Credit Analyst jobs in Norwalk, CT

Who We Are:

Gerald is a leading global metals trading company. Its business consists of the physical sale, development, trade and structured financing of commodities and commodity linked assets.  Gerald is a diversified metals trader, across precious and non-precious metals and operates on a global basis and with mining and metals assets and facilities in various jurisdictions.

Position Summary:

The Credit Department provides worldwide credit risk assessment for various departments of the Gerald Group. The information and reports generated by the Credit Analyst is essential to protect the company from credit losses. She/he is responsible for various credit related functions including but not limited to performing credit reviews on local and international customers and preparing credit proposals, monitoring the compliance with the credit policy and credit limits, assisting to manage the credit insurance program as well as performing due diligence (i.e. KYC) on counterparties.

Responsibilities:

• Perform credit review and prepare credit proposal for various local and international counterparts (e.g. supplier, customer, warehouse. etc.)
• Analyze financial data and other market-related information for the credit department or other department(s) of the company for structured trade deals and/or investment
• Analyze the credit exposures and monitor their compliance with the credit limits and/or credit policy
• Prepare weekly credit exposure reports to the senior management
• Assist with the mitigation of the credit risk (e.g. credit insurance)
• Assist with the review and development of credit risk related policies and procedures
• Assist to assess KYC applications of local and international counterparts (e.g. supplier, customer, warehouse, shipping companies. etc.)

Experience:

• Bachelor (equivalent or higher) degree in Finance, Economics, Accounting, Business Administration or similar
• At least 3-5-year experience in credit risk management ideally within a trading house and/or bank
• Knowledge of the commodity business and transactions
• Good analytical and organizational skills
• Ability to work independently and under pressure
• Willing to travel in North America and from time to time internationally (as requested)
• Excellent interpersonal skills
• Excellent written and verbal communication skills
• High level of attention to detail
• Additional language (inc. Mandarin, Spanish, French) will be a plus with a preference with Mandarin
• Ability to work in office 5 days a week

Why Work for Us?

• Comprehensive medical, dental vision, and life insurance benefits
• Paid time off for vacation, personal, and sick time
• Critical Illness and Accident benefits
• Flexible Spending Accounts (medical, dependent care, parking, and transit)
• Health Savings Account
• 401(k) plan with company match
• Short and long-term disability
• Tuition reimbursement
• No-cost fitness facility access

We are an equal-opportunity employer.  Our teams consist of professionals with diverse backgrounds and skill sets, all of which contribute to the efficacy and profitability of our operations. We take pride in our contributions in aiding developing economies, reducing carbon emissions, and in building towards a more progressive and equitable future.