CREDIT RISK MANAGER develops and implements policies and procedures that reduce credit risk for a financial institution. Manages the building of financial models that predict credit risk exposure to the organization. Being a CREDIT RISK MANAGER oversees the preparation of performance reports for management. May require a master's degree. Additionally, CREDIT RISK MANAGER typically reports to a head of a unit/department. The CREDIT RISK MANAGER manages subordinate staff in the day-to-day performance of their jobs. True first level manager. Ensures that project/department milestones/goals are met and adhering to approved budgets. Has full authority for personnel actions. Extensive knowledge of department processes. To be a CREDIT RISK MANAGER typically requires 5 years experience in the related area as an individual contributor. 1 to 3 years supervisory experience may be required. (Copyright 2024 Salary.com)
Position Summary
The Credit Manager along with the Sales Manager are the second in charge at the individual branch location. The Credit Manager performs a wide variety of job functions at the direction of the General Manager, assisting and coordinating store activities to ensure safe, professional and profitable operations.
The Credit Manager is accountable for meeting company objectives; maintain company quality standards and adhering to company policies.
Principal Accountabilities
* Acquire and Maintain Customers
*Act as a customer liaison who resells the benefits of timely rental/lease agreement renewal payments
* Assist in managing store personnel; may direct activities of one or more employees
* Compliance with all applicable federal, state and local statutes
* Decipher, prepare and review store reports
* Document all customer commitments
* Ensure company standards for renewals, delinquencies and store collections are satisfied
* Fill out paperwork for submission to corporate support
* Follow monthly marketing plans and maintain internal quality control standards
* Manage customer accounts
* Managing inventory and cash assets
*Prepare daily work schedules, delivery schedules, assign tasks, enforce company policy
* All other duties deemed necessary for effective store management Requirements for Credit Manager Effective organizational skills
Established collection skills Good communication skills Handle multiple priorities simultaneously
Learn and become proficient in POS system Maintain professional appearance Must be able to read, write and communicate effectively in person and over the phone with employees and customers
Negotiate and resolve conflict Plan, organize, delegate, coordinate and follow up various tasks and assignments
Recognize and solve problems
Must have proficient navigational skills with a satisfactory driving record and meet insurability requirements Regular and consistent attendance, including nights and weekends as business dictates
Education and Experience Two years’ experience with Rent-to-Own, retail or other business emphasizing customer service, account management, sales and merchandising.
Job Type: Full-time
Pay: $15.00 - $16.00 per hour
Benefits:
Supplemental pay types:
Ability to commute/relocate:
Experience:
Work Location: In person
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