Consumer Credit Analyst jobs in Houston, TX

Consumer Credit Analyst reviews loan applications and related documentation to determine loan eligibility and terms. Analyzes financial information provided and collects additional documentation as necessary. Being a Consumer Credit Analyst provides loan options, terms, or other product recommendations based on qualifications. Assists customers through the loan process by researching and answering customer inquiries, clarifying details, and coordinating with internal parties. Additionally, Consumer Credit Analyst typically requires a bachelor's degree. Typically reports to a supervisor or manager. The Consumer Credit Analyst work is closely managed. Works on projects/matters of limited complexity in a support role. To be a Consumer Credit Analyst typically requires 0-2 years of related experience. (Copyright 2024 Salary.com)

Recently Added Consumer Credit Analyst jobs

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Consumer Loan Officer
  • Houston Federal Credit Union
  • Sugar, TX FULL_TIME
  • Houston Federal Credit Union
    Consumer Loan Officer
    Full-Time
    Position is located in Sugar Land, Texas with potential for remote/telework.
    Role:
    To assist current and potential members with their Credit Union financial needs; explains services, interviews applicants for loan application, processes loan request for decision. Funds and closes loan with loan applicants, collects underwriting stipulations, gathers complete and accurate title work for lien perfection. This role does not have lending authority. Position is hourly plus commission; commissions paid monthly.
    Essential Functions & Responsibilities:
    • Interviews loan applicants to develop information concerning their loan needs, earnings, and financial condition.
    • Explains loan options to members, evaluates their needs, recommends loan options and presents ancillary products available for that specific loan type.
    • Processes and prepares all loan documents for decision. Answers questions about products and services, and resolves problems that are within their authority to resolve.
    • Refers problems that are beyond their authority to their supervisor, along with their recommendations.
    • Presents and explains features and benefits to loan ancillary products and services.
    • Complete accurate title work document procurement for the purpose of lien perfection.
    • Funds approved loan and closes explaining the terms and conditions to the member.
    • Meet or exceeds loan dollar, referral / cross-selling, and ancillary product goals each month.
    • Other duties as assigned.
    • Must have availability Monday-Friday, some weeknights until 7:00pm, and alternating Saturdays 8:00am - 2:00pm.
      Performance Measurements
    • To provide prompt, accurate, courteous, friendly, timely and professional service to all members.
    • To troubleshoot and resolve member and internal inquiries in a timely, friendly and accurate manner.
    • To ensure all documentation is completed accurately within the required time allotment.
    • To meet the referral and loan dollar goal each month.
    • To meet or exceed ancillary product goals monthly.
    • To maintain a professional, courteous, and friendly atmosphere for members and co-workers.
    • To maintain a dependable record of attendance and timeliness.
    • Is responsible for compliance with all required regulations and policies, especially with all Bank Secrecy Act (BSA) and Office of Foreign Assets Control (OFAC) policies, procedures and regulations.
      Knowledge and Skills
      Experience - Two or more years of similar or related experience.
      Education - At least a high school education or GED
      Interpersonal Skills - Work involves much personal contact with others inside and/or outside the organization for the purpose of first-level conflict resolution, building relationships, and soliciting cooperation. Discussions involve a higher degree of confidentiality and discretion, requiring diplomacy and tact in communication. Bilingual Preferred but not required.
    • Must have qualities that are consistent with our CORE Values:
      • Integrity, Honesty, & Respect
      • Passion, Commitment & Enthusiasm
      • Seek Excellence in All We Do
      • Work Hard and Have Fun
      • Friendly Service and Superior Value
  • 20 Days Ago
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M
Consumer Loan Servicing Specialist
  • Members Choice Credit Union
  • Houston, TX FULL_TIME
  • Members Choice Credit Union (MCCU) is a full-service member-owned financial cooperative based in Houston, Texas, with an 80-year legacy of serving our members and the community. At MCCU, we are always...
  • 1 Month Ago
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T
Financial Examiner I
  • Texas Office of Consumer Credit Commissioner
  • Houston, TX FULL_TIME
  • YOU MUST COMPLETE A STATE OF TEXAS JOB APPLICATION TO APPLY FOR THIS JOB. RESUMES IN LIEU OF AN OFFICIAL STATE OF TEXAS JOB APPLICATION ARE NOT SUFFICIENT. FOR MORE INFORMATION ON THIS JOB POSTING PLE...
  • 1 Month Ago
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A
Credit Analyst
  • Ag Resource Management, LLC
  • Victoria, TX FULL_TIME
  • The Credit Analyst supports their local market by providing portfolio management overview, underwriting analysis and recommendations to the loan committees. In this constantly changing industry, where...
  • 16 Days Ago
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Credit Analyst
  • Triple-S Steel
  • Houston, TX OTHER
  • Overview ABOUT THE POSITION: The Credit Analyst will review the creditworthiness of individuals or businesses to determine the risk involved in lending money or extending credit. ABOUT THE COMPANY: At...
  • 1 Month Ago
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M
Business Credit Analyst - Commodities
  • Macquarie Global Services
  • Houston, TX FULL_TIME
  • Join our Commodities and Global Market's Business Credit Team in Houston as a Business Credit Analyst. In this role, you will cover a portfolio of North American trading counterparties and actively co...
  • 17 Days Ago
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0 Consumer Credit Analyst jobs found in Houston, TX area

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Default Services Senior Analyst
  • Stellantis Financial Services US
  • Houston, TX
  • Stellantis Financial Services (SFS) is the new captive finance company for one of the world's leading automakers and a m...
  • 4/24/2024 12:00:00 AM
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Asset & Wealth Management, Private Wealth Management, Business Unit Manager, Associate - Houston
  • Goldman Sachs
  • Houston, TX
  • OUR IMPACT Wealth Management Across Wealth Management, Goldman Sachs helps empower clients and customers around the worl...
  • 4/24/2024 12:00:00 AM
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Land Acquisition Analyst
  • New Home Co.
  • Houston, TX
  • New Home Co. is a new generation homebuilder focused on the design, construction and sale of innovative and consumer-dri...
  • 4/24/2024 12:00:00 AM
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M
High Performance Computing - Sr Systems Analyst
  • Md Anderson Cancer Center
  • Houston, TX
  • The Sr Systems Analyst on the High-Performance Computing team is a pivotal role within the IT Engineering Department in ...
  • 4/24/2024 12:00:00 AM
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SAP S/4HANA Lead Solution Architect
  • Fujitsu
  • Houston, TX
  • Job Description:Role Overview:As an SAP S/4HANA Lead Solution Architect, you will be responsible for leading a team of S...
  • 4/24/2024 12:00:00 AM
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Consumer Banker II (Kingsgate)
  • First Financial Bank
  • Houston, TX
  • Do you want to grow with us? At DXP we are passionate about what we do and driven to be the best solution for our indust...
  • 4/23/2024 12:00:00 AM
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Letter of Credit Analyst
  • PNC
  • Houston, TX
  • Position Overview At PNC, our people are our greatest differentiator and competitive advantage in the markets we serve. ...
  • 4/22/2024 12:00:00 AM
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S
Resolution Analyst I
  • Stellantis Financial Services US
  • Houston, TX
  • Stellantis Financial Services (SFS) is the new captive finance company for one of the world's leading automakers and a m...
  • 4/20/2024 12:00:00 AM
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About Houston, Texas

Houston is located 165 miles (266 km) east of Austin, 88 miles (142 km) west of the Louisiana border, and 250 miles (400 km) south of Dallas. The city has a total area of 627 square miles (1,620 km2); this comprises 599.59 square miles (1,552.9 km2) of land and 22.3 square miles (58 km2) covered by water. The Piney Woods are north of Houston. Most of Houston is located on the gulf coastal plain, and its vegetation is classified as temperate grassland and forest. Much of the city was built on forested land, marshes, swamp, or prairie and are all still visible in surrounding areas.[citation need...
Source: Wikipedia (as of 04/11/2019). Read more from Wikipedia
Income Estimation for Consumer Credit Analyst jobs
$53,698 to $72,992
Houston, Texas area prices
were up 2.3% from a year ago
View detail

What does a Consumer Credit Analyst do?

Consumer Credit Analyst in Columbus, OH
It is helpful to consult a proven example such as the following consumer credit analyst resume sample.
February 20, 2020
Reading credit reports and piecing together the story of a person’s finances is imperative to being a good consumer credit analyst.
January 03, 2020
Consumer Credit Analyst in Philadelphia, PA
Because consumer financials are rarely cut and dried, credit analysts must be able to evaluate a large amount of information in a short period of time and provide an honest and objective appraisal of a person’s financial situation.
February 02, 2020
Consumer Credit Analyst in Spartanburg, SC
Prerequisite to this, consumer credit analysts must have a firm grasp on what constitutes a good risk and what constitutes a faulty one.
January 12, 2020