Consumer Loan Officer develops and services consumer loans. Interviews loan applicants to determine financing needs and to offer the appropriate loan products and repayment arrangements. Being a Consumer Loan Officer evaluates loan applications and applicant creditworthiness. Once a loan is approved and negotiated, monitors loan payments, and provides customer service to ensure the borrower's questions are answered and needs are met, and that the loan is repaid appropriately. Additionally, Consumer Loan Officer maintains accurate and thorough records, and follows all applicable organizational, state, and federal policies and regulations. Requires a high school diploma. Typically reports to a manager or head of a unit/department. The Consumer Loan Officer works under moderate supervision. Gaining or has attained full proficiency in a specific area of discipline. To be a Consumer Loan Officer typically requires 1-3 years of related experience. (Copyright 2024 Salary.com)
Description
Westamerica is among the largest commercial banks headquartered in California. We are looking for outstanding people to join on our winning team. We reached our current strength because our employees, customers, and shareholders believe in the same fundamental goals: Delivering a wide variety of financial services with a superior customer service guarantee.
Under general managerial guidance: Supervises the day-to-day activities and workflow of the Loan Recovery unit.
ESSENTIAL FUNCTIONS:
Supervises consumer loan recovery activities that include:
Collects on account portfolio of charge-off loans; performs all related actions, for example:
Embraces Bank Compliance by:
Requirements
4-5 years' direct experience, including 1 year supervisory experience required.
PHYSICAL DEMANDS:
MENTAL DEMANDS:
EQUIPMENT USED TO PERFORM FUNCTIONS:
DECISION MAKING:
SUPERVISORY RESPONSIBILITY:
EOE
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0 Consumer Loan Officer jobs found in Antioch, CA area