Consumer Credit Analyst jobs in Alabama

Consumer Credit Analyst reviews loan applications and related documentation to determine loan eligibility and terms. Analyzes financial information provided and collects additional documentation as necessary. Being a Consumer Credit Analyst provides loan options, terms, or other product recommendations based on qualifications. Assists customers through the loan process by researching and answering customer inquiries, clarifying details, and coordinating with internal parties. Additionally, Consumer Credit Analyst typically requires a bachelor's degree. Typically reports to a supervisor or manager. The Consumer Credit Analyst work is closely managed. Works on projects/matters of limited complexity in a support role. To be a Consumer Credit Analyst typically requires 0-2 years of related experience. (Copyright 2024 Salary.com)

F
Credit Analyst
  • Farm Credit Network
  • Opelika, AL FULL_TIME
  • The holder of this position will develop and analyze all types of credit information with a large range of complex loan requests up to multi-million-dollar. The analysis includes an in-depth interpretation of the applicant's financial information with a focus on owners' equity, working capital, and debt coverage to determine the short and long-term viability of the loan request. Prior experience in tax document preparation translates well in this position. The analyst will analyze the overall risk to the Association by utilizing those ratios and our potential collateral position to help the branch determine the best route forward on all loan requests.



    Responsibilities/Duties
    • Obtains and assembles information provided by the loan officer into a coherent and comprehensive loan package.
    • Uses provided financial information to determine potential risks to the company and applicant credit worthiness.
    • Analyzes financial statements, tax returns, and profit and loss statements for any individual or business associated with the loan request.
    • Processes and prepares underwriting analysis for authorized credit personnel to make credit decisions, under direction of the Credit Analysis Manager.
    • Maintains and makes recommendations on loan underwriting standards and procedures.
    • Studies and researches the economic lending environment and the industries financed by the Association.


    Education/Experience/Knowledge
    • Bachelor's degree in Accounting, Finance, Business, or Economics.
    • Two to five years of credit analysis and/or tax return work experience preferred.
    • Experience in tax document preparation highly preferred, but not required.
    • Solid knowledge of computers, Microsoft Excel, and related software.


    Required Skills/Abilities
    • Strong analysis, judgment, and communication (oral and written) skills.
    • Problem solving skills and ability to work in a team atmosphere.
    • High level of efficiency, accuracy, and responsibility.
    • Motivated with a strong desire to take on new challenges and learn.
    • Ability to handle frequent changes, delays, or unexpected events.
    • Regularly exercises discretion and independent judgment.
    • Self-starter and ability to be assertive and arrive at sound business decisions.
    • Demonstrates initiative and can work responsibly with minimal supervision.


    Leadership and advancement opportunities are available to analysts who display a thorough understanding of company policies, communicate clearly and effectively throughout the loan approval process, and adequately develop their knowledge of farm and nonfarm industries.



    More experienced hires have an elevated ability to transition to team leaders within the department. Team leaders require exceptional analytical skills, as well as team-oriented focus to help improve the department. These individuals would be given minor internal supervisory responsibilities to oversee the daily workload of a team of 1-3 junior analysts, as well as serve as their primary point of contact for questions.



    Benefits of being part of the First South team include:
    • Competitive pay
    • Personal development
    • Paid vacation, sick leave, and holidays
    • Medical insurance
    • Dental and vision care
    • Flexible spending accounts
    • Health savings accounts
    • 401(k) with employer matching
    • Disability and life insurance
    • Incentive plan
  • 3 Days Ago

F
Credit Analyst
  • Farm Credit Council
  • Opelika, AL FULL_TIME
  • The holder of this position will develop and analyze all types of credit information with a large range of complex loan requests up to multi-million-dollar. The analysis includes an in-depth interpret...
  • 4 Days Ago

F
Credit Analyst
  • Farm Credit Council
  • Cullman, AL FULL_TIME
  • Summary The holder of this position will develop and analyze all types of credit information with a large range of complex loan requests up to multi-million-dollar. The analysis includes an in-depth i...
  • 11 Days Ago

F
Credit Analyst
  • Farm Credit Network
  • Cullman, AL FULL_TIME
  • Summary The holder of this position will develop and analyze all types of credit information with a large range of complex loan requests up to multi-million-dollar. The analysis includes an in-depth i...
  • 11 Days Ago

F
Credit Analyst
  • First South Farm Credit, ACA
  • Opelika, AL FULL_TIME
  • The holder of this position will develop and analyze all types of credit information with a large range of complex loan requests up to multi-million-dollar. The analysis includes an in-depth interpret...
  • 3 Days Ago

F
Credit Analyst
  • First South Farm Credit, ACA
  • Cullman, AL FULL_TIME
  • Summary The holder of this position will develop and analyze all types of credit information with a large range of complex loan requests up to multi-million-dollar. The analysis includes an in-depth i...
  • 11 Days Ago

S
Lease Credit Analyst II
  • Stellantis Financial Services US
  • Auburn Hills, MI
  • Stellantis Financial Services (SFS) is the new captive finance company for one of the world's leading automakers and a m...
  • 3/29/2024 12:00:00 AM

G
Operations Analyst
  • General Dynamics Information Technology
  • Camp Smith, HI
  • Seize your opportunity to make a personal impact as an Operations Analyst supporting a critical mission on Oahu, Hawaii....
  • 3/29/2024 12:00:00 AM

N
Planner
  • NOV, Inc.
  • Houston, TX
  • Job Description National Oilwell Varco (NOV) is a leading provider of technology, equipment, and services to the global ...
  • 3/29/2024 12:00:00 AM

H
Quality Control Analyst
  • Huntington Bancshares Incorporated
  • Columbus, OH
  • Description Summary: The Quality Control Analyst is a full-time position in the Process Automation Operations department...
  • 3/29/2024 12:00:00 AM

V
Venture Capital & Private Equity Apprenticeship
  • Venture University
  • The Venture Capital & Private Equity Investor Accelerator Program offers individuals the opportunity to gain high qualit...
  • 3/28/2024 12:00:00 AM

C
Research Associate
  • Channel Dynamics
  • Golden, CO
  • About Channel Dynamics Channel Dynamics is a boutique research firm and market intelligence platform used by leading hed...
  • 3/28/2024 12:00:00 AM

G
Senior Sales Analyst
  • Gorton's
  • Gloucester, MA
  • Be part of something BIG here at Gorton’s. With the iconic yellow slicker and a catchy jingle, Gorton’s is now reaching ...
  • 3/28/2024 12:00:00 AM

I
Product Stewardship Analyst
  • Inolex
  • Philadelphia, PA
  • Job Summary: Inolex, Inc. is recruiting for a Product Stewardship Analyst to join our Product Stewardship team. This pos...
  • 3/28/2024 12:00:00 AM

Alabama (/ˌæləˈbæmə/) is a state in the southeastern region of the United States. It is bordered by Tennessee to the north, Georgia to the east, Florida and the Gulf of Mexico to the south, and Mississippi to the west. Alabama is the 30th largest by area and the 24th-most populous of the U.S. states. With a total of 1,500 miles (2,400 km) of inland waterways, Alabama has among the most of any state. Alabama is nicknamed the Yellowhammer State, after the state bird. Alabama is also known as the "Heart of Dixie" and the "Cotton State". The state tree is the longleaf pine, and the state flower is...
Source: Wikipedia (as of 04/11/2019). Read more from Wikipedia
Income Estimation for Consumer Credit Analyst jobs
$49,010 to $66,614

Consumer Credit Analyst in Eugene, OR
Detail-oriented consumer credit analyst who expertly reviews consumer data to determine whether or not loan and credit applications should be approved.
December 03, 2019
Consumer Credit Analyst in Spartanburg, SC
Prerequisite to this, consumer credit analysts must have a firm grasp on what constitutes a good risk and what constitutes a faulty one.
January 12, 2020
Consumer Credit Analyst in Columbus, OH
Reading credit reports and piecing together the story of a person’s finances is imperative to being a good consumer credit analyst.
January 03, 2020
It is helpful to consult a proven example such as the following consumer credit analyst resume sample.
February 20, 2020