Commercial Underwriter jobs in Rock Springs, WY

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Commercial Loan Underwriter
  • First Utah Bank
  • Salt Lake, UT FULL_TIME
      • Job Tracking ID: 512729-869291
      • Job Location: Salt Lake City, UT
      • Job Type: Full-Time/Regular
      • Date Updated: December 04, 2023
      • Starting Date: ASAP
      • Reports to*: Credit Dept. Manager

    $1,000 Signing Bonus Offered

    COVID Vaccination Required (Booster and/or Current Vaccine not required, just an initial vaccination)

    This job has a flexible option available (2 days work from home, 3 days in the office; to be offered upon Manager's approval)

    The Loan Underwriter reports directly to the Credit Department Manager and is responsible for analysis and documentation of consumer and business loans. The Loan Underwriter is responsible to make sure all credit applications are validated against bank policies.


    • Conduct credit investigations and analyze information pertaining to commercial, SBA, USDA and other government guaranteed loan requests using all available sources in order to form opinions for approving or denying commercial loan/lease applications.

    • Prepare written Credit Approval Documents for presentation to appropriate levels of approval authorities.

    • Able to perform financial and spread analysis, credit and lending, and experience working with various types of SBA, USDA B&I and commercial loans.

    • Remain up-to-date in knowledge and application of federal regulations, SBA/USDA eligibility and underwriting criteria.

    • Determine cash flow and overall financial strength of commercial borrowers using appropriate tax and financial statement analysis. Possess the ability to spread financial statements and analyze borrower's historical performance and projections versus industry peers.

    • Able to analyze the viability of various types of collateral including accounts receivable, inventory, equipment and commercial real estate to assess proper loan to value and sufficiency of collateral coverage.

    • Review and analyze complex bank transactions to ensure proper documentation and security.

    • Participate in detailed screening, structuring, packaging, and negotiation of loan requests.

    • Interpret and summarize third-party reports such as appraisals, environmental assessments, preliminary title reports, etc.


    Experience and Skills:

    Skills and Abilities:


    • Excellent interpersonal, verbal and written communication skills.

    • Accuracy and detail-oriented.

    • Strong working knowledge of accounting principles and financial statement structure and analysis.

    • MS Word and Excel capabilities.

    • Knowledge and understanding of current federal lending and banking regulations preferred.

    • Experience with SBA 7(a), Express, CAPLine, and/or USDA B&I programs, a plus.


    Experience:

    2 - 5 years previous Credit Analyst or loan underwriting experience.


    Education:


    Bachelor’s Degree in related field or equivalent work experience.


    Benefits

    Medical, Dental, Vision, 401k (5% employer match), FSA, Company paid Life and Disability, Paid Time Off, an additional 12 paid holidays, tuition reimbursement, excellent work/life balance, and employee events!

  • 1 Day Ago

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Commercial Loan Underwriter
  • firstutahbank
  • Salt Lake, UT FULL_TIME
  • Job Description: $1,000 Signing Bonus Offered COVID Vaccination Required (Booster and/or Current Vaccine not required, just an initial vaccination) This job has a flexible option available (2 days wor...
  • 1 Day Ago

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Commercial Marketing Underwriter
  • FBL Financial Group, Inc.
  • Sandy, UT FULL_TIME
  • Commercial Marketing Underwriter Do you have experience driving the acquisition of profitable new business by accepting, modifying, or rejecting various Commercial new business risk? Do you have exper...
  • 10 Days Ago

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Commercial Loan Underwriter
  • Granite Credit Union
  • Millcreek, UT FULL_TIME
  • Job Title: Commercial Loan Underwriter Location: Main Branch Status: Full-Time (40 hours) Reports to: Director of Commercial Lending Position Purpose Review documentation for Commercial Loan applicati...
  • 13 Days Ago

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Commercial Loan Underwriter
  • AgileCap
  • Park, UT FULL_TIME
  • Company DescriptionAgileCap is a growing entrepreneurial company based in Park City, UT. The company has lent millions in capital funding to insurance agencies since it began in 1998. Initially launch...
  • 14 Days Ago

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Commercial Underwriter (Project Management, Real estate and Mortgage lending, Underwriting))
  • Aditi Consulting
  • Salt Lake, UT FULL_TIME,CONTRACTOR,TEMPORARY
  • Job Description:-Treasury Product Underwriter. The role is remote but can also be in-office if that is the preference. The initial training is also recommended to be onsite/remote. Responsibilities:Co...
  • 21 Days Ago

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0 Commercial Underwriter jobs found in Rock Springs, WY area

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Assistant Manager
  • Wendy's
  • Rock Springs, WY
  • Lead a multi-talented team Under the leadership of the General Manager, you will manage the daily operations and staff o...
  • 3/28/2024 12:00:00 AM

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Walnut Elementary School Principal
  • Swco School Dist #1
  • Rock Springs, WY
  • Sweet Water County School District #1 is hiring for multiple positions. Walnut Elementary School Principal This is a 10 ...
  • 3/28/2024 12:00:00 AM

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CDL-A Truck Driver - Consistent Home Time - Earn $70k-$97.2k/Year
  • C.R. England
  • Rock Springs, WY
  • C.R. England is Now Hiring Experienced CDL-A Drivers! Drivers Earn $70,044-$97,240 Yearly* - Full Benefits Package Valid...
  • 3/28/2024 12:00:00 AM

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Children's Center- Lead Teacher
  • Western Wyoming Community College
  • Rock Springs, WY
  • Western Wyoming Community College Posting Number P1996 Job Title Children's Center- Lead Teacher Students Only No Job De...
  • 3/28/2024 12:00:00 AM

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Ct Tech / Computed Tomography Technologist / Rad Tech
  • Aureus Group
  • Rock Springs, WY
  • This is a non-profit, 99-bed, regional acute-care facility in southern Wyoming. This area is known for its hospitality. ...
  • 3/28/2024 12:00:00 AM

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Seasonal Warehouse Worker
  • Coca-Cola Bottling Company High Country
  • Rock Springs, WY
  • Seasonal Warehouse Worker Rock Springs, WY (http://maps.google.com/maps?q=1762+Blairtown+Road+Rock+Springs+WY+82902) Ope...
  • 3/28/2024 12:00:00 AM

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Independent Insurance Claims Adjuster in Rock Springs, Wyoming
  • MileHigh Adjusters Houston Inc
  • Rock Springs, WY
  • ADJUSTERS NEEDED NOW FOR ALL STORM RELATED SEASONS! Independent Insurance Claims Adjusters Needed Now! This is a HUGE op...
  • 3/25/2024 12:00:00 AM

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Work from Home-Mortgage Protection Insurance Agents
  • Shonda Crawford Insurance
  • Green River, WY
  • Crawford Agency needs the right agents to help our growing clientele build an asset and not a liability. Our agents part...
  • 3/24/2024 12:00:00 AM

Rock Springs is a city in Sweetwater County, Wyoming, United States. The population was 23,036 at the 2010 census, making it the 5th most populated city in the state of Wyoming, and the most populous city in Sweetwater County. Rock Springs is the principal city of the Rock Springs micropolitan statistical area, which has a population of 37,975. Rock Springs is known as the Home of 56 Nationalities because of the influx of immigrants from all over the world who came to work in the coal mines that supplied the fuel to power the steam engines of the Union Pacific Railroad. The city's rich cultu...
Source: Wikipedia (as of 04/11/2019). Read more from Wikipedia
Income Estimation for Commercial Underwriter jobs
$51,001 to $68,640
Rock Springs, Wyoming area prices
were up 2.3% from a year ago

Commercial Underwriter
Develop a thorough understanding of all Constructive Loans product and program underwriting guidelines, documentation requirements and processing, underwriting, closing and post-closing procedures.
November 09, 2022
Handle underwriting decisions on new business, renewals and referrals that fall outside the guidelines and within delegated authority levels.
February 06, 2023
Provides support to Commercial Bankers, Bank executives, loan officers, retail bankers, loan administrators and/or process administrators by answering queries and providing training on basic lending issues.
February 19, 2023
Monitor exposure of individual risks by the review of pictures, inspections, claims, consumer reports, renewal surveys, audits and communications with Farm Bureau Insurance agents.
March 22, 2023
Demonstrated knowledge of commercial lines underwriting, risk management and agency management to include technical principles of rating and pricing commercial lines business based upon individual risk criteria to promote underwriting profitability.
April 04, 2023
Prepares business case memos and participates in business case discussions, subsequent meetings with bank management, industry specialists, and other interested parties.
April 07, 2023
Evaluates strengths and weaknesses of the credit and escalates risks and other issues to MCU and/or RM or PM (Portfolio Manager).
April 16, 2023
Understands and uses financial information, tools and expense management principles to accomplish day-to-day work and maximize profitability.
April 28, 2023
Review and analyze all documents within or associated with the underwriting file to establish accuracy in identification and minimizing the risk of exposure, utilizing change requests, claim information, loss control and outside databases to identify changes in exposure to risk.
May 21, 2023
Assist Commercial Relationship Managers (RMs) in managing workflow via a pipeline process with regard to the prioritization of new prospects, modifications, renewals/upcoming maturities, as well as Portfolio Reviews and Special Asset Reports while developing a working knowledge of all prospective opportunities through the process.
May 21, 2023