Consumer Credit Manager jobs in Bakersfield, CA

Consumer Credit Manager supervises underwriting operations and oversees the loan application review process to determine loan eligibility and terms. Coordinates the day-to-day activities of the underwriting team to ensure that loan screening is conducted timely, accurately, and in compliance with all regulations. Being a Consumer Credit Manager provides loan options or product recommendations based on qualifications and keeps the team updated and informed of new products, regulations, or product changes. Assists customers through the loan process by researching and answering complex or unique customer inquiries, clarifying details, and coordinating with internal parties. Additionally, Consumer Credit Manager requires a bachelor's degree. Typically reports to a manager. The Consumer Credit Manager manages subordinate staff in the day-to-day performance of their jobs. True first level manager. Ensures that project/department milestones/goals are met and adhering to approved budgets. Has full authority for personnel actions. To be a Consumer Credit Manager typically requires 5 years experience in the related area as an individual contributor. 1 - 3 years supervisory experience may be required. Extensive knowledge of the function and department processes. (Copyright 2024 Salary.com)

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Facilities Manager
  • ALTAONE FEDERAL CREDIT UNION
  • Ridgecrest, CA OTHER
  • Job Details

    Job Location:    Ridgecrest Corporate Back Office - Ridgecrest, CA
    Position Type:    Full Time Exempt
    Education Level:    High School Diploma
    Salary Range:    $67,485.00 - $78,336.78 Salary
    Job Category:    Facilities

    Description

    Role

    Responsible for the development and evaluation of priorities and policies for the maintenance and construction of the organization’s facilities. This includes oversight of building renovations, equipment needs and maintenance, grounds/building maintenance, obtaining contract bids, and overall efficient use of facilities and the management of applicable contractors and vendors. Responsible for the daily maintenance, repairs, installation and construction of the organization’s facilities. This includes, but is not limited to plumbing, electrical, HVAC, power generation and back-up, structural, roof, paint, appliances, equipment and security systems. Manages and coordinates repairs and renovation/construction costs to established budgets.
    Responsible for overseeing the shipping/receiving function for the credit union and physical security for credit union locations.
    Researches and recommends cost efficiencies related to current and proposed systems.
    Responsible for analysis and negotiation of new and existing office leases and ATM location leases. Coordinates space planning in all locations.
    Maintains life cycle planning and development for all AltaOne equipment and leases. Accomplishes financial objectives by forecasting requirements, preparing annual facilities capex and other related budgets, scheduling expenditures and analyzing variances. Establishes and implements plans that have short term (1-2 year) impact on business results in alignment with organizational goals.

    Major Duties and Responsibilities

    Provides for all facility, construction and associated maintenance and renovations to include plumbing, electrical, HVAC, telephone, lighting, drive-up systems, sound/music, power generation and back-up, structural, roof, paint, appliances, including the purchase of new or replacement equipment. Electronically tracks all issues and actions taken.

    Monitors and ensures contractor compliance for company contracts including but not limited to: landscape, janitorial, HVAC, carpet, elevator and snow removal. Coordinates and tracks contracts for janitorial, grounds maintenance and waste disposal at all branches. Prepares bid specifications for company and oversees the implementation contract. Maintains a file of vendors for all facility related functions.

    Hires, orients, trains, schedules and evaluates staff.

    Works closely with contractors and vendors to address and resolve issues that arise. Maintains familiarity with vendor’s scope of work to ensure work is being appropriately completed and done to our standards. Works as a liaison between general contractor or vendor, to ensure construction projects remain on-time and on-budget. May serve as construction lead on enterprise construction projects.

    Maintains adequate inventory of maintenance products used in all buildings. Maintains a life cycle management system for all leases and equipment under the management of Facilities.

    Works closely with the Compliance and Security Manager to ensure buildings, areas and grounds are safe for employees and visitors including placement of security equipment in new or existing branch or ATM locations.

    Develops and adheres to annual facilities budget. Identifies opportunities to create and implement efficiencies and cost reductions.

    Responsible for maintenance and overall upkeep of company vehicle's.

    Oversees department mailing functions: shipping and receiving. Responsible for maintaining adequate associated supplies.

    Performs all other duties as assigned.

    Must comply with all company policies and procedures, applicable laws and regulations, including but not limited to, the Bank Secrecy Act, the Patriot Act, and the Office of Foreign Assets Control.

    Works closely with the Compliance and Security Manager to ensure buildings, areas and grounds are safe for employees and visitors including placement of security equipment in new or existing branch or ATM locations.

    Qualifications


    Knowledge and Skills

    Experience

    Five to ten years of similar or related experience, including time spent in preparatory positions and three to five years management experience.

    Education/Certifications/Licenses

    High school diploma or GED required. State approved drivers license is required.

    Interpersonal Skills

    A significant level of trust and diplomacy is required to be an effective subject matter expert in the position. In-depth dialogues, conversations and explanations with customers, direct and indirect reports and outside vendors of a sensitive and/or highly confidential nature is a normal part of the day-to-day experience. Communications can involve motivating, influencing, educating and/or advising others on matters of significance.

    Other Skills

    Strong organizational skills

    ADA Requirements

    Physical Requirements

    Perform primarily sedentary work with limited physical exertion and occasional lifting of up to 75 lbs. While performing the duties of this job, the employee is regularly required to sit; use hands to finger, handle, or feel objects, tools, or controls; and talk or hear. The employee frequently is required to stand, walk, and reach with hands and arms. The employee is occasionally required to climb or balance and stoop, kneel, crouch, or crawl. Must be capable of regular, reliable and timely attendance.

    Working Conditions

    Must be able to routinely perform work indoors in climate-controlled shared work area with minimal noise, as well as outside in various degrees of heat and cold.

    Mental and/or Emotional Requirements

    Must be able to perform job functions independently or with limited supervision and work effectively either on own or as part of a team. Must be able to read and carry out various written instructions and follow oral instructions. Must be able to speak clearly and deliver information in a logical and understandable sequence. Must be capable of dealing calmly and professionally with numerous different personalities from diverse cultures at various levels within and outside of the organization and demonstrate highest levels of customer service and discretion when dealing with the public. Must be able to perform responsibilities with composure under the stress of deadlines / requirements for extreme accuracy and quality and/or fast pace. Must be able to effectively handle multiple, simultaneous, and changing priorities. Must be capable of exercising highest level of discretion on both internal and external confidential matters.

  • 1 Month Ago

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Tax Credit Regional Property Manager (Bakersfield – Hybrid)
  • WinnCompanies
  • Bakersfield, CA FULL_TIME
  • WinnCompanies is looking for a dedicated Regional Property Manager to join our team and supervise properties throughout Bakersfield, Arden, Lamont CA area.In this role, you will oversee the daily oper...
  • 8 Days Ago

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Credit Administrator
  • Mission Bank
  • Bakersfield, CA FULL_TIME
  • Job Description: SUMMARY The Credit Administrator is responsible for all assigned credit analysis and administration functions related to the Bank's programs where any aspect of commercial credit risk...
  • 1 Day Ago

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Member Service Representative I - Base 20 PT hours
  • ALTAONE FEDERAL CREDIT UNION
  • Ridgecrest, CA OTHER
  • Job Details Job Location: Ridgecrest Base MSC - Ridgecrest, CA Position Type: Part Time 20 Hrs/Wk Salary Range: $16.25 - $21.84 Hourly Job Category: Banking DescriptionRole Responsible for accurately ...
  • 23 Days Ago

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Universal Ambassador - Ming
  • ALTAONE FEDERAL CREDIT UNION
  • Bakersfield, CA OTHER
  • Job Details Job Location: Bakersfield Ming MSC - Bakersfield, CA Position Type: Full Time Salary Range: $17.69 - $25.73 Hourly Travel Percentage: Negligible Job Category: Banking DescriptionRole Assis...
  • 5 Days Ago

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Loan Officer (Senior to VP)
  • AgWest Farm Credit
  • Bakersfield, CA FULL_TIME
  • AgWest Farm Credit is a member-owned financial cooperative that provides financing and related services to farmers, ranchers, agribusinesses, commercial fishermen, timber producers, rural homeowners a...
  • 11 Days Ago

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0 Consumer Credit Manager jobs found in Bakersfield, CA area

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CEO - Own your own Franchise
  • Williamsonheckt
  • Bakersfield, CA
  • Do you want to own your own business? You are not alone, approximately 85% of the new franchise owners were professional...
  • 3/29/2024 12:00:00 AM

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Senior VP - Own your own Franchise
  • Williamsonheckt
  • Bakersfield, CA
  • Do you want to own your own business? You are not alone, approximately 85% of the new franchise owners were professional...
  • 3/29/2024 12:00:00 AM

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Management Leaders - Own Your own Business
  • Williamsonheckt
  • Bakersfield, CA
  • Do you want to own your own business? You are not alone, approximately 85% of the new franchise owners were professional...
  • 3/29/2024 12:00:00 AM

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Business Leaders - Own a Franchise
  • Williamsonheckt
  • Bakersfield, CA
  • Do you want to own your own business? You are not alone, approximately 85% of the new franchise owners were professional...
  • 3/29/2024 12:00:00 AM

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Sr. Retail Delivery Floater
  • Chevron Federal Credit Union
  • Bakersfield, CA
  • ** Sr. Retail Delivery Floater** **Job Category****:** Branches **Requisition Number****:** SRRET001431 Showing 1 locati...
  • 3/28/2024 12:00:00 AM

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Personal Banker Roving 99 Corridor District
  • WELLS FARGO BANK
  • Delano, CA
  • Are you ready for the next step in your career? This is where it begins - at a company known for our "Well Life" approac...
  • 3/28/2024 12:00:00 AM

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Sales Associate
  • Express
  • Bakersfield, CA
  • Overview: About Express, Inc. Express, Inc. is a multi-brand fashion retailer whose portfolio includes Express, Bonobos ...
  • 3/26/2024 12:00:00 AM

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Cashier (PT) (VFE)
  • Vallarta Supermarkets
  • Bakersfield, CA
  • Description: Title: Cashier Classification: Non-Exempt Cashier is responsible for smiling and greeting all customers whi...
  • 3/25/2024 12:00:00 AM

Bakersfield is a city in and the county seat of Kern County, California, United States. It covers about 151 sq mi (390 km2) near the southern end of the San Joaquin Valley and the Central Valley region. Bakersfield's population is around 380,000, making it the 9th-most populous city in California and the 52nd-most populous city in the nation. The Bakersfield–Delano Metropolitan Statistical Area, which includes all of Kern County, had a 2010 census population of 839,631, making it the 62nd-largest metropolitan area in the United States. The more built-up urban area that includes Bakersfield and...
Source: Wikipedia (as of 04/11/2019). Read more from Wikipedia
Income Estimation for Consumer Credit Manager jobs
$114,684 to $169,073
Bakersfield, California area prices
were up 2.5% from a year ago

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