Consumer Credit Analyst jobs in Oklahoma

• Evaluating the financial statements and conditions of commercial loan members applying for credit.
• Gathering, analyzing, and interpret applicant’s financial credit information and collateral to determine the feasibility of credit approval/renewal for all types of credit products.
• Analyzing personal and corporate loan portfolio financial statements for loan risk rating and monitoring purposes on a single loan or relationship basis.
• Performing timely and accurate annual reviews to monitor credit quality and early identification of deterioration of credit quality.
• Analyzing such items as income, quality of management, market share, potential risks, and collateral appraisal.
• Preparing loan presentations, which include credit analysis and a summary of the loan request.
• Aiding in establishing loan production and loss reduction goals to enhance the integrity of TFCU’s portfolio.
• Credit Analyst II will aid the Credit Analyst I in learning how to accomplish the core tasks of the position.
• Credit Analyst III will analyze business and industry trends, financial statements, projections, and complete other due diligence required to finalize more complex credit packages.
• Credit Analyst III will be the senior member of the team and will aid in various areas such as mentorship and training others at the analyst level.

Level II: Requires three years of experience in commercial credit account analysis, underwriting and/or portfolio management. Experience in loan operations, sales, and collections preferred.

Level III: Requires five years of experience in commercial credit account analysis, underwriting and/or portfolio management. Experience in loan operations, sales, and collections required.

• Strong analytical, decision making and deduction skills.
• Thorough knowledge of financial statement analysis and demonstrated ability to identify and mitigate key risks analysis and other methods of determining customer solvency.
• Ability to understand and interpret core credit metrics.
• Proficient knowledge of composition of shares, loans, and investments.
• Ability to work well independently and as part of a team, and with general or limited direct supervision.