Compliance Analyst (Banking) jobs in Houston, TX

Who we are looking for:

Cornerstone Capital Bank is seeking an experienced Banking Division Compliance Officer, who will be responsible for overseeing the Banking Division’s Consumer Compliance Program in its entirety, with a particular focus on Deposits, Commercial Banking, Reg W, and Reg O. 

The ideal candidate will have experience in bank compliance program management, including identifying and communicating laws and regulations applicable to the Banking Divisions businesses; establishing training programs for applicable laws, regulations, policies, and procedures; collecting and analyzing corporate compliance data and monitoring results; and providing feedback to business units regarding their compliance activities.

What you will do:

• As part of the overall compliance team, help oversee aspects of the bank’s compliance function related to deposit compliance and commercial lending compliance.
• Serve as a subject matter expert on deposit and commercial banking (including affiliate and insider transactions) laws, rules, and regulations.
• Intake, manage, and resolve consumer complaints related to managed business lines.
• Identify and oversee issues related to managed business lines.
• Participate in vendor management reviews for third parties supporting managed business lines.
• Facilitate risk assessments and reviews of new products, services, and initiatives related to managed business lines.
• Review customer-facing materials (e.g., marketing, disclosures, correspondence, call scripts, etc.) related to managed business lines.
• Support examination and audits of managed business lines.
• Serve on relevant committees and working groups, including participating as a project team member on key bank projects and initiatives for assigned business lines.
• Coordinate with Management to test and monitor bank compliance-related activities to ensure processes and procedures in the business line comply with appropriate laws, rules, and regulations.
• Respond to compliance inquiries, and questions from other departments and organize support problem-solving.

• Identify regulatory trends, developments, and reporting requirements, and execute any required changes to current policies and practices.

What you’ll need to be successful:

Success in this job relies on your time management skills, organization, and a positive attitude. In addition, you will need the following qualifications:

• Bachelor’s degree in accounting, finance, legal, or a related field is required
• 5 or more years of regulatory compliance experience in banking and/or financial services
• Broad knowledge of compliance and regulatory concepts, practices and methodologies
• Ability to read, analyze, and interpret government regulations, trade journals and legal documents
• Must be able to respond to common inquiries from regulatory agencies and outside consultants, in a timely fashion.
• Proficient technical knowledge of banking business
• Knowledge of federal statutory and regulatory framework
• A strong quantitative background beneficial
• Strong ability to work in a complex team environment requiring exceptional communication and organizational skills
• Ability to influence/motivate others to produce desired results
• Ability to operate effectively in a fast-paced environment

• Proficient in Microsoft Suite

Travel Required:

• Up to 10% as needed

Who we are:

Cornerstone Capital Bank is a new bank, with over $330 million in capital and $2 billion in total assets, and arises from the combination of mortgage industry giant Cornerstone Home Lending and community banking standout Roscoe State Bank. You’ll be on the front end of working for an innovative large community bank that is a leader in mortgage lending and community banking and growing in middle-market commercial and real estate lending. 

Our mission is to use and improve on our talents to make a difference to the lives of our employees, customers, shareholders, and the people who provide services to us. We employ people who are passionately committed to Cornerstone’s Mission, Vision & Core Convictions. Our brand is known for on-time performance - a key core conviction of Cornerstone.

What we offer:

Because we recognize and reward hard work, we offer a competitive salary, a full benefits package, and the potential for a performance-based bonus.

Where you come in: 

We are a great company with great people. We work in a tight-knit, goal-oriented team where our customers and other team members can rely on them to ensure accurate and timely service.

We invite you to explore Cornerstone and consider making this your last career destination.

What to do next:

If Cornerstone Capital Bank sounds like the place for you (and if you have the qualifications, drive, and passion to match), we invite you to become a member of our winning team! And remember, once you are a part of our Cornerstone family, we'll continue to invest in you as a valuable asset in our company. As many of our team members can tell you, there's something special about working at Cornerstone.