12:00:00 AM

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Master Electrician Installation Specialist- 60K-80K
  • Clinton Learning
  • Richmond, VA
  • Job Description Job Description Since 2006, Clinton Learning Solutions, LLC has helped teachers teach and students learn...
  • 4/18/2024 12:00:00 AM

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Senior Mortgage Backed Securities Analyst
  • Dynex Capital Inc.
  • Glen Allen, VA
  • Function: Portfolio Management Job Title: Senior Mortgage-Backed Securities Analyst About Dynex:Dynex is a leading finan...
  • 4/18/2024 12:00:00 AM

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Pro Services Specialist
  • Floor & Decor Holdings, Inc.
  • Chesterfield, VA
  • Base Pay This role has a minimum base pay from $15.00 per hour with higher starting pay available based on experience. P...
  • 4/17/2024 12:00:00 AM

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Senior Structured Products Analyst
  • Richmond Capital Management
  • Richmond, VA
  • Richmond Capital Management Senior Structured Products (REIT/CMBS/MBS/ABS) Analyst/Trader Firm Background Richmond Capit...
  • 4/17/2024 12:00:00 AM

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Senior Structured Products Analyst
  • Richmond Capital Management
  • University Of Richmond, VA
  • Richmond Capital Management Senior Structured Products (REIT/CMBS/MBS/ABS) Analyst/Trader Firm Background Richmond Capit...
  • 4/16/2024 12:00:00 AM

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Bartender
  • Red Robin Gourmet Burgers
  • Petersburg, VA
  • Front of House Team Members**Red Robin** isn't your typical burger restaurant. We're a team filled with unbridled energy...
  • 4/15/2024 12:00:00 AM

Petersburg is located at 37°12′46″N 77°24′1″W / 37.21278°N 77.40028°W / 37.21278; -77.40028 (37.21295, -77.400417). According to the United States Census Bureau, the city has a total area of 23.2 square miles (60.1 km2), of which 22.9 square miles (59.3 km2) of land and 0.2 square miles (0.5 km2) (1.1%) is water. Petersburg is located on the Appomattox River at the fall line, which marks the area where the Piedmont region (continental bedrock) and the Atlantic coastal plain (unconsolidated sediments) meet. The fall line is typically prominent where a river crosses its rocky boundary, as the...
Source: Wikipedia (as of 04/11/2019). Read more from Wikipedia
Income Estimation for Commercial Credit Analyst jobs
$51,168 to $66,998
Petersburg, Virginia area prices
were up 1.2% from a year ago

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This individual will evaluate new and existing applications and decision the account based on assigned credit authority and risk appetite guidelines.
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