Commercial Credit Analyst jobs in Schenectady, NY
Commercial Credit Analyst collects, reviews, and analyzes data to prepare a detailed credit analysis that evaluates the terms and creditworthiness of commercial loan applications. Uses multiple sources of information, including financial statements, collateral appraisals, credit scores, and cash flow analysis, to assign risk ratings to loans and complete an analysis of the applicant's financial status. Being a Commercial Credit Analyst calculates debt-to-income (DTI) ratios to evaluate an applicant's ability to repay the loan. Prepares credit memos in a standardized format that includes key ratios, supporting information, an executive summary, and objective recommendations. Additionally, Commercial Credit Analyst presents credit reports to loan officers and loan committees. Requires a bachelor's degree. Typically reports to a supervisor or manager. The Commercial Credit Analyst work is closely managed. Works on projects/matters of limited complexity in a support role. To be a Commercial Credit Analyst typically requires 0-2 years of related experience. (Copyright 2024 Salary.com)
Recently Added Commercial Credit Analyst jobs
- PlaceMe
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Galway, NY
OTHER
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Overview
Currently recruiting for two Commercial Accountants to join my Galway based with responsibility for multiple reporting entities.
Qualifications
- ACCA/ACA/CIMA qualified desired
- 2-5 years PQE (Industry/Practice)
- Strong interpersonal and communication skills, particularly when working closely with non-financial teams
- Advanced in Microsoft Excel
- Ability to be part of multiple business projects while sustaining core objectives
Responsibilities
- Provide analytical, financial reporting and forecasting support for senior management at site and Group level
- Ensure the accuracy and integrity of information used in reporting, analysis, and decision-making, by thoroughly evaluating key business metrics and trends
- Build and maintain sound and reliable business relationships across the organization
- Act as a resource for non-financial personnel on matters of accounting, finance and analysis
- Advise on and facilitate the implementation of new processes/systems to improve the efficiency and effectiveness of the team.
- 1 Month Ago
- Empire State University
-
Saratoga Springs, NY
FULL_TIME
- Job Description:Empire State University is currently seeking a Director of Non-Credit Programs (State Title: Staff Associate) in the Center for International and Extended Education. The Director will ...
- 27 Days Ago
- Valor Merchant Services
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Schenectady, NY
FULL_TIME
- Responsibilities:- Develop new business opportunities and generate leads through prospecting and networking- Conduct sales presentations and product demonstrations to potential clients- Build and main...
- Just Posted
- Sidney Federal Credit Union
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Amsterdam, NY
PART_TIME
- Here at SFCU we define our culture as one of GROWTH. Growing our member, growing our employee, and growing our organization. In this role you will gain a unique perspective of our membership and knowi...
- Just Posted
- Sidney Federal Credit Union
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Amsterdam, NY
PART_TIME
- Here at SFCU we define our culture as one of GROWTH. Growing our member, growing our employee, and growing our organization. In this role you will gain a unique perspective of our membership and knowi...
- 2 Days Ago
- Sunmark Credit Union
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Glenville, NY
FULL_TIME
- People Helping People, that is what Sunmark Credit Union is all about! We are looking for a new team member who can offer exceptional customer service, a positive attitude, and a desire to learn and g...
- 15 Days Ago
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0 Commercial Credit Analyst jobs found in Schenectady, NY area
- Capital One
-
Albany, NY
- Center 3 (19075), United States of America, McLean, Virginia Senior Manager, Information Security Office (ISO) Consultan...
- 4/25/2024 12:00:00 AM
- Santander Bank
-
Albany, NY
- Multifamily Commercial Real Estate Portfolio Management Analyst Country: United States of America Job Description: Revie...
- 4/24/2024 12:00:00 AM
- StateJobsNY
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Latham, NY
- This title is part of the New York Hiring for Emergency Limited Placement Statewide Program (NY HELPS). For the duration...
- 4/22/2024 12:00:00 AM
- Federal Aviation Administration
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Latham, NY
- Summary The incumbent is responsible for justifying and recommending new or amended aviation safety procedures, managing...
- 4/22/2024 12:00:00 AM
- NTNL BK OF COXSACKIE
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Cohoes, NY
- Job Description Job Description NBC’s Relationship Manager is stimulating, challenging, and offers the opportunity for g...
- 4/21/2024 12:00:00 AM
About Schenectady, New York
were up 1.5% from a year ago