Commercial Credit Analyst collects, reviews, and analyzes data to prepare a detailed credit analysis that evaluates the terms and creditworthiness of commercial loan applications. Uses multiple sources of information, including financial statements, collateral appraisals, credit scores, and cash flow analysis, to assign risk ratings to loans and complete an analysis of the applicant's financial status. Being a Commercial Credit Analyst calculates debt-to-income (DTI) ratios to evaluate an applicant's ability to repay the loan. Prepares credit memos in a standardized format that includes key ratios, supporting information, an executive summary, and objective recommendations. Additionally, Commercial Credit Analyst presents credit reports to loan officers and loan committees. Requires a bachelor's degree. Typically reports to a supervisor or manager. The Commercial Credit Analyst work is closely managed. Works on projects/matters of limited complexity in a support role. To be a Commercial Credit Analyst typically requires 0-2 years of related experience. (Copyright 2024 Salary.com)
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Hilltop Bank is looking for friendly, motivated individuals to be a part of our team. Join Casper’s highly experienced and professional staff—the finest in banking. With our competitive pay and excellent benefits, we are able to maintain highly qualified staff, which allows us to provide our customers exceptional service.
As a locally owned and operated bank, our employees are the reason for our continued growth and highly regarded reputation throughout the state of Wyoming.
Credit Analyst
Duties/Responsibilities:
Qualifications:
For more information or to apply visit our website at www.hilltop.bank
Compensation is determined by experience.
Hilltop Bank is an EEO Employer.
Job Type: Full-time
Benefits:
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Work Location: In person