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Community Development Loan Officer jobs in Arizona

Community Development Loan Officer oversees the bank's CRA Programs and policies to ensure compliance with federal Community Reinvestment Act banking regulations to meet the credit needs of the area's low to moderate-income populations. Serves as the subject matter expert of CRA laws, rules, and regulations by maintaining a deep and up-to-date knowledge of regulatory requirements, proposed legislation, and announcements. Being a Community Development Loan Officer reviews and analyzes lending activity data and practices to ensure compliance with CRA policies. Develops, implements, and administers the overall corporate CRA plan and localized or remedial plans with guidelines and standards to assist with compliance. Additionally, Community Development Loan Officer advises management and coordinates with legal staff on the potential impact of actions. Coordinates and delivers reports to bank leadership and regulatory agencies. Ensures the bank has a positive and visible role in community economic development activities, events, and initiatives. Requires a bachelor's degree or equivalent. Typically reports to a director. The Community Development Loan Officer work is generally independent and collaborative in nature. Contributes to moderately complex aspects of a project. To be a Community Development Loan Officer typically requires 4 -7 years of related experience. (Copyright 2024 Salary.com)

Recently Added Community Development Loan Officer jobs

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SBA Loan Officer (Business Development)
  • W3Global Inc
  • Phoenix, AZ FULL_TIME
  • SUMMARY:
    Over the past two quarters, We have grown our small business loan portfolio by 320% ranking #1 among all Arizona based banks in rate of loan growth. Our differentiators and service are in demand and to support this growth, we are hiring.
    You own it, are accountable, and likely are a senior, top performing SBA 7A and 504 Business Loan Senior Underwriter. Please note this is NOT a consumer or residential loan position. Your current employer may be stopping or slowing its SBA business lending, or you may be worried about your current employer's bureaucracy/politics, not happy with your future opportunity, or perhaps interested in exploring a change. Ethics, integrity, building trust, developing relationships, honoring your promises, and delivering results are important to you.
    You are very intrigued to learn that our employees rank us among the best work cultures they have experienced. You are interested in learning about the proprietary services we invented (check out our website to learn more). You either currently live in the Phoenix Arizona metro area or have family or friends and are interested in being based here. If this sounds like you, please keep reading and we encourage you to apply.
    The Senior Underwriter (SU) for SBA 7A and 504 Business Lending, will be responsible for complex credit analysis, loan underwriting, and loan packaging for the U.S. Small Business Administration's (SBA) loans and U.S. Department of Agriculture (USDA), loans. The SU will also be required to assist in the underwriting of non-GGL loans as resources are needed to cover workflows as directed by the Bank's VP/Credit Officer and the Chief Lending Officer. The SU performs work of unusual difficulty in structuring commercial real estate, business and working capital loan transactions through various government guaranteed loan programs and/or combine non-traditional financing assistance programs to leverage traditional bank and other financing structures.
    Note: This is NOT a consumer or residential mortgage position, and rather, prior experience in commercial business loans, specifically with prior SBA 7A and 504 business loan experience is required.
    RESPONSIBILITIES:
    1. Serves as the Subject Matter Expert and Liaison to/for GGL Programs.
    2. Prepares loan credit memorandums and recommends credit decision upon the review and analysis of the loan application package and supporting documentation.
    3. Packages GGL loans for submission and obtains applicable approvals/authorizations.
    4. Proficient management with interaction with CAFS/ETran portal including the resolution of screenouts.
    5. Reviews the official SBA authorization and loan agreement for accuracy and to ensure the terms and conditions correspond with he approved credit approval and credit authorization.
    6. Thorough understanding of GGL compliance and reporting requirements.
    7. Evaluates CRE, business acquisitions, equipment, expansions, start-up, and tenant improvement project requests are in compliance with bank underwriting guidelines along with GGL requirements.
    8. Analyzes and spread borrower financial data including financial statements, tax returns, projections, real estate and debt schedules, leases, credit reports, background reports, character review and resumes.
    9. Reviews title reports, UCC filings, appraisals, environmental reports, and business valuations.
    10. Completes industry analysis assessing and mitigating credit risk.
    11. Facilitates communications and information between bank personnel, GGL offices, and third-party partners.
    12. Contacts/communicates/assists GGL and non-GGL Business Development Officers to discuss issues, collect needed documentation and manage workflows from application generation through loan closing.
    13. Directs and reviews proper loan documentation, both attorney-prepared and generated from LaserPro.
    14. Assists in portfolio management, servicing requests, annual reviews, and special asset transfers.
    15. Provides training to processors and commercial credit analysts as needed.
    16. Maintains knowledge of updates to the loan policy, procedural notices, and GGL SOP's
    17. Complies with all regulatory requirements.
    QUALIFICATIONS:
    Knowledge, Skills & Abilities
    1. Bachelor's Degree or equivalent related experience.
    2. Minimum of five years of experience in commercial business and real estate loan underwriting specifically in SBA, USDA loans required, plus prior non-SBA C&I loan experience is preferred.
    3. Prior experience in sales as a BDO or relationship management.
    4. Strong knowledge and experience of GGL policy and procedures.
    5. Advanced analytical and problem-solving skills with prior commercial lending experience.
    6. Proficient in financial analysis centered in credit quality and cash flow including accounting, spreading financial statements and tax returns.
    7. Strong verbal and written communication skills.
    8. Advanced understanding of borrower documentation and third-party reports such as entity documents, credit/background reports, appraisals, business valuations, title, and environmental.
    9. Ability to work effectively with individuals across the bank to assist in managing internal and external relationships.
    10. Ability to deliver excellent service to teammates, sales staff, and customers.
    11. Ability to work in fast-paced environment while delivering accurate and quality work product.
    12. Knowledge of the Southwest US area real estate markets a plus.
    13. Working knowledge of workflow and underwriting platforms required, loan platforms including Spark, Abrigo, LaserPro and FIS highly desired.
    14. Advanced knowledge of MS Excel and the MS Office Suite of products.
    EDUCATION & EXPERIENCE

    • Bachelor's Degree in accounting, business or finance preferred.

    • 5 years in Commercial Banking Government Guaranteed Lending (e.g., Credit Administration, Commercial Credit Underwriting, Portfolio Management or Commercial Lending) is required.

    ENVIRONMENT & PHYSICAL DEMANDS:

    • Ability to lift a minimum of 20lbs. (e.g., file boxes).

    • Must be able to sit, stand, bend and stoop.

    • Sitting/Standing for 90% of the time.

    • Requires ability to use keyboard up to 8 hours.

    • Travel may be required.

    The preceding job description indicates the general nature and level of work performed by employees within this classification. It is not designed to contain or be interpreted as a comprehensive inventory of all duties, responsibilities, and qualifications required of employees.
    INCLUSION AND EQUAL OPPORTUNITY EMPLOYMENT: We are an equal opportunity employer committed to diversity and inclusion. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, veteran status, or any other basis protected by law.
    About us: Our Mission is to "Help small businesses maximize growth and employment". Our Why is because "Employment lifts people up and transforms lives".
    Our Core Values are:
    · Earn and be worthy of Trust: Trust is everything. Be authentic, honest, make personal connections and keep your promises.
    · Demonstrate an optimistic and positive attitude: Our intentions should be upbeat, positive and lift others up. Positivity breeds success.
    · Focus on client-centric solutions: We listen, understand and WOW our clients.
    · We deliver results: Own it, be accountable, committed and strive for positive outcomes in everything we do.
    Benefits: Comprehensive package including: Health, dental and vision insurance, paid time off, company paid life insurance, short and long-term disability, 401k, and tuition savings program.




    #INDW3

  • 8 Days Ago
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SBA Loan Business Development Officer
  • CTI Consulting
  • Phoenix, AZ FULL_TIME
  • Job Title : SBA Loan Business Development OfficerLocation : Phoenix, AZJob Type : Fulltime RESPONSIBILITIES: Develop and cultivate new SBA lending opportunities including both 7A and 504 loan programs...
  • 1 Month Ago
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Loan Assistant
  • US Agriculture, Rural Development
  • Yuma, AZ FULL_TIME
  • Duties Performs loan servicing assignments of limited scope and complexity for Single Family Housing loan and grant portfolio as well as for loan and grant underwriting. Meets with other lenders and p...
  • 23 Days Ago
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Loan Officer
  • Mann Mortgage LLC
  • Scottsdale, AZ FULL_TIME
  • DescriptionPosition: Buyer Direct Level 1 Loan OfficerTotal Compensation: $36,000 - $50,000Buyer Direct Team Description:Join our elite team of sales-focused mortgage professionals dedicated to maximi...
  • 1 Day Ago
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Loan Officer
  • Pima Leasing & Financing Corporation
  • Chandler, AZ FULL_TIME
  • About us Pima Leasing & Financing Corporation was organized in 2010 by the Gila River Indian Community Council, exercising its sovereign rights of self-determination, to manage the Community’s trust l...
  • 5 Days Ago
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Loan Officer
  • Envoy Mortgage
  • Phoenix, AZ FULL_TIME
  • ```Job Summary```Join our dynamic team as a proactive and skilled Loan Officer. If you thrive in fast-paced environments and bring substantial experience to the table, we're excited to welcome you abo...
  • 7 Days Ago
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Community Development Loan Officer jobs at Popular Companies

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Broadband Specialist I
  • Mediacom Communications Corporation
  • Fort Dodge, IA
  • Position: Broadband Specialist I Who we are: Since 1995, Mediacom Communications has become a coast-to-coast presence wi...
  • 4/19/2024 12:00:00 AM
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Broadband Specialist I
  • Mediacom Communications Corporation
  • Chanhassen, MN
  • Position: Broadband Specialist I Who we are: Since 1995, Mediacom Communications has become a coast-to-coast presence wi...
  • 4/19/2024 12:00:00 AM
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Broadband Specialist I
  • Mediacom Communications Corporation
  • Hermantown, MN
  • Position: Broadband Specialist I Who we are: Since 1995, Mediacom Communications has become a coast-to-coast presence wi...
  • 4/19/2024 12:00:00 AM
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Quality Assurance Associate I
  • Mediacom Communications Corporation
  • Waseca, MN
  • Position: Quality Assurance Associate I Who we are: Since 1995, Mediacom Communications has become a coast-to-coast pres...
  • 4/19/2024 12:00:00 AM
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PSCC-Lifelong Learning Instructor: Temporary Part-Time
  • Pellissippi State Community College
  • Knoxville, TN
  • Title: Lifelong Learning Instructor: Temporary Part-Time Department: Workforce & Community Development Campus: Hardin Va...
  • 4/17/2024 12:00:00 AM
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Washtenaw Community College - Vice President for Academics and Liberal Arts and Sciences
  • Academic Career & Executive Search
  • Ann Arbor, MI
  • Washtenaw Community College Vice President for Academics and Liberal Arts and Sciences Academic Career & Executive Searc...
  • 4/16/2024 12:00:00 AM
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Personal Banker Town and Country Bilingual Required
  • GTE Financial
  • Tampa, FL
  • Come join our GTE Financial team! We are looking for a customer-focused individual to join our team. The Member Relation...
  • 4/16/2024 12:00:00 AM
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Senior Grant Writer
  • CHIEF SEATTLE CLUB
  • Seattle, WA
  • Job Description Job Description JOB DESCRIPTION Job Title: Senior Grant Writer Effective Date: 1/9/2024 Reports to: Jame...
  • 4/15/2024 12:00:00 AM
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About Arizona

Arizona (/ˌærɪˈzoʊnə/ (listen); Navajo: Hoozdo Hahoodzo Navajo pronunciation: [xòːztò xɑ̀xòːtsò]; O'odham: Alĭ ṣonak Uto-Aztecan pronunciation: [ˡaɺi ˡʂonak]) is a state in the southwestern region of the United States. It is also part of the Western and the Mountain states. It is the sixth largest and the 14th most populous of the 50 states. Its capital and largest city is Phoenix. Arizona shares the Four Corners region with Utah, Colorado, and New Mexico; its other neighboring states are Nevada and California to the west and the Mexican states of Sonora and Baja California to the south and so...
Source: Wikipedia (as of 04/11/2019). Read more from Wikipedia
Income Estimation for Community Development Loan Officer jobs
$70,580 to $117,973

Most Popular Cities in Arizona for Community Development Loan Officer Jobs

What does a Community Development Loan Officer do?

Community Development Loan Officer in Springfield, OR
Background ID-NV CDFI provides term and construction loans, bridge, gap and subordinate financing to meet the commercial real estate capital needs of organizations throughout the Intermountain West including the states of Montana, Wyoming, Idaho, Nevada, Utah, Colorado, Arizona and New Mexico.
January 05, 2020
Community Development Loan Officer in Boca Raton, FL
The position requires a highly motivated, deeply experienced lender with a background in community development finance, commercial real estate, or nonprofit housing/facility development and must possess excellent communication skills.
January 19, 2020
Community Development Loan Officer in Akron, OH
In addition, the CDB LO should be involved in community/ outreach programs, as well as participation with local housing agencies and non-profits, grant providers, etc.
February 07, 2020