Consumer Credit Supervisor jobs in California

Consumer Credit Supervisor supervises underwriting operations and oversees the loan application review process to determine loan eligibility and terms. Coordinates the day-to-day activities of the underwriting team to ensure that loan screening is conducted timely, accurately, and in compliance with all regulations. Being a Consumer Credit Supervisor provides loan options or product recommendations based on qualifications and keeps the team updated and informed of new products, regulations, or product changes. Assists customers through the loan process by researching and answering complex or unique customer inquiries, clarifying details, and coordinating with internal parties. Additionally, Consumer Credit Supervisor requires a bachelor's degree. Typically reports to a manager. The Consumer Credit Supervisor supervises a small group of para-professional staff in an organization characterized by highly transactional or repetitive processes. Contributes to the development of processes and procedures. To be a Consumer Credit Supervisor typically requires 3 years experience in the related area as an individual contributor. Thorough knowledge of functional area under supervision. (Copyright 2024 Salary.com)

A
AVP, Consumer Credit
  • Axos Bank
  • HQ, CA FULL_TIME
  • Job Summary and Opportunity

    Axos Credit Operations & Analytics division is focused on evaluating, designing, delivering, and managing effective and scalable business operations that support the Credit department. This is accomplished by collaborating on cross-functional initiatives and process improvements, sustaining a strong human capital framework, maintaining accurate credit policies and procedures, ensuring audit preparedness and effective controls framework, and providing meaningful credit data and analytics.

    Responsibilities

    • Review loan applications of varying complexity, value, and risk
    • Work with loan processors and customers to gather and verify additional application, financial, and background information on applicants applying for loans
    • Analyze paystubs, bank statements, individual tax returns and schedules, and infrequent business & commercial financial statements
    • Review credit reports and verify outstanding individual debts to be considered during the underwriting process
    • Calculate key ratios including debt, payment-to-income, loan-to-income ratios, prepare financial spreads, and calculate secured and unsecured debt levels
    • Approve or deny loan applications
    • Verify the accuracy of loan amounts and repayment terms on approved loan applications
    • Explain reasons for denial and explain available options for applicants
    • Ensure that sound analysis and lending procedures are followed in compliance with the Lending policy and all Regulations
    • Assist in the operational development and workflow efficiency through creation and/or revision of established policies and procedures
    • Review and analyze automated decision rules in the loan origination system for accuracy and compliance. Make suggestions for improvements as needed
    • Answer questions regarding loan products
    • Assist in lending team training
    • Resolve applicant complaints in a professional manner

    Requirements

    • Bachelor's degree
    • 3 years' of consumer loan processing and underwriting experience in products such as unsecured installment loans or credit cards

    Axos Employee Benefits Include

    • Compensation for this position includes a Semi-Annual Bonus Plan
    • 3 weeks’ Vacation, Sick leave, and Holidays (about 11 a year); Medical, Dental, Vision, Life insurance and more
    • HSA or FSA account and other voluntary benefits
    • 401(k) Retirement Saving Plan with Employer Match Program and 529 Savings Plan
    • Employee Mortgage Loan Program and free access to Self-Directed Trading

    APPLY DIRECTLY FOR CONSIDERATION

    Born digital, Axos Bank has reinvented the banking model and grown to over $18.7 billion in assets since our founding in 2000. With a broad and ever-growing range of financial products, Axos Bank is rated among the top 5 digital banks in the country! Axos Financial is our holding company and publicly traded on the New York Stock Exchange under the symbol "AX" (NYSE: AX).

    We bring together human insight and digital expertise to anticipate the needs of our customers. Our team members are innovative, technologically sophisticated, and motivated to achieve.

    Learn more about working here!

    Pre-Employment Drug Test:

    All offers are contingent upon the candidate successfully passing a credit check, criminal background check, and pre-employment drug screening, which includes screening for marijuana.  Axos Bank is a federally regulated banking institution.  At the federal level, marijuana is an illegal schedule 1 drug; therefore, we will not employ any person who tests positive for marijuana, regardless of state legalization.

    Equal Employment Opportunity:

    Axos Bank is an Equal Opportunity employer. We are committed to providing equal employment opportunities to all employees and applicants without regard to race, religious creed, color, sex (including pregnancy, breast feeding and related medical conditions), gender, gender identity, gender expression, sexual orientation, national origin, ancestry, citizenship status, military and veteran status, marital status, age, protected medical condition, genetic information, physical disability, mental disability, or any other protected status in accordance with all applicable federal, state and local laws.

    Job Functions and Work Environment:

    While performing the duties of this position, the employee is required to sit for extended periods of time. Manual dexterity and coordination are required while operating standard office equipment such as computer keyboard and mouse, calculator, telephone, copiers, etc. The work environment characteristics described here are representative of those an employee may encounter while performing the essential functions of this position. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions of this position.

     

    #LI-Onsite #AxosBank

  • 1 Month Ago

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Sanitation Supervisor
  • Sanitation Supervisor
  • Hanford, CA FULL_TIME
  • The Sanitation Supervisor is responsible for directing all activities associated with the sanitation operation. Oversees sanitation function to ensure compliance with all Company, quality management p...
  • Just Posted

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Consumer Lending Manager (Onsite)
  • Frontwave Credit Union
  • Oceanside, CA FULL_TIME
  • Overview The Consumer Lending Manager is responsible for the overall direction of Consumer Lending operations for the organization. Has direct oversight of the Consumer Lending Department, ensuring th...
  • 10 Days Ago

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Consumer Loan Processor (Onsite)
  • Frontwave Credit Union
  • Oceanside, CA FULL_TIME
  • Overview The Consumer loan processor is responsible for the processing of all Consumer Loan product applications in compliance with applicable rules, regulations, laws and guidelines. Provide members ...
  • 11 Days Ago

O
Consumer Loan Specialist
  • O. C. Credit Union
  • Santa Ana, CA FULL_TIME
  • Must have recent consumer lending experience with auto loans. Workplace Excellence. Through our associates' opinions and voices, Orange County's Credit Union is a proud recipient of the Peter Barron S...
  • 5 Days Ago

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Consumer Lending Manager
  • CoastHills Credit Union
  • Santa Maria, CA FULL_TIME
  • SUMMARYThe primary purpose of the Consumer Lending Manager is to assist the Credit Union in achieving its mission to make a difference in our neighbors’ lives. This is accomplished by providing outsta...
  • 7 Days Ago

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Transportation Claims & Collections Associate-Temporary
  • The Judge Group
  • Miami, FL
  • Purpose of Position:This position will be responsible for maintaining and servicing a financial relationship with North ...
  • 3/18/2024 12:00:00 AM

C
Credit Coordinator
  • Creative Financial Staffing
  • Cuyahoga Falls, OH
  • CREDIT COORDINATOR About the Company Our client is focused on the business principles and values first established when ...
  • 3/17/2024 12:00:00 AM

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Supervisor Credit Risk
  • NextEra Energy
  • North Palm Beach, FL
  • Requisition ID: 78791 NextEra Energy Resources is the world's largest generator of renewable energy from the wind and su...
  • 3/17/2024 12:00:00 AM

H
Credit Coordinator
  • Helzberg Diamonds
  • Kansas City, MO
  • Job Description The Credit Coordinator position is primarily responsible for supporting the daily operation of the Helzb...
  • 3/15/2024 12:00:00 AM

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Credit Coordinator
  • Xperi
  • Tulsa, OK
  • Description Xperi invents, develops and delivers technologies that create extraordinary experiences at home and on the g...
  • 3/15/2024 12:00:00 AM

S
Accounting Specialist (Hybrid)
  • SelectOne
  • Buffalo, NY
  • About the Company Hiring: Our client is a progressive international company with a strong team in Buffalo. About the Job...
  • 3/15/2024 12:00:00 AM

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Purchasing Coordinator
  • Lincoln Premium Poultry
  • Fremont, NE
  • Description LINCOLN PREMIUM POULTRY JOB DESCRIPTION JOB TITLE: Purchasing Coordinator DATE: 3/2024 REPORTS TO: Purchasin...
  • 3/15/2024 12:00:00 AM

K
Claims Analyst
  • Kuvare Holdings
  • The Complex Claims Analyst is responsible for handling all Life claims including Living Benefits (disability, waiver of ...
  • 3/14/2024 12:00:00 AM

California is a state in the Pacific Region of the United States. With 39.6 million residents, California is the most populous U.S. state and the third-largest by area. The state capital is Sacramento. The Greater Los Angeles Area and the San Francisco Bay Area are the nation's second and fifth most populous urban regions, with 18.7 million and 9.7 million residents respectively. Los Angeles is California's most populous city, and the country's second most populous, after New York City. California also has the nation's most populous county, Los Angeles County, and its largest county by area, S...
Source: Wikipedia (as of 04/11/2019). Read more from Wikipedia
Income Estimation for Consumer Credit Supervisor jobs
$98,118 to $133,608

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