Credit Analyst jobs in Huntsville, AL

F
Credit Analyst
  • Farm Credit Council
  • Cullman, AL FULL_TIME
  • Summary
    The holder of this position will develop and analyze all types of credit information with a large range of complex loan requests up to multi-million-dollar. The analysis includes an in-depth interpretation of the applicant's financial information with a focus on owners' equity, working capital, and debt coverage to determine the short and long-term viability of the loan request. Prior experience in tax document preparation translates well in this position. The analyst will analyze the overall risk to the Association by utilizing those ratios and our potential collateral position to help the branch determine the best route forward on all loan requests.

    Responsibilities/Duties
    - Obtains and assembles information provided by the loan officer into a coherent and comprehensive loan package.
    - Uses provided financial information to determine potential risks to the company and applicant credit worthiness.
    - Analyzes financial statements, t ax returns, and profit and loss statements for any individual or business associated with the loan request.
    - Processes and prepares underwriting analysis for authorized credit personnel to make credit decisions, under direction of the Credit Analysis Manager.
    - Maintains and makes recommendations on loan underwriting standards and procedures.
    - Studies and researches the economic lending environment and the industries financed by the Association.

    Education/Experience/Knowledge
    - Bachelor's degree in Accounting, Finance, Business, or Economics.
    - Two to five years of credit analysis and/or tax return work experience preferred.
    - Experience in tax document preparation highly preferred, but not required.
    - Solid knowledge of computers, Microsoft Excel, and related software.

    Required Skills/Abilities
    - Strong analysis, judgment, and communication (oral and written) skills.
    - Problem solving skills and abili ty to work in a team atmosphere.
    - High level of efficiency, accuracy, and responsibility.
    - Motivated with a strong desire to take on new challenges and learn.
    - Ability to handle frequent changes, delays, or unexpected events.
    - Regularly exercises discretion and independent judgment.
    - Self-starter and ability to be assertive and arrive at sound business decisions.
    - Demonstrates initiative and can work responsibly with minimal supervision.

    Leadership and advancement opportunities are available to analysts who display a thorough understanding of company policies, communicate clearly and effectively throughout the loan approval process, and adequately develop their knowledge of farm and nonfarm industries.
    More experienced hires have an elevated ability to transition to team leaders within the department. Team leaders require exceptional analytical skills, as well as team-oriented focus to help improve the department. These in dividuals would be given minor internal supervisory responsibilities to oversee the daily workload of a team of 1-3 junior analysts, as well as serve as their primary point of contact for questions.
    Applicants living within 60 miles of Cullman, Alabama are preferred. This position will be on a hybrid work schedule (50/50 remote and on-site). An estimated 2-4 weeks of on-site onboarding will be required upon applicant's start.

    Benefits of being part of the First South team include:
    - Competitive pay
    - Personal development
    - Paid vacation, sick leave, and holidays
    - Medical insurance
    - Dental and vision care
    - Flexible spending accounts
    - Health savings accounts
    - 401(k) with employer matching
    - Disability and life insurance
    - Incentive plan

     

  • 11 Days Ago

F
Credit Analyst
  • Farm Credit Network
  • Cullman, AL FULL_TIME
  • Summary The holder of this position will develop and analyze all types of credit information with a large range of complex loan requests up to multi-million-dollar. The analysis includes an in-depth i...
  • 11 Days Ago

F
Credit Analyst
  • First South Farm Credit, ACA
  • Cullman, AL FULL_TIME
  • Summary The holder of this position will develop and analyze all types of credit information with a large range of complex loan requests up to multi-million-dollar. The analysis includes an in-depth i...
  • 11 Days Ago

F
Credit Analyst Trainee
  • Farm Credit Council
  • Cullman, AL FULL_TIME
  • The holder of this position will develop and analyze all types of credit information with a large range of loan requests up to 250K. The analysis includes an in-depth interpretation of the applicant's...
  • 11 Days Ago

F
Credit Analyst Trainee
  • First South Farm Credit, ACA
  • Cullman, AL FULL_TIME
  • Summary The holder of this position will develop and analyze all types of credit information with a large range of loan requests up to 250K. The analysis includes an in-depth interpretation of the app...
  • 9 Days Ago

A
Marketing Analyst
  • Ascend Federal Credit Union
  • Tullahoma, TN OTHER
  • About Us Ascend is the largest credit union in Middle Tennessee and one of the largest credit unions in the United States, with over $4 billion in assets. With an occupation-based field of membership,...
  • 15 Days Ago

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0 Credit Analyst jobs found in Huntsville, AL area

Y
Mortgage Originator Market Leader
  • YourWayHome.com LLC
  • Cullman, AL
  • (In-House lender to 11,000 real estate agents, plus guaranteed leads) We are hiring an experienced mortgage originator t...
  • 3/28/2024 12:00:00 AM

B
Manager, F&I
  • Bankston Motor Homes.
  • Huntsville, AL
  • Job Description Job Description Job Description Bankston Motor Homes, Inc. is seeking an experienced, F&I Manager who ca...
  • 3/27/2024 12:00:00 AM

P
Relationship Manager III - C&IB
  • PNC Financial Services Group, Inc.
  • Huntsville, AL
  • Position Overview At PNC, our people are our greatest differentiator and competitive advantage in the markets we serve. ...
  • 3/25/2024 12:00:00 AM

U
Assistant Branch Manager & Management Hire
  • Under Armour
  • Elkmont, AL
  • Responsibilities The Assistant Store Manager supports the Store Manager in the daily operations of the store This includ...
  • 3/25/2024 12:00:00 AM

T
Branch Manager
  • TRITON STONE NEW ORLEANS LLC
  • Huntsville, AL
  • Job Description Job Description Branch Manager Company Overview: Triton Stone Group, one of the nation’s largest natural...
  • 3/25/2024 12:00:00 AM

H
Respiratory Therapist
  • HGA Home Medical Equipment
  • Huntsville, AL
  • Job Description Job Description Summary of Position: The Clinical Specialist works in the homecare setting providing qua...
  • 3/25/2024 12:00:00 AM

U
Operations Manager - ROS
  • United Rentals
  • Decatur, AL
  • Great company. Great people. Great opportunities. If you would like the chance to make your mark with the world's larges...
  • 3/25/2024 12:00:00 AM

F
Private Banking Relationship Manager
  • First Horizon Bank
  • Huntsville, AL
  • About Us First Horizon is a leading regional financial services company, dedicated to helping our clients, communities a...
  • 3/11/2024 12:00:00 AM

Huntsville is a city located primarily in Madison County in the Appalachian region of northern Alabama. Huntsville is the county seat of Madison County. The city extends west into neighboring Limestone County and south into Morgan County. Huntsville's population was 180,105 as of the 2010 census. Huntsville is the third-largest city in Alabama and the largest city in the five-county Huntsville-Decatur-Albertville, AL Combined Statistical Area, which at the 2013 census estimate had a total population of 683,871. The Huntsville Metropolitan Area's population was 417,593 in 2010 to become the 2n...
Source: Wikipedia (as of 04/11/2019). Read more from Wikipedia
Income Estimation for Credit Analyst jobs
$51,188 to $64,207
Huntsville, Alabama area prices
were up 1.3% from a year ago

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