Commercial Credit Analyst jobs in Topeka, KS

Commercial Credit Analyst collects, reviews, and analyzes data to prepare a detailed credit analysis that evaluates the terms and creditworthiness of commercial loan applications. Uses multiple sources of information, including financial statements, collateral appraisals, credit scores, and cash flow analysis, to assign risk ratings to loans and complete an analysis of the applicant's financial status. Being a Commercial Credit Analyst calculates debt-to-income (DTI) ratios to evaluate an applicant's ability to repay the loan. Prepares credit memos in a standardized format that includes key ratios, supporting information, an executive summary, and objective recommendations. Additionally, Commercial Credit Analyst presents credit reports to loan officers and loan committees. Requires a bachelor's degree. Typically reports to a supervisor or manager. The Commercial Credit Analyst work is closely managed. Works on projects/matters of limited complexity in a support role. To be a Commercial Credit Analyst typically requires 0-2 years of related experience. (Copyright 2024 Salary.com)

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Credit Analyst
  • HR Partners
  • Topeka, KS FULL_TIME
  • Company: Kaw Valley Bank
    Title: Credit Analyst
    Job Classification: Non-Exempt, Full-Time
     
    Primary Accountabilities:
    The Credit Analyst is responsible for administering Kaw Valley Bank’s (“Bank’s”) entire loan portfolio by ensuring sound credit practices, proper documentation, analysis and adherence to credit policies. Position will provide ongoing credit training and development.

    Major Duties:
    • Provides credit analysis for the lending activities of the Bank by analyzing financial information on borrowers and guarantors. Performs global cash flow analysis when necessary
    • Underwrites, analyzes and prepares loan presentations for Commercial and Business banking loans.
    • Analyzes the credit and collateral aspects of business and individual loans both secured and unsecured.
    • Ensures overall bank loan documentation and credit file administration is complete and consistent with loan policy. Directs and oversees processes to ensure loans comply with contractual and legal terms of the credit (i.e. financial covenant tracking, borrowing base certification, lien/collateral perfection, and related terms.)
    • Monitors loans to ensure proper documentation with respect to items such as periodic calculation of ratios to determine financial compliance. Provides accurate financial analysis.
    • Conducts financial analyses to support lending guidelines (i.e. LTV, Debt Service Coverage, Credit Ratios) for impact on credit quality and efficiency, or other analytical projects as assigned.
    • Validates credit risk ratings and loan structure (i.e. pricing, credit compliance & appropriate accounting treatment such as TDR/Non-Accrual).
    • Ensures credit systems are designed based on current credit risk profile and ensure confirmations are delivered and analyzed for Asset-Based (Account Receivable) loans.
    • Performs additional duties as assigned.
    Required Qualifications:
    • Undergraduate degree in a business or finance related field. In lieu of degree, equivalent experience may be accepted.
    • Three (3) to five (5) years of experience in credit risk management, internal/external loan review, and/or previous credit analyst experience. One (1) to three (3) years previous lending experience is preferred but not required.
    • Experience with quantitative analysis methods such as stress testing, regression, loss forecasting, global cash flow analysis, etc.
    • Knowledge of loan documentation, appraisal analysis.
    • Must possess discretion, good judgment, and organizational and analytical skills and able to make reliable and prompt decisions using available information.
    • Must have strong experience with Excel, Word, and KVB core systems.
    • Must have thorough understanding of financial data such as tax returns, accountant prepared documents, cash flow, balance sheet, profit & loss, and collateral dynamics of customer’s properties and geographic area.
    • Excellent communications skills, both written and verbal and must be able to read, write, speak, and otherwise communicate with customers in English.
    • Must demonstrate good work habits, maintain a professional appearance and attitude, and follow policies and procedures.
    Physical Demands:
    • Ability to sit for extended periods of time.
    • Work normally requires finger dexterity and eye-hand coordination to operate computer keyboard at a moderate skill level.
    • Ability to read computer screens and email, mail and talk on the phone.
    • Ability to lift up to twenty-five (25) pounds.
    Work Environment:
    • Professional and deadline-oriented environment in an office setting.
    • Interacts frequently with senior management, customers, prospects, operations and technical staff. When needed and in conjunction with loan officers will meet with current and potential customers to obtain information needed for loan requests.
    • Potential exposure to dangerous criminal activity.
    Additional Duties: Additional duties and responsibilities may be added to this job description at any time. The job description does not state or imply that these are the only activities to be performed by the employee(s) holding this position. Employees are required to follow any other job-related instructions and to perform any other job-related responsibilities as requested by their supervisor.

    Employee Benefits Include: Paid Sick/Vacation Time, Paid Holidays, Health & Dental Insurance, Short- & Long-Term Disability, 401(K) with a Match plus more.

    Please apply at: https://www.kawvalleybank.com/about/careers We are an Equal Opportunity Employer.
  • 10 Days Ago

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Commercial Services Specialist
  • Envista Credit Union
  • Topeka, KS FULL_TIME
  • What this role looks like: To assist the Commercial Services department with administrative tasks and responding to member questions. Successful candidates will share Envista's Core Values of Integrit...
  • 4 Days Ago

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Senior credit analyst
  • Career 1 Source
  • Topeka, KS FULL_TIME
  • Senior Commercial Credit Analyst Opportunity Career 1 Source is looking for an experienced commercial credit analyst or underwriter to join one of the best banks in Northeast Kansas! What’s in it for ...
  • 1 Month Ago

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Service Technician - Commercial Door
  • Topeka Foundry Commercial Door
  • Topeka, KS FULL_TIME
  • THE HME GROUPThe HME Group began its operations in the construction and manufacturing industries in 1996. Continued strategic growth over the last 25 years has transformed HME into a thriving group wi...
  • 3 Days Ago

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Apprentice Lineman (Kansas)
  • IES Commercial, Inc. - Commercial & Industrial...
  • Topeka, KS FULL_TIME
  • IES Commercial, Inc. – Commercial & Industrial Division, in Holdrege, NE seeking full-time Apprentice Lineman for work in the Nebraska, South Dakota, Iowa, and Kansas areas as needed. Per Diem Eligibi...
  • 25 Days Ago

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Journeyman Lineman (Kansas)
  • IES Commercial, Inc. - Commercial & Industrial...
  • Topeka, KS FULL_TIME
  • IES Commercial, Inc. - Commercial & Industrial Division, seeking full-time Journeyman Lineman for work in Nebraska and Iowa and Kansas areas as needed. $3,500 HIRE BONUS and Per Diem Eligibility Appli...
  • 15 Days Ago

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0 Commercial Credit Analyst jobs found in Topeka, KS area

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Tax Accountant
  • Security Benefit
  • Topeka, KS
  • Security Benefit is searching for an experienced Tax Accountant with proven experience to join our team. This position w...
  • 3/28/2024 12:00:00 AM

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Senior Income Tax Analyst - Remote
  • Avnet
  • Topeka, KS
  • **Who We Are:** At Avnet, relationships matter. We are a global, FORTUNE 500 technology distributor and solutions compan...
  • 3/28/2024 12:00:00 AM

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Project Analyst (TR 2024-00018)
  • Experis
  • Topeka, KS
  • PROJECT ANALYST NEEDED! Hi! Our client in Topeka, KS is seeking a PROJECT ANALYST to join their team. This position is o...
  • 3/28/2024 12:00:00 AM

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Accounting Lead - Remote & Haiti
  • Amentum
  • Topeka, KS
  • Amentum, a large government contract company, is seeking an Accounting Lead to support a pending contract award in Haiti...
  • 3/28/2024 12:00:00 AM

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RDH (Registered Dental Hygienist)- Make your Own Schedule and Choose Your Pay
  • GoTu
  • Topeka, KS
  • Pay Range: $45-$70/Hour By using the GoTu app, you can find local temporary and permanent opportunities and get peace of...
  • 3/28/2024 12:00:00 AM

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Accountant
  • First Management, Inc.
  • Lawrence, KS
  • Job Description Job Description This organization believes that each employee makes a significant contribution to our su...
  • 3/27/2024 12:00:00 AM

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Audit Senior - Louisville, KY / Jeffersonville, IN (Hybrid or Remote)
  • Cherry Bekaert
  • Topeka, KS
  • **Description** **Cherry Bekaerts** Audit and Assurance practice has been growing. Come be a part of the growth as an **...
  • 3/24/2024 12:00:00 AM

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Audit Senior - Cincinnati (Hybrid/Remote)
  • Cherry Bekaert
  • Topeka, KS
  • **Description** **Cherry Bekaerts** Audit and Assurance practice has been growing. Come be a part of the growth as an **...
  • 3/24/2024 12:00:00 AM

Topeka (/toʊˈpiːkə/; Kansa: Tó Pee Kuh) is the capital city of the U.S. state of Kansas and the seat of Shawnee County. It is situated along the Kansas River in the central part of Shawnee County, in northeast Kansas, in the Central United States. As of the 2010 census, the city population was 127,473. The Topeka Metropolitan Statistical Area, which includes Shawnee, Jackson, Jefferson, Osage, and Wabaunsee counties, had a population of 233,870 in the 2010 census. The name Topeka is a Kansa-Osage sentence that means "place where we dug potatoes", or "a good place to dig potatoes". As a plac...
Source: Wikipedia (as of 04/11/2019). Read more from Wikipedia
Income Estimation for Commercial Credit Analyst jobs
$48,673 to $63,723
Topeka, Kansas area prices
were up 1.3% from a year ago

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