Credit Clerk, Sr. evaluates and suggests creditworthiness of prospects and customers to decrease financial risk to the organization. Checks credit applications and grants approval within established guidelines for organizations or individuals. Being a Credit Clerk, Sr. communicates with the customers and other departments to solve the credit problems. May negotiate terms of payment to assist with collection of overdue balances. Additionally, Credit Clerk, Sr. requires a high school diploma or equivalent. Typically reports to a supervisor or manager. The Credit Clerk, Sr. works under moderate supervision. Gaining or has attained full proficiency in a specific area of discipline. To be a Credit Clerk, Sr. typically requires 1-3 years of related experience. (Copyright 2024 Salary.com)
City National Bank and Trust
Job Description: Credit Administration Officer
Department: Lending
Status: Full time
Description: The Credit Administration Officer is responsible for managing and coordinating the clerical, administrative processing and underwriting functions of the bank’s lending operation. Develops, defines, recommends, and supervises overall policies and procedures. Provides advice and guidance to others engaged in loan activities to ensure that loans are properly processed and that adequate controls are maintained. Attends and maintains loan officer training. Works with the Compliance Officer to insure regulatory compliance is in place.
Responsibilities: This position reports directly to the Chief Lending Officer.
Requirements:
Other Duties: Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibility that are required of the employee for this job. Duties, responsibilities and activities may change at any time with or without notice.
Training to Include:
Physical Demands: This position is largely a sedentary role, requiring the ability to use typical office equipment such as a computer, laptop and cell phone, with most work completed in a professional office environment. The ability to travel to other locations is required.
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