Consumer Loan Branch Manager jobs in Miami, FL

Job Summary:

The Consumer Loan Underwriter provides underwriting of new consumer loans. The function includes the review of a member's loan request and review of all supporting documentation used for the underwriting of the loan for accurate decisions in accordance with credit union policies and procedures.

Duties & Responsibilities:

• Evaluate consumer loan requests. Obtain and analyze credit reports and acceptable credit information.
• Verify credit information when necessary. Determine debt to income ratio, unsecured ratio, collateral valuation and general loan quality.
• Review all supporting documentation for accuracy and compliance of the loan application.
• Decision loan applications promptly to ensure regulation requirements are adhered to.
• Decision loan requests within lending authority as described in the Board Policy Manual.
• Provide service excellence to members and co-workers.
• Identify “2nd Approval” opportunities and document same in loan notes.
• Assist the Credit Union in meeting loan volume, delinquency, and charge off targets.
• Promote loan products and maintain knowledge of existing or pending loan promotions.
• Complete all assigned annual compliance training and stay updated on all underwriting regulations.
• Meet individual production goals as set by the Underwriting Supervisor