Consumer Loan Officer develops and services consumer loans. Interviews loan applicants to determine financing needs and to offer the appropriate loan products and repayment arrangements. Being a Consumer Loan Officer evaluates loan applications and applicant creditworthiness. Once a loan is approved and negotiated, monitors loan payments, and provides customer service to ensure the borrower's questions are answered and needs are met, and that the loan is repaid appropriately. Additionally, Consumer Loan Officer maintains accurate and thorough records, and follows all applicable organizational, state, and federal policies and regulations. Requires a high school diploma. Typically reports to a manager or head of a unit/department. The Consumer Loan Officer works under moderate supervision. Gaining or has attained full proficiency in a specific area of discipline. To be a Consumer Loan Officer typically requires 1-3 years of related experience. (Copyright 2024 Salary.com)
Description
Never worked for a Credit Union before?? No problem….If you enjoy working with people, want to help others with their financial journey, and want the ability to be yourself while doing it, Buckeye State Credit Union is the place for you!
As a Branch Financial Consultant (Loan Officer), you will serve as a valued liaison between members and our credit union enthusiastically supporting the credit union’s focus on member sales and service. We at Buckeye promote a caring, enjoyable work environment designed to support you. Who says work can’t be fun?
What You’ll Do
· Greet and welcome members and visitors to the credit union in a professional and friendly manner. Provide prompt, efficient, accurate, and caring service in the processing of transactions to gain member loyalty
· Open new accounts, assist members with current account questions, and process new credit applications
· Interview, gather background information/credit bureau reports and evaluate members and provide information on loan products and alternative products to best meet their needs.
· Assist in processing loans through completion of loan application
· Actively seeks out consultative sales opportunities and cross-sell opportunities and promotes credit union products and services based on member needs
· Consistently meets or exceeds sales goals to support overall credit union financial goals ~Rewarded with generous uncapped incentive paid out quarterly
· Respond to members’ requests, problems, and complaints and/or direct them to the appropriate person for specific information and assistance. Find a solution to the problem by incorporating a sales or service product
Core Values of Buckeye State Credit Union
· Have an Impact-Our approach to offering our products and services makes a difference with positive results for the communities we serve, our members and our staff.
· Strive for Excellence (Not Perfection)- Buckeye strives for excellence and encourages all to outdo their previous best at every turn in order to provide members the best experience possible.
· Practice Safety- Every precaution is taken to ensure all members and employees are safe. Training and preparedness are steps we take to maintain safety.
Be Courteous-Every member and employee is treated with respect. Every individual is deserving of this behavior and we promote this among our staff for this to be inclusive in their encounters with members and coworkers
The Perks
? Culture - Awarded as one of Northeast Ohio’s top places to work 5 years running in 2019,2020, 2021, 2022 & 2023. We offer an inclusive, engaging work experience where you can be unapologetically you.
? Unapologetically different, on purpose - At Buckeye we pride ourselves on being different and that includes our employees. From our “Smart Casual” dress (yep you can wear jeans), music and movie theater popcorn in the branches, or even decorating your workstation your way, we want you to be you!
? Environment of Growth - We at Buckeye maintain a commitment to continuous improvement and both challenge and support our employees to increase their knowledge, skills, and capabilities through all phases of their careers. We invest in your success!
? Benefits & Incentives – you will be eligible for medical, dental, vision, 401k match, Life Insurance, Short Term Disability, profit sharing, referrals, and uncapped incentive pay based on production; adding $10,000-$20,000/year to your salary.
Interested in joining Buckeye?
For more info, please visit https://www.buckeyecu.org/careers/
Requirements
What You’ll Need
? High school diploma/GED required
? 3 years of Sales Experience
? Excellent customer service skills
? Excellent oral and written communication
? Excellent problem-solving skills
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