The Commercial Credit Underwriter (CCU) position is designed and intended to prepare individuals for the role of Portfolio Manager I or a future Credit Professional role by providing specific on-the-job training as well as experience working within a Lending Team environment. CCUs report directly to the Commercial Credit Officer. The position is accountable primarily to the Credit Team that the underwriter is assigned to, with indirect accountability to the Regional Manager, Lending Center Manager, and Loan Officers. Performance reviews will be prepared by the Commercial Credit Officer, with input provided by the Regional Manager, Lending Center Manager, or Lending Officers. The CCU will utilize their credit skills to primarily underwrite for a portfolio of both commercial real estate (CRE) and C&I loans. The incumbent will work closely with Portfolio Managers on the Credit Team, and Lending Officers who solicit, develop and service a wide variety of commercial loans and lines of credit.
Under the direction and review of the Commercial Credit Officer the CCU is responsible for underwriting, evaluating, and making independent decisions/ recommendations for commercial loan requests. This includes but is not limited to, evaluating obligor risk ratings on both new and existing relationships ensuring quality and soundness for credit transactions.
Core Competencies:
The CCU will be encouraged to make independent credit decisions and recommendations, which are based on their analysis of the business and guarantor's capacity to perform and repay. Will have the ability and willingness to communicate directly with credit applicants (under guidance and direction from senior RTC commercial banking personnel) to obtain and develop information concerning their business and to determine whether the loan would be an acceptable risk to the Bank.
Clear All
0 Commercial Underwriter jobs found in Coventry, RI area