Compliance Analyst (Banking) jobs in Austin, TX

Job Title: Compliance Analyst

Company: Ouro

Location: Austin, TX

About Us:

At Ouro, our mission is to empower millions of individuals across the globe with financial freedom through our cutting-edge fintech solutions. We combine our innovative payments platform with a commitment to customer satisfaction and strategic partnerships, delivering a wide range of financial products and services tailored to meet the diverse needs of our clients. With a legacy dating back to 1999, Ouro has played a pivotal role in revolutionizing the financial industry, processing billions of dollars and serving millions of customers nationwide.

Today, Ouro enters a new era under the leadership of its visionary founders, Roy and Bertrand Sosa, alongside the integration of Rêv Worldwide, founded by the Sosas post-Ouro. This reunion marks the dawn of a revitalized global financial services innovator, dedicated to reshaping the industry and empowering consumers worldwide.

We foster a culture of excellence and are committed to developing a unified platform capable of providing financial mobility and independence to individuals worldwide, irrespective of language, currency, culture, or location.

About the Role:

As an Anti-Money Laundering (AML) Compliance Analyst, you will play a crucial role in safeguarding the company against legal, regulatory, and reputational risks. Your responsibilities will include conducting thorough investigations into suspicious activities in compliance with regulatory standards such as the Bank Secrecy Act (BSA), USA PATRIOT Act, and Money Laundering regulations. This position, based in Austin, TX, offers the option for a hybrid work model.

Responsibilities:

• Conduct investigations into suspicious activities related to money laundering, terrorist financing, and other criminal activities using various sources and systems.
• Identify unusual transaction patterns indicative of suspicious activity and conduct enhanced due diligence on high-risk customers.
• Interview customers, relationship managers, and business partners during case investigations.
• Prepare well-written Suspicious Activity Reports (SARs) on suspect transactions.
• Analyze transaction data against customer profiles and perform enhanced due diligence on high-risk customers.
• Interact with AML systems to document case investigations and collaborate with AML and Fraud teams to identify trends and evaluate card activity risks.

Experience Requirements:

• Bachelor’s degree preferred, with 1 to 3 years of specific BSA/AML investigation experience.
• Strong analytical, critical thinking, and problem-solving abilities.
• Excellent written and verbal communication skills.
• Intermediate Excel skills required.
• Ability to work independently, adapt to change, and meet deadlines in a high-pressure environment.
• Results-oriented team player with strong initiative and flexibility.
• Ability to thrive in a production-based environment.

As part of our hiring process, eligible candidates may undergo background checks in accordance with applicable laws and regulations.

Job Type: Full-time

Benefits:

• 401(k)
• Dental insurance
• Health insurance

Schedule:

• 8 hour shift
• Day shift
• Evening shift
• Monday to Friday
• Night shift
• Overtime
• Weekends as needed

Ability to Commute:

• Austin, TX (Required)

Ability to Relocate:

• Austin, TX: Relocate before starting work (Required)

Work Location: In person