CREDIT RISK MANAGER jobs in Charlotte, NC

CREDIT RISK MANAGER develops and implements policies and procedures that reduce credit risk for a financial institution. Manages the building of financial models that predict credit risk exposure to the organization. Being a CREDIT RISK MANAGER oversees the preparation of performance reports for management. May require a master's degree. Additionally, CREDIT RISK MANAGER typically reports to a head of a unit/department. The CREDIT RISK MANAGER manages subordinate staff in the day-to-day performance of their jobs. True first level manager. Ensures that project/department milestones/goals are met and adhering to approved budgets. Has full authority for personnel actions. Extensive knowledge of department processes. To be a CREDIT RISK MANAGER typically requires 5 years experience in the related area as an individual contributor. 1 to 3 years supervisory experience may be required. (Copyright 2024 Salary.com)

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Audit Manager - Credit Risk
  • Truist Bank
  • Charlotte, NC FULL_TIME
  • Language Fluency: English (Required)


    Work Shift:

    1st shift (United States of America)

    Job Grade:

    108

    Please review the following job description:

    Truist Audit Manager is responsible for providing a leadership role in the delivery of high-risk, complex and value-added independent and objective risk-based internal audit assurance and advisory services. The Audit Manager will proactively coach junior team members by providing candid and constructive feedback.

    ESSENTIAL DUTIES AND RESPONSIBILITIES
    Following is a summary of the essential functions for this job.  Other duties may be performed, both major and minor, which are not mentioned below.  Specific activities may change from time to time.  

    1.    Serve as Engagement Manager of high risk and more complex audit engagements by planning, scoping and developing the test plan, including incorporating the use of data analytics.  Effectively allocate resources and individuals in accordance with skills and schedules, to complete assignments within budget.
    2.    Set clear quality expectations based on Truist Audit Services standards and analyze/review process documentation to evaluate effectiveness and efficiency.
    3.    Develop meaningful, relevant, and well-supported audit reports that align with Truist's risk appetite framework and present these reports to key department stakeholders.    
    4.    Identify substantive and material issues that go beyond paperwork shortcomings. Ability to look beyond the obvious; finds solutions, not just problems.
    5.    Provide coaching and guidance in development of junior team members by taking an active role in training and mentoring.  
    6.    Demonstrate effective challenge by providing deep subject matter knowledge industry related knowledge to support business partnership efforts.
    7.    Manage timely and quality delivery of multiple tasks, including audits, projects and special assignments. Provide advisory services, as necessary, in the implementation of new systems, processes and changes to existing systems, standards and procedures.
    8.    Ability to work independently while exercising judgement in risk-based assessments difficult or complex nature.

    QUALIFICATIONS
    Required Qualifications:

    The requirements listed below are representative of the knowledge, skill and/or ability required.  Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

    1.    Bachelor’s degree in accounting, business or related field or equivalent education and related training or experience.
    2.    Six to eight years of banking, auditing or other relevant experience related to area of responsibility.
    3.    Strong knowledge, ability and expertise in audit and other areas of banking and financial services.
    4.    Strong understanding of risk management and process concepts.
    5.    Strong analytical, facilitation, and interpersonal skills.
    6.    Demonstrated ability to grasp and communicate the underlying concepts in complex information.
    7.    Demonstrated ability to identify and communicate root causes of problems.
    8.    Demonstrated ability to formulate and communicate solutions based on a synthesis of information.
    9.    Strong written, verbal and negotiating skills.
    10.    Demonstrated strong proficiency in computer applications and proven experience with tools such as Microsoft Office software products.
    11.    Strong project management and advisory skills.

    Preferred Qualifications:
    1.    Advanced degree.
    2.    Possess appropriate professional certification.
    3.    Possess knowledge of Truist Audit Services audit software and business specific software.

    General Description of Available Benefits for Eligible Employees of Truist Financial Corporation: All regular teammates (not temporary or contingent workers) working 20 hours or more per week are eligible for benefits, though eligibility for specific benefits may be determined by the division of Truist offering the position. Truist offers medical, dental, vision, life insurance, disability, accidental death and dismemberment, tax-preferred savings accounts, and a 401k plan to teammates. Teammates also receive no less than 10 days of vacation (prorated based on date of hire and by full-time or part-time status) during their first year of employment, along with 10 sick days (also prorated), and paid holidays. For more details on Truist’s generous benefit plans, please visit our Benefits site. Depending on the position and division, this job may also be eligible for Truist’s defined benefit pension plan, restricted stock units, and/or a deferred compensation plan. As you advance through the hiring process, you will also learn more about the specific benefits available for any non-temporary position for which you apply, based on full-time or part-time status, position, and division of work.

  • 1 Day Ago

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ACH Credit Risk Product Manager
  • Wells Fargo
  • CHARLOTTE, NC FULL_TIME
  • About this role:Wells Fargo is seeking an ACH Credit Risk Product Manager position to serve as a Nacha rules expert that will manage ACH Business Risk and Credit profile enhancements driving resolutio...
  • 11 Days Ago

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Credit Risk Data Scientist
  • Rich Data Co.
  • Charlotte, NC FULL_TIME
  • Credit Risk Data Scientist Rich Data Corporation Remote, North America Full-time About RDC Rich Data Co (RDC) Delivering the Future of Credit, Today! We believe credit should be accessible, fair, incl...
  • 11 Days Ago

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Lead Credit Risk Officer
  • Wells Fargo
  • CHARLOTTE, NC FULL_TIME
  • About this role:As a part of Wells Fargo's second line of defense, the Independent Risk Management (IRM) team covers jobs which lead the design and management of a highly targeted independent credit r...
  • 2 Days Ago

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Lead Credit Risk Officer – Consumer Credit Risk Policy Management
  • Wells Fargo
  • CHARLOTTE, NC FULL_TIME
  • About this role:Wells Fargo is seeking a Lead Credit Risk Officer in Consumer Credit Risk as part of Corporate Risk.Consumer Credit is the independent risk management team responsible for providing cr...
  • 21 Days Ago

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Lead Credit Risk Officer - Wholesale Credit, Corporate Risk
  • Wells Fargo
  • Charlotte, NC FULL_TIME
  • About this role: Wells Fargo is seeking a Lead Credit Risk Officer to provide senior credit officers, Chief Risk Officers (CROs), the Chief Credit Officer (CCO) and various other business partners wit...
  • 22 Days Ago

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0 CREDIT RISK MANAGER jobs found in Charlotte, NC area

Charlotte (/ˈʃɑːrlət/) is the most populous city in the U.S. state of North Carolina. Located in the Piedmont, it is the county seat of Mecklenburg County. In 2017, the U.S. Census Bureau estimated the population was 859,035, making it the 17th-most populous city in the United States. The Charlotte metropolitan area's population ranks 22nd in the U.S., and had a 2016 population of 2,474,314. The Charlotte metropolitan area is part of a sixteen-county market region or combined statistical area with a 2016 census-estimated population of 2,632,249. Between 2004 and 2014, Charlotte was ranked as...
Source: Wikipedia (as of 04/11/2019). Read more from Wikipedia
Income Estimation for CREDIT RISK MANAGER jobs
$113,644 to $167,415
Charlotte, North Carolina area prices
were up 1.5% from a year ago

CREDIT RISK MANAGER in Portland, OR
In the past, managing the credit portfolio was considered good credit risk management.
February 14, 2020
CREDIT RISK MANAGER in Youngstown, OH
They wanted to know that a bank has thorough knowledge of customers and their associated credit risk.
February 09, 2020
CREDIT RISK MANAGER in La Crosse, WI
This position determines the risk of default to the lender, not with a simple yes or no but with an analysis that may lead to a more detailed report.
January 02, 2020