Commercial Credit Analyst jobs in Springfield, MO

Commercial Credit Analyst collects, reviews, and analyzes data to prepare a detailed credit analysis that evaluates the terms and creditworthiness of commercial loan applications. Uses multiple sources of information, including financial statements, collateral appraisals, credit scores, and cash flow analysis, to assign risk ratings to loans and complete an analysis of the applicant's financial status. Being a Commercial Credit Analyst calculates debt-to-income (DTI) ratios to evaluate an applicant's ability to repay the loan. Prepares credit memos in a standardized format that includes key ratios, supporting information, an executive summary, and objective recommendations. Additionally, Commercial Credit Analyst presents credit reports to loan officers and loan committees. Requires a bachelor's degree. Typically reports to a supervisor or manager. The Commercial Credit Analyst work is closely managed. Works on projects/matters of limited complexity in a support role. To be a Commercial Credit Analyst typically requires 0-2 years of related experience. (Copyright 2024 Salary.com)

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Credit Analyst
  • Old Missouri Bank
  • Springfield, MO FULL_TIME
  • Job Summary
    The Credit Analyst is responsible for reviewing and interpreting credit and financial statements for current and potential borrower and making recommendations regarding the extension of credit. Candidates need to be able to identify credit requirements based on funding method, including commercial, consumer, SBA, FSA, and USDA. Duties include gathering and tracking financial information necessary for analysis, preparing and presenting results with customers, monitoring credit activities to identify potential underwriting exceptions, making on-site visual inspections of properties and equipment, interaction with government agencies regarding guaranteed loan funding, and reviewing and maintaining all credit files. Will also assist in compiling data and drafting reports for management and Board of Directors. Performs complex financial mathematical calculations and activities that require a thorough, detailed review of all documents used and created in the credit review process. Most written work will be completed utilizing the following software’s: Jack Henry Silverlake and Excel.
    Primary Location/Schedule:
    • Hybrid work environment: weekly schedule requires a combination of on-site and home office hours.
    o On-site: 3110 S Delaware Ave, Springfield MO 65804
    • Full-time: 40 hours per week
    • 8:00 am. – 5:00 pm. Monday through Friday is standard with occasional evenings and weekends as needed. Moderate adjustments may be possible at the discretion of hiring manager.
    • Occasion travel during workday required
    Position Requirements:
    • Bachelor’s degree in Business, Finance, Accounting, or related field
    • A minimum of two year of bank experience; or
    • A combination of education, training and experience equivalent too
    • Jack Henry Silverlake experience preferred
    • Knowledge of government guarantee loan guidelines for structuring and funding is ideal.
    Required Skills:
    • Ability to create a home office that allows for the handling of private and confidential data, documents, and conversations.
    • Excellent customer service and strong communication skills
    • Strong mathematical, problem-solving and computer skills
    • Excellent attention to detail and work organization skills
    • Ability to apply and enforce regulatory standards for ethical behavior, confidentiality and information security
    • Ability to maintain productivity standards while working independently, with minimum supervision
    • Intermediate to advanced knowledge and experience with Microsoft Excel or similar program
    • Strong organizational skills, including multi-tasking.
    • Willingness to proactively cross-sell bank products & services
    To Apply:
    • Complete an application at https://www.oldmissouribank.com/about/careers
    • Contact Human Resources at careers@oldmobank.com or 417-869-9000 for more information
    Benefits:
    • Excellent work environment where you are appreciated and recognized for you individual efforts and contributions
    • Stability with a locally owned community bank that is growing and expanding in the region
    • Paid Leave: Paid Time Off, Military, Bereavement, and Jury Duty
    • Full and partially paid insurance plans: life w/ AD&D, disability, medical, and dental
    • Cost friendly insurance: vision, critical illness, accident, supplemental life w/ AD&D
    • 100% match of retirement savings (up to plan limit)
    • Discounted financial service fees on select OMB products and services
    • Plus more
    Futures made brighter. Banking made better
    Old Missouri Bank was founded in 1999 with a commitment to excellence in service. We offer our customers the latest in banking products and services combined with old-fashioned customer service. We are committed to giving our customers the kindness, courtesy, and professionalism they deserve. This philosophy has resulted in our growth from one bank in Springfield to six banks in Springfield and the surrounding communities.
    Disclaimer:
    The above description relates the general nature and level of work performed by people assigned to this classification. It is not to be construed as an exhaustive list of all responsibilities, duties, and skills required of personnel so classified. All personnel may be required to perform tasks outside of their regular responsibilities from time to time, as needed.
    EQUAL OPPORTUNITY EMPLOYER E-VERIFY EMPLOYER
  • Just Posted

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Credit Analyst
  • QCR Holdings, Inc.
  • Springfield, MO FULL_TIME
  • Guaranty Bank is looking for a Credit Analyst I to join our Credit department! This individual will be responsible for providing support to the Loan Officers by performing a variety of administrative,...
  • 6 Days Ago

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Credit Analyst
  • Guaranty Bank
  • Springfield, MO FULL_TIME
  • Guaranty Bank is looking for a Credit Analyst I to join our Credit department! This individual will be responsible for providing support to the Loan Officers by performing a variety of administrative,...
  • 6 Days Ago

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Credit Analyst I
  • Guaranty Bank
  • Springfield, MO FULL_TIME
  • Guaranty Bank is looking for a Credit Analyst I to join our Credit department! This individual will be responsible for providing support to the Loan Officers by performing a variety of administrative,...
  • 10 Days Ago

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Manager of Credit Union Commercial Services Support
  • Jack Henry & Associates, Inc.
  • Monett, MO FULL_TIME
  • General information JobID 14062 Position Level Manager Team Implementation & Support Working Time Full-Time Position Type Regular Travel Requirements 5% Workplace Type Remote Equal Employment Opportun...
  • 1 Month Ago

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Programmer Analyst II: Credit Union Core Implementations
  • Jack Henry & Associates, Inc.
  • Monett, MO FULL_TIME
  • General information JobID 14035 Position Level Individual Contributor Team Information Technology Working Time Full-Time Position Type Regular Travel Requirements 10% Workplace Type Remote Equal Emplo...
  • 1 Month Ago

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0 Commercial Credit Analyst jobs found in Springfield, MO area

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Accounting Internship - Summer/Fall 2024/Spring 2025
  • Abacus CPAs
  • Springfield, MO
  • Job Description Job Description This is a Summer/Fall 2024/Spring 2025 internship opportunity. We are flexible to work a...
  • 3/18/2024 12:00:00 AM

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Staff Accountant
  • The Judge Group
  • Springfield, MO
  • At Dairy Farmers of America (DFA) we are proud to be a farmer-owned milk marketing cooperative. Our Beverage and Dairy F...
  • 3/18/2024 12:00:00 AM

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Dealership Controller
  • Berkshire Hathaway Inc
  • Springfield, MO
  • Controller opportunities are in a variety of dynamic and profitable dealerships in Missouri. These stores offer aggressi...
  • 3/18/2024 12:00:00 AM

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Collector, Drug & BA Testing - (PRN) - ExamOne/Bridgewater, NJ area
  • Quest Diagnostics Incorporated
  • Springfield, MO
  • Category Per Diem and On Call Location Springfield, New Jersey Job function Operations Job family Per Diem Examiner Shif...
  • 3/18/2024 12:00:00 AM

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Accountant
  • Penmac Staffing
  • Springfield, MO
  • Job Description Job Description Penmac Staffing is hiring an Accountant for a non-profit company located in Springfield,...
  • 3/16/2024 12:00:00 AM

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Staff Accountant Audit
  • Abacus CPAs
  • Springfield, MO
  • Job Description Job Description Staff Accountant in Audit Abacus CPAs, LLC Position Location in: Springfield, MO Full Ti...
  • 3/16/2024 12:00:00 AM

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Senior Auditor - Hybrid
  • Abacus CPAs
  • Springfield, MO
  • Job Description Job Description As a senior auditor, you will complete audit and attest processes and supervise staff au...
  • 3/16/2024 12:00:00 AM

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Branch Auditor
  • EDWARD JONES
  • Springfield, MO
  • Join a financial services firm where your contributions are valued. Edward Jones is a Fortune 500 company where people c...
  • 3/15/2024 12:00:00 AM

Springfield is the third-largest city in the state of Missouri and the county seat of Greene County. As of the 2010 census, its population was 159,498. As of 2017, the Census Bureau estimated its population at 167,376. It is the principal city of the Springfield metropolitan area, which has a population of 462,369 and includes the counties of Christian, Dallas, Greene, Polk, Webster. Springfield's nickname is "Queen City of the Ozarks" and it is known as the "Birthplace of Route 66". It is home to three universities, Missouri State University, Drury University, and Evangel University. Springf...
Source: Wikipedia (as of 04/11/2019). Read more from Wikipedia
Income Estimation for Commercial Credit Analyst jobs
$49,194 to $64,405
Springfield, Missouri area prices
were up 1.3% from a year ago

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