Credit and Collections Representative jobs in Lubbock, TX

Fiesta Acceptance is proud to be the Number One Buy Here Pay Here with local workplace recognition in multiple categories! Our world-class culture is shaped by dedicated Team Members who share a drive to succeed as professionals and together as a company.

Our Operations teams work with our consumers to promote great service, encourage them to bring their accounts current and resolve escalated issues. Team Members specialize in various segments of the contract life cycle to achieve the highest levels of performance. We are committed to providing career growth opportunities to our Team Members and we are proud of our record of promoting from within. Our flexible schedules, casual work environment and culture of having fun make this a Great Place to Work!

About this Position:

• Consistently, efficiently, and lawfully contact customers and collect on and manage a route of deficiency balance accounts.
• Professionally and respectfully persuade customers to pay in an effort to set up payment arrangements and settlements on deficiency balance accounts.
• Ensure the information we depend on to contact and collect from these customers is accurately maintained.
• Support additional customers service requests.

Outcomes & Activities:

• Handle Phone Calls: You will spend at least 80% of your time signed on to your que to handle customer phone calls and negotiate payment or settlement arrangements.
• Call Quality: You will use our call model to handle each call in a manner that meets or exceeds our call quality and compliant expectations.
• Collect Money: You will persuade customers to resolve their accounts within the payment and settlement criteria.
• Update Contact Information: While speaking with customers you will work to identify additional contact information
• Receive and Act Upon Feedback: You will need to be open to ongoing feedback aimed at improving performance.

Knowledge and Skills:

• Ability to communicate in a professional and confident manner using appropriate tone of voice and asking open-ended, probing questions.
• Owns performance and is receptive to feedback; applies feedback to improve; active participant in training & coaching sessions
• Employs active listening in order to understand the customer's situation; recognize issues that prevent payment
• Ability to use logic and critical thinking to reason and solve problems
• Good negotiator with an ability to persuade customers to pay; assertive; create urgency with customer
• Ability to control the call by setting expectations; create accountability and resolution; maintain focus; call efficiency
• Create and build trust by displaying empathy; positive approach to creating resolution; collaborative approach

Requirements:

• You need to be able to speak clearly, professionally and articulately on the telephone.
• You need to be able to talk and type at the same time (talking with customers while documenting relevant notes).
• You need to be comfortable with repetitive tasks, sit and talk on the phone with a headset for up to 90% of the day.
• You need to be able to document account notes clearly and efficiently.
• You need to be able to work independently and in a team environment.
• You need to be driven and self-motivated and able to act on feedback.
• High school diploma or GED.

Preferred:

• Experience in the finance or automotive industry.
• Experience working in a call center environment.

Schedule:

• Monday - Saturday 9am-6pm
• Friday’s 9:30am to 6:30pm

After 90 Day probation you’ll receive one weekend off per month 

Targeted Compensation:

• $18/hour, plus weekly bonus

Our Company Values:

To be successful in this role, Team Members need to be:

• Positive by maintaining resiliency and focusing on solutions
• Respectful by collaborating and actively listening
• Insightful by cultivating innovation, accumulating business and role specific knowledge, demonstrating self-awareness and making quality decisions
• Direct by effectively communicating and conveying courage
• Earnest by taking accountability, applying feedback and effectively planning and priority setting

Expectations:

• Remain compliant with our policies processes and legal guidelines.
• All other duties as assigned.
• Attendance as required by department.

Benefits:

• Medical
• Dental / Vision
• Employer Provided, Long term disability – Life Insurance Policy
• Paid Time Off
• Paid Holidays
• 401K Matching

Questions? Contact Samantha Mungia at smungia@fiestamotors.com

APPLY TODAY!