Consumer Payment Processing Clerk processes consumer loan payments according to established guidelines and procedures. Responsibilities include processing and reconciling debits and credits, preparing daily forms, and reviewing and researching unacceptable payments. Being a Consumer Payment Processing Clerk requires a high school diploma or its equivalent. Typically reports to a supervisor. The Consumer Payment Processing Clerk may require 0-1 year of general work experience. Possesses a moderate understanding of general aspects of the job. Works under the close direction of senior personnel in the functional area. (Copyright 2024 Salary.com)
Description
Job Summary
Kleberg Bank, N.A. believes that the customer’s experience is our Brand. Each individual at Kleberg Bank, N.A. is committed to providing “Excellent” customer service. The Consumer Underwriter I position requires an aptitude toward sales, analytics and problem solving. The ability to “Think outside the box” and creatively are a must. This position supports the Underwriting Manager with underwriting of consumer loan applications, reporting, relationship development and compliance.
The following essential duties do not cover an all-inclusive list of work requirements. Individuals will perform other job-related duties as assigned, including work in other areas to cover absences or otherwise balance the workload.
Essential Duties
Competencies
Supervisory Responsibility
This position has no supervisory responsibilities.
Work Environment
This job operates in a bank branch office. It is a professional environment. The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. The noise level in the work environment is usually moderate.
Physical Demands
The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodation may be made to enable individuals with disabilities to perform the essential functions. While performing the duties of this job, the employee is regularly required to use vision; hands to manipulate, handle, or feel; reach with hands and arms; and to talk and hear. The employee frequently is required to walk and sit. The employee must occasionally lift and/or move up to 25 pounds.
Position Type/Expected Hours of Work
This is a full-time, exempt position. Days and hours of work are Monday through Friday, 9:00 a.m. to 6:00 p.m. Frequent evening and weekend work is required as job duties demand to assist customers and attend networking events.
Travel
No travel is expected for this position. Required Education and Experience: High School diploma or equivalent required. Minimum two (2) years of experience reviewing credit reports and income documentation and related ratios.
Requirements
Preferred Education and Experience
Bachelor’s degree in finance, accounting or a related field is preferred. Will consider applicants with an equivalent combination of education and experience.
Additional Qualifications
Ability to learn and use job specific software. Evaluates and learns the technological skills necessary to efficiently and effectively perform the functions of this job. Develop clear, concise, and easy to understand documents using database, spreadsheet, word processing and/or desktop publishing software.
AAP/EEO Statement
Kleberg Bank is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, religion, color, national origin, sex, sexual orientation, gender identity, age, status of protected veteran, among other things or status as a qualified individual with a disability.
Other Duties
Duties, responsibilities and activities may change at any time with or without notice.
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