Consumer Credit Manager jobs in Pittsburgh, PA

Consumer Credit Manager supervises underwriting operations and oversees the loan application review process to determine loan eligibility and terms. Coordinates the day-to-day activities of the underwriting team to ensure that loan screening is conducted timely, accurately, and in compliance with all regulations. Being a Consumer Credit Manager provides loan options or product recommendations based on qualifications and keeps the team updated and informed of new products, regulations, or product changes. Assists customers through the loan process by researching and answering complex or unique customer inquiries, clarifying details, and coordinating with internal parties. Additionally, Consumer Credit Manager requires a bachelor's degree. Typically reports to a manager. The Consumer Credit Manager manages subordinate staff in the day-to-day performance of their jobs. True first level manager. Ensures that project/department milestones/goals are met and adhering to approved budgets. Has full authority for personnel actions. To be a Consumer Credit Manager typically requires 5 years experience in the related area as an individual contributor. 1 - 3 years supervisory experience may be required. Extensive knowledge of the function and department processes. (Copyright 2024 Salary.com)

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Consumer Credit Expert
  • PNC
  • Pittsburgh, PA FULL_TIME
  • Position Overview

    At PNC, our people are our greatest differentiator and competitive advantage in the markets we serve. We are all united in delivering the best experience for our customers. We work together each day to foster an inclusive workplace culture where all of our employees feel respected, valued and have an opportunity to contribute to the company’s success. As a Consumer Credit Expert within PNC's Credit Risk Management organization, this position is primarily based in a location within PNC's footprint. Responsibilities require time in the office or in the field on a regular basis. Some responsibilities can be performed remotely at manager's discretion.

    This position is a part of Consumer Credit Risk Management within the Independent Risk Management Organization. The role will support oversight of the Consumer Credit Card Line of Business. The ideal candidate will possess the following experience and/or skills:

    • Credit Card risk management, product or operational experience
    • Portfolio Management expertise
    • Ability to drive and challenge analytic solutions
    • Collaborative approach to problem solving
    • Knowledge of industry trends and regulatory requirements that impact Consumer Lending

    Job Description

    • Reviews activities associated with applicable business segment, including the credit approval process, policy and procedural compliance and portfolio risk management, credit monitoring, and reporting.
    • Maintains in depth knowledge of consumer credit policy and ensures adherence to policy. Deploys appropriate monitoring mechanisms of early performance to manage expected outcomes.
    • Monitors credit by leveraging relevant reporting and assessing trends to identify risk incidences, requests ad - hoc analytics from APM, oversees follow-up, and analyzes output to inform decision - making.
    • Manages and updates credit transaction models utilized within defined asset class and activity and ensures adherence to model management processes (i.e., model validation, testing, maintenance) by ensuring the appropriate resources are in place to adhere to MRMG guidance.
    • Follows and recognizes economic, regulatory, and other trends affecting borrowers and initiates relevant analyses, by leveraging key analytic partners, and discussions to determine potential impacts on policy. Reviews validation outputs on data produced and delivered; ensures that work set is completed and that the right conversations are taking place to execute deliverables.

    PNC Employees take pride in our reputation and to continue building upon that we expect our employees to be:

    • Customer Focused - Knowledgeable of the values and practices that align customer needs and satisfaction as primary considerations in all business decisions and able to leverage that information in creating customized customer solutions.
    • Managing Risk - Assessing and effectively managing all of the risks associated with their business objectives and activities to ensure they adhere to and support PNC's Enterprise Risk Management Framework.

    Competencies

    Analytical Thinking – Knowledge of techniques and tools that promote effective analysis and the ability to determine the root cause of organizational problems and create alternative solutions that resolve the problems in the best interest of the business.

    Credit Risk – Knowledge of processes, tools, and techniques used to determine the degree of credit risk in a given transaction or customer relationship; ability to assess, rate and manage exposure to credit risk.

    Operational Functions – Knowledge of major functional processes and associated operating requirements; ability to apply this knowledge appropriately to diverse situations.

    Portfolio Management - 1 – Knowledge of and ability to utilize the tools, techniques, and acceptable business practices associated with managing a portfolio.

    Quantitative Techniques – Knowledge of and ability to use quantitative tools and techniques to measure and analyze risks.

    Risk Management Policies and Procedures – Knowledge of and ability to create, implement, evaluate, and enhance risk management policies and procedures.

    Work Experience


    Roles at this level typically require a university / college degree. Higher level education such as a Masters degree, or PhD is desirable. Industry experience is typically 8 years. Specific certifications are often required. In lieu of a degree, a comparable combination of education, job specific certification(s), and experience (including military service) may be considered.

    Education

    Bachelors

    Additional Job Description

    Base Salary: Commensurate with skills and experience.

    Benefits

    PNC offers employees a comprehensive range of benefits to help meet your needs now and in the future. Depending on your eligibility, options for full-time employees include medical/prescription drug coverage (with a Health Savings Account feature); dental and vision options; employee and spouse/child life insurance; short- and long-term disability protection; maternity and parental leave; paid holidays, vacation days and occasional absence time; 401(k), pension and stock purchase plans; dependent care reimbursement account; back-up child/elder care; adoption assistance; educational assistance and a robust wellness program with financial incentives. To learn more about these and other programs, including benefits for part-time employees, visit pncbenefits.com > New to PNC.

    Disability Accommodations Statement:

    If an accommodation is required to participate in the application process, please contact us via email at AccommodationRequest@pnc.com. Please include “accommodation request” in the subject line title and be sure to include your name, the job ID, and your preferred method of contact in the body of the email. Emails not related to accommodation requests will not receive responses.  Applicants may also call 877-968-7762 and select Option 4: Recruiting for accommodation assistance. All information provided will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations.


    At PNC we foster an inclusive and accessible workplace.  We provide reasonable accommodations to employment applicants and qualified individuals with a disability who need an accommodation to perform the essential functions of their positions.

    Equal Employment Opportunity (EEO):


    PNC provides equal employment opportunity to qualified persons regardless of race, color, sex, religion, national origin, age, sexual orientation, gender identity, disability, veteran status, or other categories protected by law.

    California Residents

    Refer to the California Consumer Privacy Act Privacy Notice to gain understanding of how PNC may use or disclose your personal information in our hiring practices.

  • 28 Days Ago

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District Sales Manager - Pittsburgh Tri State Area
  • KIK Consumer Products Inc.
  • Pittsburgh, PA FULL_TIME
  • We Create Products and Brands That People Trust to Clean, Sanitize, and Protect Their Homes, Pools, and Cars. When you join KIK Consumer Products, you’re joining a team that cares about the work we do...
  • 27 Days Ago

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Risk Asset Review Examination Director - Consumer Credit, Corporate Risk
  • B10 Wells Fargo Bank, N. A.
  • Des Moines, IA FULL_TIME
  • About this role: Wells Fargo is seeking a Risk Asset Review Examination Director. This role will be responsible for monitoring and evaluating the quality of consumer lending practices, such as credit ...
  • 1 Month Ago

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Consumer Advocacy Manager
  • Passavant Memorial Homes
  • Mount Pleasant, PA FULL_TIME
  • Passavant Memorial Homes is one of the foremost, consumer-focused providers of support to individuals with intellectual disabilities, autism, mental health, and behavioral health needs. The mission of...
  • 1 Month Ago

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Consumer Advocacy Manager
  • Passavant Memorial Homes
  • Pleasant, PA FULL_TIME
  • Passavant Memorial Homes is one of the foremost, consumer-focused providers of support to individuals with intellectual disabilities, autism, mental health, and behavioral health needs. The mission of...
  • 1 Month Ago

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Consumer Engagement Manager
  • MED-EL Corporation
  • Southwest, PA FULL_TIME
  • Job Summary Consumer Engagement Manager - Southwest Region About the Role: MED-EL Corporation, located in Research Triangle Park and headquartered in Austria, is a worldwide leader in hearing implant ...
  • 1 Month Ago

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0 Consumer Credit Manager jobs found in Pittsburgh, PA area

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Vendor Relationship Risk and Procurement Specialist
  • Montauk Energy
  • Pittsburgh, PA
  • Company Summary: This is an opportune time to join a fast-growing company which is an industry leader in the renewable e...
  • 4/25/2024 12:00:00 AM

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Director of Quality Assurance and Compliance
  • Partners for Quality
  • Pittsburgh, PA
  • Overview: ORGANIZATION: Allegheny Childrens Initiative DEPARTMENT: Administration POSITION: Director of Quality Assuranc...
  • 4/24/2024 12:00:00 AM

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Account Representative
  • Mariner Finance Llc
  • Washington, PA
  • Are you a goal-oriented individual? Are you looking to start your career at an industry-leading consumer finance organiz...
  • 4/24/2024 12:00:00 AM

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Hospitality Operations Manager
  • Kasa Living
  • Pittsburgh, PA
  • The Role Kasa is looking to add a highly motivated individual to join our Property Operations team to oversee a one-of-a...
  • 4/23/2024 12:00:00 AM

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Vice President Lending
  • Clearview Federal Credit Union
  • Coraopolis, PA
  • Description OBJECTIVE Directs all lending activities to provide solutions for members and prospective members while meet...
  • 4/23/2024 12:00:00 AM

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Program Specialist
  • Passavant Memorial Homes
  • Rochester, PA
  • $5,000 SIGN-ON BONUS AVAILABLE!* Passavant Memorial Homes is one of the foremost, consumer-focused providers of support ...
  • 4/22/2024 12:00:00 AM

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Business Analytics Consultant - SQL, Python, R, Hadoop, Oracle, Spark, Pyspark and Teradata.
  • PNC Financial Services Group, Inc.
  • Pittsburgh, PA
  • Position Overview At PNC, our people are our greatest differentiator and competitive advantage in the markets we serve. ...
  • 4/21/2024 12:00:00 AM

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Sales Associate Keyholder
  • Express
  • Washington, PA
  • Overview: About Express, Inc. Express, Inc. is a multi-brand fashion retailer whose portfolio includes Express, Bonobos ...
  • 4/21/2024 12:00:00 AM

Pittsburgh (/ˈpɪtsbɜːrɡ/ PITS-burg) is a city in the Commonwealth of Pennsylvania in the United States, and is the county seat of Allegheny County. As of 2018, a population of 308,144 lives within the city limits, making it the 63rd-largest city in the U.S. The metropolitan population of 2,362,453, is the largest in both the Ohio Valley and Appalachia, the second-largest in Pennsylvania (behind Philadelphia), and the 26th-largest in the U.S. Pittsburgh is located in the south west of the state, at the confluence of the Allegheny, Monongahela, and Ohio rivers. Pittsburgh is known both as "the ...
Source: Wikipedia (as of 04/11/2019). Read more from Wikipedia
Income Estimation for Consumer Credit Manager jobs
$105,680 to $155,790
Pittsburgh, Pennsylvania area prices
were up 1.9% from a year ago

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