Compliance Supervisor jobs in Johnstown, PA

If you are a dedicated professional with a strong commitment to compliance and risk management, we encourage you to apply for this position. Join our team and contribute to our mission of maintaining the highest standards of ethical conduct.

POSITION PURPOSE

Perform independent evaluations of the Credit Union’s commercial and specialty loan portfolios to ensure compliance with recognized policies, regulatory guidelines, sound lending practices and the stability of lending practices. Prepare and present reports to appropriate management regarding audit findings, compliance status, and recommended improvements. Assist department personnel to investigate and resolve compliance related issues and collaborate with different departments to provide guidance and training on compliance matters.

ESSENTIAL FUNCTIONS AND BASIC DUTIES

1. Assumes responsibility for the effective and accurate performance of credit administration reviews.

• Evaluate the adequacy of and adherence to Credit Union loan policies and procedures.
• Endorse appropriate loan risk grade or adversely classify loans, particularly those with credit weaknesses that endanger the repayment.
• Assess the activities of lending personnel, ensuring such activities are compliant with lending policies and the quality of their loan approval, monitoring, and risk grading valuation.
• Complete loan reviews of complex loan types and sample standardized portfolios including large, multipart or high-risk lending areas.
• Discuss all well-known deficiencies and recognized weaknesses, and any existing or planned corrective actions, including time frames for correction, with apt loan officers and managers.
• Detect potential systemic problems in the life cycle of a credit from origination, underwriting, documentation, and problem loans.
• Track corrective action of noted weaknesses through to resolution and report such action or inaction to executive leadership.
• Prepare written reports. Summarize overall review findings including risk grade changes, impairment recommendations, and recommendations aimed at improving the quality of certain loans, the department’s credit administration practices, or compliance with lending policies.
• Validate the accuracy of the inputs to the models utilized in the credit grading/loan review system.

2. Assumes responsibility for effective and accurate audit planning, performance, and reporting as assigned.

• Prepares audit reports outlining the scope of each audit and its results, and recommends corrective measures as necessary. Assembles and maintains documents in the prescribed manner.
• Participates in the development of new or improved financial and operations audit programs. Assists in developing audit procedures and makes recommendations regarding what is to be audited, the methods to be used, and the frequency of audits.
• Assists in establishing or revising internal financial and operational controls to ensure the adequate protection of Credit Union assets.
• Presents audit results as required and explains suggested recommendations.

3. Assumes responsibility for establishing and maintaining effective communication and coordination with Credit Union personnel and with management.

• Assists Compliance Department personnel as needed.
• Provides assistance and support to Credit Union personnel. Resolves requests, complaints, or problems promptly.
• Keeps management informed of area activities and of any significant problems.
• Completes reports, records, and documents accurately and promptly.
• Attends meetings as required.

2. Assumes responsibility for related duties as required or assigned.

• Assists with special investigations or audits.
• Stays informed of trends and developments in the auditing field.

PERFORMANCE MEASUREMENTS

• Good working relations exist with audited departments.
• Effective working relations exist with Audit and Compliance personnel. Assistance and support are provided as needed.
• Management is appropriately informed of area activities and of any significant problems.
• Required reports are accurate, timely, and informative.

QUALIFICATIONS

EDUCATION/CERTIFICATION:

• Bachelor’s Degree Business, Accounting, Finance, or related field preferred or equivalent experience.

REQUIRED KNOWLEDGE:

• Credit risk management best practices, policies and procedures.
• Lending policy, procedures, loan documentation and appraisal requirements.
• Financial analysis including ratio, trend, and cash flow analysis.
• Loan accounting, credit analysis, lending practices, banking regulations, and the Uniform Commercial Code (UCC).

EXPERIENCE REQUIRED:

• Experience with financial institutions helpful.
• Prior experience in audit, compliance, or similar role.
• Knowledge of financial loan products, services, and documentation.

SKILLS/ABILITIES:

• Excellent oral and written communications skills.
• Effective Critical thinking, analyzing, and error proofing skills.
• Strong computer skills (Microsoft Word, Excel, Access, and Power Point).
• Strong analytical and problem-solving skills.
• Excellent attention to detail and follow-up skills.
• Effective communication and interpersonal skills.
• Motivate and persuade others to achieve desired outcomes without organizational authority.
• Good public relations abilities.
• Ability to work well independently and collaborate with cross-functional teams.

PHYSICAL ACTIVITIES AND REQUIREMENTS OF THIS POSITION

FINGER DEXTERITY:

• Using primarily just the fingers to make small movements such as typing, picking up small objects, or pinching fingers together.

TALKING:

• Especially where one must frequently convey detailed or important instructions or ideas accurately, loudly, or quickly.

AVERAGE HEARING:

• Able to hear average or normal conversations and receive ordinary information.

REPETITIVE MOTION:

• Movements frequently and regularly required using the wrists, hands, and/or fingers.

AVERAGE VISUAL ABILITIES:

• Average, ordinary visual acuity necessary to prepare or inspect documents or products, or operate machinery.

PHYSICAL STRENGTH:

• Sedentary work; sitting most of the time. Exerts up to 10 lbs. of force occasionally. (Almost all office jobs.)

WORKING CONDITIONS

NONE:

• No hazardous or significantly unpleasant conditions (such as in a typical office).

MENTAL ACTIVITIES AND REQUIREMENTS OF THIS POSITION

REASONING ABILITY:

• Ability to apply logical or scientific thinking to define problems, collect data, establish facts, and draw conclusions.
• Able to interpret a variety of technical instructions and can deal with multiple variables.

MATHEMATICS ABILITY:

• Ability to compute discount, interest, profit and loss; commission markup and selling price; ratio, proportion, and percentage.
• Able to perform very simple algebra.

LANGUAGE ABILITY:

• Ability to read a variety of books, magazines, instruction manuals, atlases, and encyclopedias.
• Ability to prepare memos, reports, and essays using proper punctuation, spelling, and grammar.
• Ability to communicate distinctly with appropriate pauses and emphasis, correct pronunciation (or sign equivalent), and variation in word order, using present, perfect, and future tenses.

INTENT AND FUNCTION OF JOB DESCRIPTIONS

Job descriptions assist organizations in ensuring that the hiring process is fairly administered and that qualified employees are selected. They are also essential to an effective appraisal system and related promotion, transfer, layoff, and termination decisions. Well-constructed job descriptions are an integral part of any effective compensation system.

All descriptions have been reviewed to ensure that only essential functions and basic duties have been included. Peripheral tasks, only incidentally related to each position, have been excluded. Requirements, skills, and abilities included have been determined to be the minimal standards required to successfully perform the positions. In no instance, however, should the duties, responsibilities, and requirements delineated be interpreted as all-inclusive. Additional functions and requirements may be assigned by supervisors as deemed appropriate.

In accordance with the American with Disabilities Act, it is possible that requirements may be modified to reasonably accommodate disabled individuals. However, no accommodations will be made which may pose serious health or safety risks to the employee or others or which impose undue hardships on the organization.

Job descriptions are not intended as and do not create employment contracts. The organization maintains its status as an at-will employer. Employees can be terminated for any reason not prohibited by law.

Job Type: Full-time

Pay: $41,000.00 - $51,000.00 per year

Benefits:

• 401(k)
• 401(k) matching
• Dental insurance
• Health insurance
• Health savings account
• Life insurance
• Paid time off
• Retirement plan
• Tuition reimbursement
• Vision insurance

Schedule:

• Day shift
• Monday to Friday
• No nights

Education:

• Bachelor's (Preferred)

Experience:

• Audit and Compliance: 1 year (Preferred)

Ability to Relocate:

• Cumberland, MD 21502: Relocate before starting work (Required)

Work Location: In person