Construction Loan Officer jobs in Hopkinsville, KY
Construction Loan Officer sources and structures construction loans. Performs a due diligence review of potential borrowers, including risk and financial analysis. Being a Construction Loan Officer analyzes applicants' credit and financial status and obtains property appraisals to determine the feasibility of granting loans. Develops relationships with builders and developers to obtain referrals and future lending opportunities. Additionally, Construction Loan Officer structures construction loan terms and conditions according to policies. Approves loans within authorized limits or refers them to a loan committee for approval. May disburse loan proceeds at designated project mile. Requires a bachelor's degree. Typically reports to a manager. The Construction Loan Officer occasionally directed in several aspects of the work. Gaining exposure to some of the complex tasks within the job function. To be a Construction Loan Officer typically requires 2 -4 years of related experience. (Copyright 2024 Salary.com)
Recently Added Construction Loan Officer jobs
Residential Lending Sr Loan Officer
- Banterra
-
Paducah, KY
FULL_TIME
-
Summary: Responsible for soliciting, negotiating and gathering documents to prepare mortgage loans and HELOCs for underwriting in compliance with federal guidelines and the Bank's lending policies and procedures.Responsibilities: include but are not limited to the following. Other duties may be assigned.
- Self-source and generate mortgage loans through established referral partners and banking partnerships.
- Gather financial information from clients including income, assets, debts, and credit history.
- Evaluate creditworthiness and eligibility for mortgage loans.
- Interview clients to understand their needs and goals.
- Explain the difference types of mortgages loans available and recommend the best options for each client.
- Prepare and submit mortgage loan applications in accordance with standards.
- Work with processing and underwriting departments to secure loan approvals
- Manage the closing process and ensure that all documents are completed and signed.
- Build relationships with clients and referral partners, including realtors, builders, financial and industry professionals.
- Regularly participate in branch activities to train retail staff and gain mortgage referrals.
- Participates in regular sales, product and regulatory training as assigned by the bank management.
- Identify opportunities to cross-sell bank products and services between all departments.
- Stay up to date on the latest mortgage lending regulations and trends.
- Keep abreast of underwriting policies, procedures and changes for all mortgage loan products.
- Comply with applicable laws and regulations as well as the Bank's written policies and procedures.
- Participate in continued mortgage compliance training including, but not limited to: Dodd-Frank Act, ATR/QM Rules, Truth in Lending Act, Real Estate Settlement Procedures Act (RESPA), Home Mortgage Disclosure Act (HMDA-Regulation C), Equal Credit Opportunity Act (ECOA-Regulation B), Fair Housing Act, Fair Credit Reporting Act, etc.
All employees are expected to protect the information and assets of the organization through heightened awareness of information security, cyber security, and risk management best practices, as well as complying with all applicable laws, regulations, and organizational policies.Qualifications and Skills: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skills and abilities required. Reasonable accommodations may be made to enable individuals with disabilities to perform essential functions.Education/Experience:- Bachelor's degree in finance/accounting or related field preferred.
- Three years' mortgage banking experience in the assigned territory.
- Strong understanding of the mortgage lending process.
- Experience with Encompass preferred.
Knowledge/Skills/Abilities:- Strong business development and sales skills.
- Strong organizational skills and attention to detail.
- Strong customer service orientation and ability to manage customer relationships.
- Professional demeanor with excellent communication, interpersonal skills and conflict resolution skills.
- Strong communication and interpersonal skills.
- Ability to work independently and as part of a team.
- Ability to problem solve, prioritize tasks and meet required deadlines.
- Ability to think critically and use good, sound judgment in decision-making.
- Ability to respond to common inquiries or complaints from customers, co-workers or vendors.
- Ability to communicate effectively and tactfully, orally and in writing with employees, customers, vendors and management.
- Ability to define problems, collect data, establish facts and draw valid conclusions.
- Must understand and comply with company policies and procedures.
- Ability to maintain a friendly, helpful and courteous attitude when working with customers or co-workers under diverse conditions.
- Ability to accurately and quickly complete standard mathematical calculations.
- Ability to apply concepts such as fractions, percentages, ratios and proportions to practical situations.
- Ability to use a calculator, computer and applicable software.
- Ability to use a variety of internet browsers and Microsoft Office programs, specifically Word, Outlook and Excel and Teams.
Physical Demands: The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. The employee must have the ability to lift and carry 25 pounds for a distance of 50 feet.Intent and Function of Job Descriptions: The above statements are intended to describe the general nature and level of work being performed by people assigned to this job. They are not intended to be an exhaustive list of all responsibilities, duties, skills or working conditions.Banterra promotes an Equal Employment Opportunity workplace which includes reasonable accommodation of otherwise disabled applicants and employees. Please see your supervisor should you have any questions about this policy or these job duties.In accordance with the Americans with Disabilities Act, it is possible that requirements may be modified to reasonably accommodate disabled individuals. However, no accommodations will be made which may pose serious health or safety risks to the employee or others or which impose undue hardships on the organization.Job descriptions are not intended as and do not create employment contracts. Banterra maintains its status as an at-will employer.Banterra Bank is an Equal Opportunity/Affirmative Action employer. All qualified applicants will receive consideration for employment without regard to race, color, national origin, religion, sex, sexual orientation, gender identity, age, disability, protected veteran status, or any other characteristics protected by law.
Banterra Bank is an Equal Opportunity/Affirmative Action employer. All qualified applicants will receive consideration for employment without regard to race, color, national origin, religion, sex, sexual orientation, gender identify, age, disability, protected veteran status, or any other characteristics protected by law. - 27 Days Ago
Construction Apprentice
- Robinson Construction
-
Cairo, IL
FULL_TIME
- Construction Apprentice In Cairo, IL No experience necessary - this is the perfect opportunity to learn the construction trades! Robinson Construction is a Design-Build General Contractor specializing...
- 12 Days Ago
Traveling Construction Millwright
- Robinson Construction
-
Cairo, IL
FULL_TIME
- Traveling Construction Millwright ESSENTIAL RESPONSIBILITIES: Reads blueprints and schematic drawings to determine work procedures. Dismantles machinery or equipment, using hammers, wrenches, crowbars...
- 12 Days Ago
Traveling Construction Laborer
- Robinson Construction
-
Cairo, IL
FULL_TIME
- We have an immediate need for Laborers! ESSENTIAL RESPONSIBILITIES: Erects and dismantles scaffolding. Demolishes buildings and dismantle forms, along with setting up pumps and hoses. Removes projecti...
- 24 Days Ago
Construction Quality Control Manager
- Thalle Construction Company
-
Grand Rivers, KY
FULL_TIME
- Thalle Construction Company Co., Inc. (Thalle) is excited to announce an open opportunity to expand our family of professional teammates! Thalle is currently seeking an experienced and motivated candi...
- 15 Days Ago
Construction
- US Navy Reserve
-
Clinton, KY
FULL_TIME
- ABOUT Sailors in the Navy's Construction Battalion are makers. They're driven to work with their hands and they know the value of doing a job right the first time. They're tougher than any task and th...
- 27 Days Ago
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0 Construction Loan Officer jobs found in Hopkinsville, KY area
Financial Analyst/Accounting Specialist
- Metalsa
-
Hopkinsville, KY
- Job Description About Metalsa: We are a global company with 60+ years of experience in the automotive industry, we manuf...
- 4/24/2024 12:00:00 AM
Financial Advisor
- Prudential Financial
-
Hopkinsville, KY
- Prudential Advisors is looking for an experienced financial professional in the Cincinnati- Dayton area that is interest...
- 4/23/2024 12:00:00 AM
Fuel Compliance Officer - 12 Month Roster
- Department Of The Treasury
-
Hopkinsville, KY
- DutiesWHAT IS THE SMALL BUSINESS SELF EMPLOYEDDIVISION DIVISION?A description of the business units can be found at: htt...
- 4/23/2024 12:00:00 AM
Internal Revenue Agent (Senior Revenue Agent (Examiner) -12 MONTH ROSTER
- Department Of The Treasury
-
Hopkinsville, KY
- Duties WHAT IS THE SBSE - SMALL BUSINESS SELF EMPLOYED DIVISION? A description of the business units can be found at: ht...
- 4/22/2024 12:00:00 AM
Financial Accounting Specialist
- Metalsa
-
Hopkinsville, KY
- About Metalsa: We are a global company with 60+ years of experience in the automotive industry, we manufacture safe and ...
- 4/22/2024 12:00:00 AM
Assistant General Manager -Custom Home Construction
- Southeast Recruiters
-
Clarksville, TN
- Location Clarksville, TN No Remote ****Job Description**** A National leader in the custom home building industry, is lo...
- 4/21/2024 12:00:00 AM
Financial Representative
- Modern Woodmen of America
-
Hopkinsville, KY
- About you Entrepreneurial mindset Community oriented Communication skills Responsibilities Work with current or new memb...
- 4/21/2024 12:00:00 AM
Financial Accounting Specialist
- Metalsa
-
Hopkinsville, KY
- About Metalsa: We are a global company with 60+ years of experience in the automotive industry, we manufacture safe and ...
- 4/20/2024 12:00:00 AM
About Hopkinsville, Kentucky
Hopkinsville is a home rule-class city in and the county seat of Christian County, Kentucky, United States. The population at the 2010 census was 31,577.
Hopkinsville is located south of the center of Christian County at 36°51′17″N 87°29′20″W / 36.85472°N 87.48889°W / 36.85472; -87.48889 (36.854712, -87.488872). Madisonville is 35 miles (56 km) to the north, Russellville is 35 miles (56 km) to the east, Oak Grove is 15 miles to the south, and Clarksville, Tennessee, is 26 miles (42 km) to the south.
According to the United States Census Bureau, Hopkinsville has a total area of 30.8 square m...
Source: Wikipedia (as of 04/11/2019). Read more from Wikipedia
Income Estimation for Construction Loan Officer jobs
$78,773 to $134,486
Hopkinsville, Kentucky area prices
were up 1.2% from a year ago
were up 1.2% from a year ago
What does a Construction Loan Officer do?
Construction Loan Officer in Raleigh, NC
Your local bank, if they do offer home construction loans, might be able to offer you a better rate.
February 18, 2020
Construction Loan Officer in Huntington, WV
All loan officers must have a clear understanding of the bank’s loan policies.
January 22, 2020
Construction Loan Officer in Great Falls, MT
There are various types of construction loans, including consumer lot loans that are advanced first for the purchase of land and then transferred to a permanent loan for the building construction, and commercial construction loans for the expanding business and residential construction loans.
January 09, 2020