Commercial Loan Business Development Officer jobs in Saint Charles, MO

Commercial Loan Business Development Officer sells commercial loan services to prospective clients. Develops the initial relationship with prospects and coordinates with loan relationship manager to close selling process. Being a Commercial Loan Business Development Officer develops sales strategies for expanding referral sources. Typically requires a bachelor's degree. Additionally, Commercial Loan Business Development Officer typically reports to a manager or head of a unit/department. The Commercial Loan Business Development Officer gains exposure to some of the complex tasks within the job function. Occasionally directed in several aspects of the work. To be a Commercial Loan Business Development Officer typically requires 2 to 4 years of related experience. (Copyright 2024 Salary.com)

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Commercial/Agricultural Loan Officer
  • Great Rivers Bank
  • Hannibal, MO FULL_TIME
  • Position Summary: Responsible for soliciting and servicing a variety of commercial/agricultural loans (will occasionally assist with consumer and real estate loans). The lender will maintain and build a loan portfolio. Responsible for all facets of the of loan customers; including application completion, financial information, exception management, and loan documentation. Makes decision on loans and terms within established lending limits or makes recommendation to higher authority.

    Job Duties

    · Initiate contact with potential commercial accounts and solicit their relationship

    · Interview applicants to develop information concerning their business, needs, desires, abilities and earnings to determine whether a loan may be an acceptable risk

    · Inquire on existing commercial accounts, maintains relationships, cross-sells other bank products and services and solicits referrals for new commercial relationships

    · Develop new business and increase or retain existing business

    · Manages the entire banking relationship for a portfolio of commercial accounts

    · Assists credit analysts with financial statement analysis (balance sheet and profit and loss) and income tax returns on loans. Includes key performance ratio analysis.

    · Works in conjunction with credit analysts to complete credit memorandums (LARs and Narratives) on new and existing relationships

    o In-depth historical financial analysis

    o In-depth projection financial analysis, including “what if/stress test” scenarios that test the reasonableness of the projections

    o In-depth analysis of the secondary sources of repayment, such as collateral

    o Balance sheet trends and issues

    o In-depth analysis of guarantor’s financial position

    o Develop cash flow analysis

    · Maintains the integrity and quality of the loan portfolio according to the loan policy

    · Coordinates with Loan Review and Chief Credit Officer to establish risk ratings for borrowers including recommendation for a downgrade outside of the review cycle

    · Ensure that information gathering, decision making, and loan monitoring are in compliance with all regulations

    · Assist in collection process of delinquent and problem loans

    · Maintains a presence and promotes the bank within the community

    · Review credit reports

    · Assist in SBA, FSA and other special loan programs. Including application preparation, monitoring and liquidation

    · Contribute to the fulfillment of department, market and company objectives and goals

    · Comply with all department and company policies, procedures and regulations

    · Other duties as assigned

    Key Competencies/Skills

    · Strong communication skills – verbal, written and interpersonal skills

    · Good listening skills

    · Accuracy and attention to detail

    · Excellent computer skills – highly proficient in Excel and Word

    · Extensive knowledge of financial statement analysis, income tax returns and regulations

    · Loan compliance knowledge

    · Loan policy knowledge

    Education/Experience

    · Bachelor’s Degree in a business related field preferred

    · High School diploma or GED required

    · 3-5 years of banking or financial related field

    Job Type: Full-time

    Pay: From $70,000.00 per year

    Benefits:

    • 401(k)
    • 401(k) matching
    • Dental insurance
    • Health insurance
    • Life insurance
    • Paid time off
    • Vision insurance

    Schedule:

    • Monday to Friday

    Work setting:

    • In-person
    • Office

    People with a criminal record are encouraged to apply

    Ability to Relocate:

    • Hannibal, MO: Relocate before starting work (Required)

    Work Location: In person

  • 13 Days Ago

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Commercial Loan Officer
  • Royal Banks of Missouri
  • Saint Charles, MO FULL_TIME
  • ROYAL BANKS OF MISSOURI Job Description Job Title: Commercial Loan Officer Reports To: Senior Vice President, St. Charles & NEMO Market Manager FLSA Status: Exempt SUMMARY Originate, underwrite and cl...
  • 1 Month Ago

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Business Development Officer
  • Dieterich Bank
  • Waterloo, IL FULL_TIME
  • Dieterich Bank has a new location coming to downtown Waterloo soon and we're looking for someone ambitious to join our growth! The Business Development Officer is responsible for assuring the business...
  • Just Posted

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Business Development Officer
  • Arsenal Credit Union
  • Arnold, MO FULL_TIME
  • DescriptionArsenal Credit Union is a $390M federally insured, state-chartered, award-winning credit union. Our focus is to provide excellent service to our members through our branch network, digital ...
  • 13 Days Ago

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VP, SBA Business Development Officer
  • Midwest BankCentre
  • St. Louis, MO FULL_TIME
  • Objectives of this Role The ideal candidate will be a lender with extensive knowledge of SBA Lending Products (7a, 504, USDA) and responsible for new business development centered on identifying and d...
  • 2 Days Ago

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Business System Analyst
  • Missouri Higher Education Loan Authority
  • Chesterfield, MO FULL_TIME
  • student loan servicing and higher education financing. Established in 1981, our success for more than 40 years is due to the tremendous efforts of our outstanding staff. We are looking for a talented ...
  • 23 Days Ago

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0 Commercial Loan Business Development Officer jobs found in Saint Charles, MO area

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Business Development Representative
  • Poolcorp
  • Saint Louis, MO
  • Company Overview POOLCORP is the leading business-to-business wholesale distributor of swimming pool and landscape suppl...
  • 3/28/2024 12:00:00 AM

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Business Development Associate
  • KPH Healthcare Services, Inc.
  • Saint Louis, MO
  • **Overview** For over 50 years, the HealthDirect team has been dedicated to the unique pharmacy needs of individuals res...
  • 3/28/2024 12:00:00 AM

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Business Development Representative
  • Pool Corporation
  • Saint Louis, MO
  • Company Overview POOLCORP is the leading business-to-business wholesale distributor of swimming pool and landscape suppl...
  • 3/27/2024 12:00:00 AM

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Business Development Specialist
  • BETTER BUSINESS BUREAU
  • Saint Louis, MO
  • Job Description Job Description Are you: An experienced outbound call tele-sales professional looking for a rewarding po...
  • 3/27/2024 12:00:00 AM

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Business Development Representative / Sales
  • CAR Financial
  • Saint Louis, MO
  • Job Description Job Description Responsibilities Help market and implement our financial services and solutions to our a...
  • 3/27/2024 12:00:00 AM

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Business Development Manager
  • Surge Staffing
  • Saint Ann, MO
  • Job Description Job Description The Business Development Manager is responsible for identifying, prospecting and securin...
  • 3/26/2024 12:00:00 AM

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Business Development Manager
  • The Junkluggers
  • Saint Louis, MO
  • Benefits/Perks Base Salary + Commission Tips and Profit Sharing Eco-friendly company Career Advancement opportunities Fl...
  • 3/25/2024 12:00:00 AM

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Business Development Manager
  • N-STORE Services
  • Chesterfield, MO
  • Job Description Job Description Overview: The Business Development Manager is responsible for prospecting and selling ne...
  • 3/25/2024 12:00:00 AM

Saint Charles is a city in, and the county seat of, St. Charles County, Missouri, United States. The population was 65,794 at the 2010 census, making St. Charles the ninth-largest city in Missouri. Situated on the Missouri River, it is a northwestern suburb of St. Louis. Founded circa 1769 as Les Petites Côtes, or "The Little Hills" in French, by Louis Blanchette, a French-Canadian fur trader, when the area was nominally ruled by Spain following the Seven Years' War, St. Charles is the third-oldest city in Missouri. For a time, it played a significant role in the United States' westward expan...
Source: Wikipedia (as of 04/11/2019). Read more from Wikipedia
Income Estimation for Commercial Loan Business Development Officer jobs
$77,594 to $111,972
Saint Charles, Missouri area prices
were up 0.7% from a year ago

Commercial Loan Business Development Officer in Saginaw, MI
Based on our compensation data, the estimated salary potential for Commercial Loan Business Development Officer will increase 16 % over 5 years.
February 09, 2020
Commercial Loan Business Development Officer in Lexington, KY
Even though these professionals specifically work with commercial loans and in development (as opposed to closing) they may actually perform a number of the same tasks as traditional loan officers.
January 07, 2020
Commercial Loan Business Development Officer in Wichita, KS
This is where a commercial business development officer comes in.
January 22, 2020