Credit and Collections Director jobs in Waterloo, IA

Credit and Collections Director leads the overall credit function. Designs and implements processes to improve cash flow and reduce receivables. Being a Credit and Collections Director develops policies regarding the investigation of customers, extension of credit lines, and collections. Consults with current and future clients regarding their level of credit. Additionally, Credit and Collections Director oversees the negotiation and course of action taken for overdue accounts. Typically requires a bachelor's degree. Typically reports to top management. The Credit and Collections Director manages a departmental sub-function within a broader departmental function. Creates functional strategies and specific objectives for the sub-function and develops budgets/policies/procedures to support the functional infrastructure. Deep knowledge of the managed sub-function and solid knowledge of the overall departmental function. To be a Credit and Collections Director typically requires 5+ years of managerial experience. (Copyright 2024 Salary.com)

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Senior Commercial Credit Analyst - FT
  • Veridian Credit Union
  • Waterloo, IA FULL_TIME
  •  
     
     

    This is a hybrid position that requires individual to work 2 days a week from one of our locations in North East, or Central IA, or Omaha, NE.

    WANT TO BE A PART OF AN AWARD WINNING TEAM, APPLY TODAY!!

    Take a look at all our great benefits here!

    Application deadline: March 14, 2024

    SUMMARY

    The primary focus of a Senior Commercial Credit Analyst is providing written presentation of interpreting and analyzing business and personal financial statements, tax returns, credit reports and other information pertinent to the evaluation of a commercial loan request to a Commercial Loan Officer and/or the Commercial Lending Committee. Additionally, the Senior Commercial Credit Analyst completes annual credit reviews and property inspections.

    ESSENTIAL FUNCTIONS

    • Interpret and analyze business and personal financial statements, tax returns, credit reports and other information pertinent to the evaluation of a commercial loan request.
    • Determine profitability, net worth, and ability for repayment, creating cash flow analysis for all borrowers and guarantors.
    • Generate financial ratios to evaluate members' current financial status, trends and comparison to industry averages.
    • Assess collateral values and credit risk associated with commercial loan requests. Perform asset verifications and property inspections as needed.
    • Provide written presentation of the credit request along with risk rating to the Commercial Loan Officer and or the Commercial Lending Committee.
    • Perform analysis for annual credit reviews to identify continued creditworthiness.
    • Identify strengths and weaknesses of a business borrower to effectively manage credit exposure.
    • Strong understanding of the core systems and all commercial lending software systems.   
    • Knowledgeable of NCUA and Iowa Code guidelines for business lending, as well as all credit union policies and procedures.
    • Possess a general understanding of appraisals and valuations to assist in collateral analysis.
    • Monitor the training needs of Credit Analysts, providing performance feedback as necessary.

    KEY ATTRIBUTES

    • Oral and written communication skills.
    • Member service focus.
    • Attention to detail and accuracy.
    • Positive attitude that supports a team environment.
    • Dependable and punctual; flexible during peak times.
    • High level of confidentiality.
    • Organizational skills.
    • Self-motivated; ability to work without close supervision.
    • Problem solving; analysis.

    PHYSICAL DEMANDS

    The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job:

    • Occasionally lift and/or move items over 10 pounds.
    • Remain sedentary (seated) for extended periods of time.

    WORKING CONDITIONS

    This job operates in a professional office environment and routinely uses standard office equipment.

    TRAVEL

    Limited travel expected.

    REQUIRED EDUCATION AND EXPERIENCE

    • Bachelor's Degree in Accounting, Finance, or related field.
    • 3 years of experience in commercial lending or investments.
    • 3 years of experience with credit analysis.
    • 3 years of experience with asset/liability management and risk assessment.
    • Proficient in Excel.

    PREFERRED EDUCATION AND EXPERIENCE

    • Proficiency in Credit Quest.

    OTHER DUTIES

    Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties, or responsibilities that are required of the employee for this job. Duties, responsibilities, and activities may change at any time with or without notice.

    ABOUT VERIDIAN

    Veridian Credit Union provides equal employment opportunities to all employees and applicants for employment without regard to age, race, creed, color, sex, pregnancy, sexual orientation, gender identity, military service, national origin, religion, physical or mental disability, genetic information, or any other classifications protected by applicable federal, state or local laws.

  • 16 Days Ago

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Credit Recovery Teacher - High School
  • Waterloo Community School District
  • Waterloo, IA FULL_TIME
  • Job Summary: This position is responsible for providing educational leadership through the Waterloo Community School District curriculum and to facilitate learning that challenges and supports all stu...
  • 19 Days Ago

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Teller Service Representative
  • Veridian Credit Union
  • Independence, IA PART_TIME
  • Teller Service RepresentativePart-Time 30-35 hourPay 15.91Applicant will travel between our Oelwein and Independence location. JOB DESCRIPTIONSUMMARYUnder general supervision and in compliance with es...
  • 12 Days Ago

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Financial Success Manager
  • Empeople Credit Union
  • Waterloo, IA FULL_TIME
  • Financial Success Managers onboard new members and empower financially healthy members by providing in-depth budgeting tools, cash flow analyses, and retirement projections. They help members navigate...
  • 12 Days Ago

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Contact Center Representative I Part-Time-Hybrid Remote Schedule
  • Veridian Credit Union
  • Waterloo, IA PART_TIME
  • Contact Center Representative 1MUST LIVE IN THE CEDAR FALLS/WATERLOO IOWA OR SURROUNDING AREAFluency in Spanish speaking welcome. Earn $1.50 more per hour worked!Part-Time (32-35 hr.) Flexible weekday...
  • 15 Days Ago

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Teller Service Representative
  • Veridian Credit Union
  • Waterloo, IA PART_TIME
  • WANT TO BE A PART OF SOMETHING GREAT? VERIDIAN IS LOOKING FOR INDIVIDUALS TO JOIN OUR AWARD-WINNING TEAM. START YOUR JOURNEY AND APPLY TODAY. Traditional branch hours: Monday-Thursday: 8am-530pm, Frid...
  • 15 Days Ago

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0 Credit and Collections Director jobs found in Waterloo, IA area

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Nurse Practitioner - Internal Medicine
  • UnityPoint Health
  • Waterloo, IA
  • Overview Internal Medicine, Nurse Practitioner, Marshalltown, IA UnityPoint Health is actively recruiting for a Nurse Pr...
  • 3/28/2024 12:00:00 AM

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Cedar Falls Out Patient ASU Assistant PCA CNA Full Time 1st Shift
  • Trinity Health
  • Cedar Falls, IA
  • Employment Type: Full timeShift: Description: Position Purpose: Under the supervision of a Registered Nurse or Licensed ...
  • 3/28/2024 12:00:00 AM

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FT Customer Solutions Representative (Work From Home)>
  • Master Lock
  • Cedar Falls, IA
  • [Call Center / Remote] - Anywhere in U.S. / $17.79 per hour / Medical, dental & vision / 401K / PTO / Equipment provided...
  • 3/28/2024 12:00:00 AM

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FT Customer Solutions Representative (Work From Home)>
  • Master Lock
  • Waterloo, IA
  • [Call Center / Remote] - Anywhere in U.S. / $17.79 per hour / Medical, dental & vision / 401K / PTO / Equipment provided...
  • 3/28/2024 12:00:00 AM

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FT Customer Support Specialist - Work From Home>
  • Quartzy
  • Waterloo, IA
  • [Customer Service / Remote] - Anywhere in U.S. / Up to $50K per year / Medical, Dental and Vision / PTO / Internet Stipe...
  • 3/28/2024 12:00:00 AM

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Customer Service Associate - Closing Shift - No Experience Required
  • Raising Canes Chicken
  • Cedar Falls, IA
  • Starting hiring pay range: $13 / hour can increase based on experience, qualifications, etc. Offering late night premium...
  • 3/28/2024 12:00:00 AM

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Customer Service Representative Late afternoon to Evening
  • Planet Fitness
  • Waterloo, IA
  • Job Summary The Customer Service Representative will be responsible for creating a positive member experience by providi...
  • 3/27/2024 12:00:00 AM

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Retail Customer Service Specialist
  • Sherwin-Williams
  • Waterloo, IA
  • This is position is essential to the success of our retail stores. Customer Service Specialists work closely with wholes...
  • 2/21/2024 12:00:00 AM

Waterloo is a city in and the county seat of Black Hawk County, Iowa, United States. As of the 2010 United States Census the population decreased by 0.5% to 68,406; the 2016 Census estimates the population at 67,934, making it the sixth-largest city in the state. The city is part of the Waterloo – Cedar Falls Metropolitan Statistical Area, and is the more populous of the two cities. According to the United States Census Bureau, the city has a total area of 63.23 square miles (163.76 km2), of which 61.39 square miles (159.00 km2) is land and 1.84 square miles (4.77 km2) is water. The average el...
Source: Wikipedia (as of 04/11/2019). Read more from Wikipedia
Income Estimation for Credit and Collections Director jobs
$134,872 to $193,829
Waterloo, Iowa area prices
were up 0.8% from a year ago

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