Commercial Loan Officer jobs in Mesa, AZ

Commercial Loan Officer solicits and services a variety of smaller commercial loans. Performs a due diligence review of potential borrowers, including a risk and financial analysis. Being a Commercial Loan Officer approves loans within established limits or presents to loan committee for approval. Monitors and maintains existing commercial loan portfolio. Additionally, Commercial Loan Officer adheres to all regulatory requirements and internal risk and operating policies and procedures. May assist senior loan officers with larger or more complex loans. Typically requires a bachelor's degree. Typically reports to a manager. The Commercial Loan Officer work is closely managed. Works on projects/matters of limited complexity in a support role. To be a Commercial Loan Officer typically requires 0-2 years of related experience. (Copyright 2024 Salary.com)

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Commercial Real Estate Loan Officer
  • mountainamerica
  • Phoenix, AZ FULL_TIME
  • LOCATION

    Off-site Arizona

    SCHEDULE

    Full Time

    To be effective, an individual must be able to perform each job duty successfully.

    • Solicits and develops new business, takes applications and processes preliminary documentation for loan requests. Explains loan products and related credit criteria in such a manner as to elicit positive responses from members. Makes retention and development calls on existing and potential new members for both loans and deposits.
    • Loan origination production expected to be near upper thresholds of CRE team and comparative upper levels of market.
    • Evaluates credit data, cash flow, financial statements and collateral to determine the credit worthiness of applicants. Educates members regarding credit union products and services and how they can better serve their individual financial needs. Communicates reason for denial to applicants when their loan request has been denied.
    • Presents and helps prepare credit proposals including recommendations for pricing, terms and structure to approving authority(ies).
    • Understands personal and business financial statement analysis (income statement and balance sheet), cash flow, business/personal tax returns, rent rolls and leases.
    • Understands various aspects of commercial real estate transactions (both owner-occupied and investment property), construction loans, 1031 exchanges, MAI appraisals, title insurance, regulatory requirements, etc.
    • Works alongside lending support team members to maintain a high quality of work and efficiency in operations to ensure approved loans are originated.
    • Ensures that members’ requests and questions are promptly addressed and resolved. Makes member satisfaction a priority.
    • Conducts property inspections as necessary.
    • Reviews maturing loan reports and is proactive in completing prospective loan decisioning.
    • May assist with the collection of delinquent accounts.
    • Completes required pipeline, incentive and related reports and records production accurately and promptly.
    • Attends and participates in sales and loan committee meetings as required.
    • Attends assigned training sessions and stays current on new procedures and policies.
    • Establishes and maintains effective and professional business relations with members, third parties and other trade professionals.
    • Applies sales abilities to find commercial real estate sales opportunities for the Credit Union.
    • Performs other duties as assigned.

    KNOWLEDGE, SKILLS, and ABILITIES

    The requirements listed are representative of the knowledge, skills, and/or abilities required.  Reasonable accommodations may be made to enable individuals with disabilities to perform the essential job functions.

    Experience

    6 years of commercial lending/sales or related sales experience. Knowledge of commercial products and services.

    Education

    Bachelor’s degree in business, finance or related field from an accredited university or 5 years in a progressive lending position

    Licenses, Certifications, Registrations

    None

    Managerial Responsibility

    None

    Computer/Office Equipment Skills

    • Advanced skills with Microsoft Office Suite including Outlook, Word and Excel
    • Demonstrated experience with loan origination system preferred

    Language Skills

    • Demonstrated ability to clearly express ideas, methodology, results and recommendations verbally, in writing and through insightful reports and graphic illustrations
    • Demonstrated ability to document outcomes and present information in a manner appropriate for key stakeholders and all levels of the organization.

    Other Skills and Abilities

    • Ability and desire to make solicitation calls in person and on the phone.  Ability to analyze financial statements and determine cash flow, liquidity, debt-to-worth, trends, etc.  Must be self-motivated, self-managed, have strong organizational skills, pay close attention to detail, and follow through appropriately with multiple projects and deadlines.
    • Demonstrated ability to properly structure complex commercial transactions.
    • Have a thorough understanding of member business lending, understand NCUA and credit union guidelines for commercial loans.
    • Loan officer knowledge would include understanding and gathering of: all tax returns, interim financials, personal financials, and information on collateral. Loan closing understanding would be all RE filings, lien position and collateral issues.
    • Able to minimize Credit Union risk, maximize borrowing potential and maintain the professional reputation of MACU.
    • Good presentation skills to Loan Committee a must. Underwriting skills would include ability to write an analysis on repayability and cash flow, trends, liquidity, leverage, collateral, management and credit.
    • Ability to work both autonomously and collaboratively in a fast-paced environment.
    • Adaptive to change, responds positively to altered circumstances or conditions.
    • Take initiative to be a problem solver and provide suggestions to improve processes and efficiencies.

    PHYSICAL ABILITIES / WORKING CONDITIONS

    Physical Demands

    Ability to sit, talk and hear consistently

    Ability to stand, walk, and use hands to handle or reach occasionally

    Vision Requirements

    Close vision (clear vision at 20 inches or less)

    Distance vision (clear vision at 20 feet or more)

    Weight Lifted or Force Exerted

    Ability to lift up to 10 pounds occasionally

    Environmental

    There are no unusual environmental factors (such as a typical office)

    Noise Environment

    Moderate noise (business office with computers and printers, light traffic)

    ***This Job is not eligible to be performed in Colorado or Connecticut, either remotely or in-person.***

    #LI-FW1

  • 13 Days Ago

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Loan Officer
  • Right Start Mortgage
  • Tempe, AZ FULL_TIME
  • Are you ready to take your loan officer career to the next level? Right Start Mortgage is expanding again and are looking to hire experienced independent loan officers to join our team. At Right Start...
  • Just Posted

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Loan Officer
  • Draper & Kramer Mortgage Corp.
  • Scottsdale, AZ PART_TIME
  • Responsibilities: A Mortgage Loan officer is responsible for the selling and structuring of residential home loans. Draper and Kramer Mortgage Corp. loan officers will generate their own business and ...
  • 3 Days Ago

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Loan Officer
  • Cascade Financial Services
  • Chandler, AZ FULL_TIME
  • Help us keep up with our growth! We are looking for Licensed Mortgage Loan Officers with experience who want to be part of a fast-growing lending company. We finance manufactured homes, and our niche ...
  • 7 Days Ago

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Loan Officer
  • Elite Home Advisors
  • Mesa, AZ FULL_TIME
  • Are you a results-driven individual with a knack for sealing deals on the phone? If so, we're seeking Loan Officers who thrive in a fast-paced environment and excel at lead conversion. Whether you're ...
  • 7 Days Ago

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Loan officer
  • Lennar Mortgage
  • Tempe, AZ FULL_TIME
  • Overview Lennar Mortgage is centered around personal growth, innovation, and diversity. We are looking for a new team member who shares our passion and dedication to bringing homeownership to life. At...
  • 28 Days Ago

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0 Commercial Loan Officer jobs found in Mesa, AZ area

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Commercial Loan Officer
  • Strivector
  • Phoenix, AZ
  • THE JOB As a Commercial Loan Officer , your roles and responsibilities will include: Generate new C&I, CRE and business ...
  • 3/29/2024 12:00:00 AM

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Commercial Banker - Middle Market Banking
  • Alerus
  • Phoenix, AZ
  • Position Summary: This position is responsible to manage and grow a large, potentially complex portfolio of middle marke...
  • 3/29/2024 12:00:00 AM

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Field Technician, Remote Field Services
  • Carvana
  • Tempe, AZ
  • About Carvana If you like disrupting the norm and are looking for a company revolutionizing an industry then you will LO...
  • 3/29/2024 12:00:00 AM

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Commercial Banking Relationship Manager - Middle Market
  • US Bank
  • Scottsdale, AZ
  • At U.S. Bank, we're on a journey to do our best. Helping the customers and businesses we serve to make better and smarte...
  • 3/29/2024 12:00:00 AM

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Mortgage Loan Officer - Phoenix, AZ
  • PNC Financial Services Group
  • Phoenix, AZ
  • Job Profile Position Overview Job Description Summary At PNC, our people are our greatest differentiator and competitive...
  • 3/27/2024 12:00:00 AM

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Business Relationship Manager II
  • Desert Financial Credit Union
  • Phoenix, AZ
  • The Business Relationship Manager II is responsible for developing new commercial business member clients, while maintai...
  • 3/27/2024 12:00:00 AM

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Electrician
  • City of Scottsdale, AZ
  • Scottsdale, AZ
  • Salary: $26.78 - $38.92 Hourly Location : Scottsdale, AZ Job Type: Full-Time Regular Job Number: FY2324-00576 Division: ...
  • 3/26/2024 12:00:00 AM

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SBA Underwriter
  • CrossFirst Bank
  • Phoenix, AZ
  • Overview: The SBA Underwriter delivers detailed quantitative and qualitative credit analysis and underwriting for SBA 7a...
  • 3/25/2024 12:00:00 AM

Mesa (/ˈmeɪsə/ MAY-sə) is a city in Maricopa County, in the U.S. state of Arizona. It is a suburb located about 20 miles (32 km) east of Phoenix in the East Valley section of the Phoenix Metropolitan Area. It is bordered by Tempe on the west, the Salt River Pima-Maricopa Indian Community on the north, Chandler and Gilbert on the south along with Queen Creek, and Apache Junction on the east. Mesa is the largest suburban city by population in the United States, the third-largest city in Arizona after Phoenix and Tucson, and the 36th-largest city overall in the US. The city is home to 496,401 pe...
Source: Wikipedia (as of 04/11/2019). Read more from Wikipedia
Income Estimation for Commercial Loan Officer jobs
$64,416 to $89,109
Mesa, Arizona area prices
were up 2.2% from a year ago

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