Consumer Loan Officer jobs in Pascagoula, MS
Consumer Loan Officer develops and services consumer loans. Interviews loan applicants to determine financing needs and to offer the appropriate loan products and repayment arrangements. Being a Consumer Loan Officer evaluates loan applications and applicant creditworthiness. Once a loan is approved and negotiated, monitors loan payments, and provides customer service to ensure the borrower's questions are answered and needs are met, and that the loan is repaid appropriately. Additionally, Consumer Loan Officer maintains accurate and thorough records, and follows all applicable organizational, state, and federal policies and regulations. Requires a high school diploma. Typically reports to a manager or head of a unit/department. The Consumer Loan Officer works under moderate supervision. Gaining or has attained full proficiency in a specific area of discipline. To be a Consumer Loan Officer typically requires 1-3 years of related experience. (Copyright 2024 Salary.com)
Recently Added Consumer Loan Officer jobs
On Site Consumer Loan Originator
- National Mortgage Staffing
-
Petal, MS
FULL_TIME
-
SUMMARY/OBJECTIVE:
Provide information on credit union products and services according to all credit union policies and procedures and Federal and State rules and regulations. Responsible for interviewing and evaluating applicants for routine loans, and processing loan applications. Gather background information and analyze loan applicant's credit history.
Saturday rotation required; may also require occasional travel for training as needed.
Supervisory Responsibilities:
None
Essential Functions:
Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.- Assist members with the loan application process to ensure completeness of information.
- Pull credit reports for all accounts, verify debts, and estimate monthly payments for any outstanding debts not listed and add them to debts on application.
- Calculate debt to income ratios on loan applicants.
- Complete loan applications over the phone and/or electronically.
- Validate automated approvals or denials of loan applications.
- When a loan is denied, explain reasons for denial in a professional, courteous manner. Work with member to provide recommendations or alternative options for other possible ways to secure a loan in the future.
- Verify the accuracy of loan amounts and repayment terms on approved loan applications.
- Complete loan documents and disburse loans when needed.
- Implement new loan products and services in accordance with management direction.
- Cross sell lending and other credit union products.
- Other duties as assigned.
Competencies:
To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skills and/or abilities required.- Ability to solve problems within established policies and procedures
- Ability to accept and perform new job responsibilities as needed
- Excellent communication skills (oral, written and listening), professional appearance and positive attitude
- Basic math skills required (ability to add, subtract, multiply, and divide using whole numbers, common fractions, and decimals)
- Have a thorough knowledge of Consumer Lending Compliance and Lending Regulations.
- Good working knowledge of credit models and credit scoring
Requirements:
Minimum 2 years experience originating loans
Must be familiar with - Consumer loans unsecured, collateralized loans (i.e. auto, boat motor & trailer, atv, utv, campers, RV’s etc.) credit cards, shared secured, certificate secured
- 13 Days Ago
On Site Consumer Loan Processor
- National Mortgage Staffing
-
Petal, MS
FULL_TIME
- Responsible for processing all consumer loans as needed. Requirements: Minimum 2 years of experience processing consumer Loans Must be able to pass a background check Must be familiar with - Consumer ...
- 8 Days Ago
Consumer Loan Sales Specialist
- OneMain Financial
-
Pascagoula, MS
FULL_TIME
- At OneMain, Consumer Loan Sales Specialists empower customers - listening to their needs and providing access to friendly, fast, and affordable financing for life's expenses. Consumer Loan Sales Speci...
- 25 Days Ago
Manager Trainee - Waynesboro
- Tower Loan
-
Waynesboro, MS
FULL_TIME
- Manager Development Program At Tower Loan, we believe in developing leaders. In 10-12 months, our full-time Manager Development Program will give you the knowledge, skills, and abilities to effectivel...
- 13 Days Ago
Customer service representative
- Tower Loan
-
Lucedale, MS
FULL_TIME
- Great Opportunity! The heart of Tower Loan lies with our Customer Service Representative! Our representatives provide the best experience to our customers to earn their continued business. At Tower Lo...
- 16 Days Ago
Customer Service Representative - Lucedale
- Tower Loan
-
Lucedale, MS
FULL_TIME
- Great Opportunity! The heart of Tower Loan lies with our Customer Service Representative! Our representatives provide the best experience to our customers to earn their continued business. At Tower Lo...
- 9 Days Ago
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0 Consumer Loan Officer jobs found in Pascagoula, MS area
Branch Manager I
- Lendmark Financial Services, Inc.
-
Gulfport, MS
- At Lendmark Financial Services, we believe the success of our company is specifically attributable to the quality of our...
- 4/19/2024 12:00:00 AM
Assistant Store Manager
- Community Choice Financial Family of Brands
-
Mobile, AL
- Overview: Our Assistant Store Managers develop their leadership skills in real time by assisting the Store Manager with ...
- 4/5/2024 12:00:00 AM
Customer Advocate
- Community Choice Financial Family of Brands
-
Pascagoula, MS
- Overview: As a Customer Service Representative, you will play an essential part in ensuring that our loyal and new custo...
- 3/27/2024 12:00:00 AM
Customer Advocate
- Community Choice Financial Family of Brands
-
Ocean Springs, MS
- Overview: As a Customer Service Representative, you will play an essential part in ensuring that our loyal and new custo...
- 2/12/2024 12:00:00 AM
Customer Advocate
- Community Choice Financial Family of Brands
-
D'Iberville, MS
- Overview: As a Customer Service Representative, you will play an essential part in ensuring that our loyal and new custo...
- 2/12/2024 12:00:00 AM
About Pascagoula, Mississippi
Pascagoula is a city in Jackson County, Mississippi, United States. It is the principal city of the Pascagoula Metropolitan Statistical Area, as a part of the Gulfport–Biloxi–Pascagoula Combined Statistical Area. The population was 22,392 at the 2010 census, down from 26,200 at the 2000 census. As of 2016 the estimated population was 21,981. It is the county seat of Jackson County.
Pascagoula is a major industrial city of Mississippi, on the Gulf Coast. Prior to World War II, the town was a sleepy fishing village of about 5,000. The population exploded with the war-driven shipbuilding industry...
Source: Wikipedia (as of 04/11/2019). Read more from Wikipedia
Income Estimation for Consumer Loan Officer jobs
$42,597 to $54,642
Pascagoula, Mississippi area prices
were up 1.2% from a year ago
were up 1.2% from a year ago
What does a Consumer Loan Officer do?
Consumer Loan Officer in Canton, OH
You analyze data, research and investigate credit histories thoroughly, collect documentation, and prepare loan documents.
December 02, 2019
Consumer Loan Officer in Portsmouth, OH
Jennie has been working for CCU for over 8 years and has over 10 years of loan experience.
February 17, 2020
Consumer Loan Officer in Chicago, IL
Consumers take out loans for many reasons, such as buying a car or paying college tuition.
January 06, 2020