Consumer Loan Officer develops and services consumer loans. Interviews loan applicants to determine financing needs and to offer the appropriate loan products and repayment arrangements. Being a Consumer Loan Officer evaluates loan applications and applicant creditworthiness. Once a loan is approved and negotiated, monitors loan payments, and provides customer service to ensure the borrower's questions are answered and needs are met, and that the loan is repaid appropriately. Additionally, Consumer Loan Officer maintains accurate and thorough records, and follows all applicable organizational, state, and federal policies and regulations. Requires a high school diploma. Typically reports to a manager or head of a unit/department. The Consumer Loan Officer works under moderate supervision. Gaining or has attained full proficiency in a specific area of discipline. To be a Consumer Loan Officer typically requires 1-3 years of related experience. (Copyright 2024 Salary.com)
Serves as backup for Senior Loan Officer with commercial loan activities. Administers the retail loan function in accordance with the policies of the bank.
Participate in community affairs to increase the bank’s visibility and to enhance new business opportunities. Perform the duties of a Mortgage Loan Originator MLO
ENTRY LEVEL REQUIREMENTS : 5 10 years’ experience in commercial and / or retail lending. Excellent communication skills.
Overall knowledge of bank products and services. Experience using Microsoft Products, Internet, and E-mail. Excellent attention to detail.
Good organizational skills. Ability to work independently. Ability
to keep information confidential. Valid NYS Driver’s License. NYS NMLS Registration.
TO APPLY : Applications will be accepted until the position has been filled.
Submit cover letter, resume, and references one of the following ways :
Mail : Attn : HR, Bank of Richmondville, PO Box 40, Cobleskill, NY 12043.
Email : jobs@bankrich.com
Last updated : 2024-03-30
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