Commercial Credit Analyst jobs in Rochester, MN

Sterling State Bank is seeking qualified applicants for the position of Commercial Credit Analyst. This position is full-time and is located at our Corporate Office (4200 Badger Hills Drive, NW, Rochester, MN 55901).

Additional responsibilities and skills required include:

• Assisting with managing the credit risk and loan quality of the commercial loan portfolio.
• Responsible for analyzing financial statements, developing and analyzing cash flow information and preparing comprehensive credit proposals.
• This position works with the lending staff in preparing and updating credit files while monitoring credit quality through review of financial information such as tax returns, company financial statemtns, and collateral values to provide early warning of possible financial deterioration.
• Assists other team members in a collaborative way with sharing best proactives and institutional knowledge, leading by example for a positive, cooperative team environment.
• Additional responsibilitites include examining documents and submitted forms in order to ensure compliance wit hthe required standards of the Bank, cheking for any inconsistencies or accuracy issues, and ensuring that loans are in accordnace with the Bank's policy and regulatory guidelines as applicable.

Ideal candidates will possess some of the following experience:

Qualified candidates will possess a college degree in Finance, Accounting, Economics, or related field and or equivalent work experience to include two to three years credit analysis experience along with a solid understanding of financial accounting. Strong interpersonal, communication (both written and oral), and customer service skills are a must. Knowledge of commercial real estate and corporate lending operations and regulations along with strong problem solving and analytical skills are also required.

Basic understanding of federal and state laws regarding lending practices are preferred. Ability to work with minimal direction and demonstrate proactive problem-solving skills. Ability to demonstrate effective time management and rapidly changing priorities. Excellent organizational, verbal and written communication skills.

Working knowledge of MS Office Suite and the technical ability to operate banking software and other general office equipment.

This position is 40 hours per week. Benefits include health care and dental insurance, 401k (with company matching), company-paid life insurance and paid vacation.

Sterling State Bank considers all applicants for all positions, without regard to race, color, religion, gender, national origin, age, disability, marital status, veteran status, or any other prohibited basis of discrimination, as provided under applicable state and federal law. Equal opportunity employer (EOE).

Or email your resume to Malachi McNeilus at: mmcneilus@sterlingstatebank.com (“Attn: Commercial Credit Analyst” in the subject line). Questions about this opening? Call Malachi at (507) 282-1845 or send an e-mail. We are excited to hear from you!