Commercial Underwriter jobs in Fayetteville, NC
Recently Added Commercial Underwriter jobs
Loan Underwriter
- Fort Liberty Federal Credit Union
-
Fort Bragg, NC
FULL_TIME
-
Loan Underwriter-Onsite Position requiring Consumer and Auto Lending ExperienceHighly competitive compensation package offeredPurpose:In accordance with established policies and procedures, originates consumer and real estate loans by reviewing and analyzing the credit-worthiness of loan applications. Orders credit bureau reports, makes direct credit inquiries, approves or denies credit requests, notifies dealers of loan decisions and assists in the cashing of approved loans. Responsible for producing a high volume of quality consumer/indirect/HELOC’s and 2nd mortgage loans. Handles members’ complaints and responds to a variety of loan inquiries from internal staff and members.Primary Duties and Responsibilities:
- Conducts interviews and verifies eligibility for providing loan services.
- Assists branch employees with lending decisions and proper documentation.
- Reviews all data presented on applications to determine purpose, current financial status, compliance with consumer law and debt ratio.
- Determines if loan requests should be approved or denied.
- Approves loans, which meet approval criteria and authority level assigned, insuring they are processed and ready for disbursal without delay.
- Is capable of processing a loan from inception through credit investigation, write up and disbursement.
- Insures that current loan policies and procedures are strictly adhered to.
- Maintains proper surveillance and security over applications being processed and funds being disbursed.
- Informs members of rejection or conditional loans.
- Processes deed of trust loans, which include 1ST and 2nd mortgages, Home equity and FHA Title, I home improvement loans, to closing and insures all are complete prior to filing. Must be registered with the NMLS before performing any duties related to the offering of mortgage products to perspective borrowers.
- Responsible for maintaining positive public relations with our members.
12. Researches member files and determines necessary corrections.- Secures contracts and checks at the close of the business.
- Other duties as required or assigned by management.
Other Duties and Responsibilities:- Must comply with the Federal Bank Secrecy Act, Anti-Money Laundering & Customer Identification Policy (BSA), the OFAC Policy and the Identity Theft Policy.
- Writes up work sheets on loans.
- Responsible for supplies necessary for operation of the Loan Department
- Insures FHA reporting manifest is complete.
- Assists staff in understanding policies and procedures.
- Handles members’ complaints
- May perform supervisory duties in the absence of department supervisor.
- Assists in training department personnel
- Keeps managers informed of problems or potential problems with department.
- Insures that all files are secure at the close of business.
- Performs other functions as required by the VP Credit Administration.
Minimum Qualifications:To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the minimum level of knowledge, skills and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.Education and Training:- High School diploma with some additional coursework, certifications and/or lending training.
- Must be able to meet the qualifications necessary to be registered with the NMLS under the provisions set forth by the S.A.F.E. Act.
- On an annual basis is required to complete mandatory Bank Secrecy Act, OFAC and Red Flag Identity Theft training.
Prior Experience:- 3-5 years credit union or financial industry experience within the lending function.
Interpersonal Skills:Courtesy, tact and diplomacy are essential elements of the job. Work involves much personal contact with others inside and/or outside the organization for purposes of giving or obtaining information, building relationships, or soliciting cooperation.Other Special Skills and Abilities:- Knowledge of lending laws and regulations.
- Knowledge of Credit Union products and services.
- Strong communication skills – both written and verbal and the ability to explain complex terms or situations.
- Strong proficiency in computer software including word, excel, outlook.
- Knowledge of lending software and reporting.
Physical Demands:The need for physical stamina is low to moderate.Working Conditions:Minimal adverse working conditions. Some fluctuations in temperature experienced in office setting. May need to work beyond normal working hours, pending organization needs. - 16 Days Ago
Loan Underwriter
- Fort Liberty Federal Credit Union
-
Liberty, NC
FULL_TIME
- Loan Underwriter Purpose: In accordance with established policies and procedures, originates consumer and real estate loans by reviewing and analyzing the credit-worthiness of loan applications. Order...
- 7 Days Ago
Professional Pharmaceutical Sales Representative
- Syneos Health Commercial Solutions
-
Fayetteville, NC
FULL_TIME
- Description You have what it takes: a competitive drive coupled with exceptional sales ability. In this role, you will be an integral part of a nationwide sales team developing and managing an assigne...
- 28 Days Ago
Janitor
- Commercial Building Management Inc
-
Fayetteville, NC
PART_TIME
- Benefits/Perks Flexible Schedule Competitive Pay Career Advancement Opportunities Job Summary We’re looking to hire a hard-working Janitor who can maintain the cleanliness and safety of our building. ...
- 1 Month Ago
Shop Technician
- Commercial Hollow Metal Products, Inc.
-
Linden, NC
FULL_TIME
- Must be accurate with measurements and reading a tape measure. Able to lift and carry at least 100 pounds. Clean driving record. Must have dependable transportation. Willing to learn new skills. Must ...
- 12 Days Ago
Commercial Electrician
- Ace Electric
-
Hope Mills, NC
FULL_TIME
- Our Mission is to Identify, Hire, Train and Retain the very best people! Could that be you? Join the Ace Electric team for opportunities to work with the best team and build your career with Ace Unive...
- Just Posted
Filters
- Current Active Filter
- Fayetteville, NC
Clear All
- Filter Jobs By posted time
- Within 1 Day
- Within 2-7
- Within 1 Month
- Within 3 Months
0 Commercial Underwriter jobs found in Fayetteville, NC area
Corporate Director of Corporate Compliance
- Cape Fear Valley Health
-
Fayetteville, NC
- $20,000.00 SIGN ON BONUS AND RELOCATION ASSISTANCE AVAILABLE Facility Cape Fear Valley Medical Center Location Fayettevi...
- 4/24/2024 12:00:00 AM
Mortgage Banker
- FIRST BANK AND TRUST COMPANY
-
Lillington, NC
- Job Description Job Description The First Bank and Trust Company is seeking a Mortgage Banker in Lillington, NC. The Mor...
- 4/23/2024 12:00:00 AM
Sales Agent
- Liberty National Life Insurance Company
-
Fayetteville, NC
- Unlock Your Future with Globe Life Liberty National Division! Are you ready to transform your career? Seize the opportun...
- 4/23/2024 12:00:00 AM
Property Adjuster II
- Erie Insurance
-
Fayetteville, NC
- Division or Field Office: Raleigh Branch Office Department of Position: Claims Department Work from: Remote Salary Range...
- 4/23/2024 12:00:00 AM
Remote Insurance Agents Needed
- The Jernigan Agency
-
Fayetteville, NC
- This Jernigan Agency is looking for individuals interested in working remotely as sales representatives. We are hiring c...
- 4/23/2024 12:00:00 AM
Corporate Director of Corporate Compliance
- Cape Fear Valley Health
-
Fayetteville, NC
- $20,000.00 SIGN ON BONUS AND RELOCATION ASSISTANCE AVAILABLE Facility Cape Fear Valley Medical Center Location Fayettevi...
- 4/22/2024 12:00:00 AM
Property and Casualty Insurance Agent
- Callahan & Rice Insurance Group
-
Fayetteville, NC
- Job Description Job Description We are seeking a Property And Casualty Insurance Agent to join our team! You will be res...
- 4/21/2024 12:00:00 AM
Catastrophe Property Adjuster *MULTIPLE REMOTE LOCATIONS*
- Erie Insurance
-
Fayetteville, NC
- Division or Field Office: Claims Division Department of Position: Catastrophe Operations Dept Work from: Home, within ER...
- 4/21/2024 12:00:00 AM
About Fayetteville, North Carolina
Fayetteville (/ˈfeɪətˌvɪl/) is a city in Cumberland County, North Carolina, United States. It is the county seat of Cumberland County, and is best known as the home of Fort Bragg, a major U.S. Army installation northwest of the city.
Fayetteville has received the All-America City Award from the National Civic League three times. As of the 2010 census it had a population of 200,564, with an estimated population of 204,408 in 2013. It is the 6th-largest city in North Carolina. Fayetteville is in the Sandhills in the western part of the Coastal Plain region, on the Cape Fear River.
With an estima...
Source: Wikipedia (as of 04/11/2019). Read more from Wikipedia
Income Estimation for Commercial Underwriter jobs
$49,760 to $66,977
Fayetteville, North Carolina area prices
were up 1.5% from a year ago
were up 1.5% from a year ago
What does a Commercial Underwriter do?
Commercial Underwriter
Develop a thorough understanding of all Constructive Loans product and program underwriting guidelines, documentation requirements and processing, underwriting, closing and post-closing procedures.
November 09, 2022
Handle underwriting decisions on new business, renewals and referrals that fall outside the guidelines and within delegated authority levels.
February 06, 2023
Provides support to Commercial Bankers, Bank executives, loan officers, retail bankers, loan administrators and/or process administrators by answering queries and providing training on basic lending issues.
February 19, 2023
Monitor exposure of individual risks by the review of pictures, inspections, claims, consumer reports, renewal surveys, audits and communications with Farm Bureau Insurance agents.
March 22, 2023
Demonstrated knowledge of commercial lines underwriting, risk management and agency management to include technical principles of rating and pricing commercial lines business based upon individual risk criteria to promote underwriting profitability.
April 04, 2023
Prepares business case memos and participates in business case discussions, subsequent meetings with bank management, industry specialists, and other interested parties.
April 07, 2023
Evaluates strengths and weaknesses of the credit and escalates risks and other issues to MCU and/or RM or PM (Portfolio Manager).
April 16, 2023
Understands and uses financial information, tools and expense management principles to accomplish day-to-day work and maximize profitability.
April 28, 2023
Review and analyze all documents within or associated with the underwriting file to establish accuracy in identification and minimizing the risk of exposure, utilizing change requests, claim information, loss control and outside databases to identify changes in exposure to risk.
May 21, 2023
Assist Commercial Relationship Managers (RMs) in managing workflow via a pipeline process with regard to the prioritization of new prospects, modifications, renewals/upcoming maturities, as well as Portfolio Reviews and Special Asset Reports while developing a working knowledge of all prospective opportunities through the process.
May 21, 2023