CREDIT RISK MANAGER jobs in Portland, ME

Why Maine State Credit Union?

At Maine State Credit Union, we are devoted to improving our members' financial lives, not just the bottom line. When you visit our lobbies in Augusta, Waterville, Gray, or Rockland or engage with our eBranch contact center employees, you will find our friendly, knowledgeable teams eager to assist.

We are growing and so are our people! Recognized as one of Maine's Best Places to Work for TWELVE years running, our team members are passionate about growth, empowerment and collaboration. We are constantly striving to improve our workplace and better ourselves so we can better support and serve our members.

Maine State Credit Union is a fast-paced, supportive environment that promotes learning and development, team inclusion and fun! If you have a growth mindset, a commitment to teamwork and a true passion for serving others, you are likely a great fit for our team!

Branch Manager

The Branch Manager is responsible for the management, coordination and integration of branch functions to provide quality service to members, as well as originating, processing, underwriting and approving loans within level of lending authority with an emphasis on cross-selling based on member needs.

Requirements:

The successful applicant will be a highly motivated, solution-oriented, positive thinker with extensive consumer and mortgage lending experience (more than three years) in a credit union or related financial institution and a thorough understanding of secondary market lending standards and guidelines, open-end and close-end consumer lending, secured and unsecured requirements, credit life and disability insurance, vehicle title and UCC requirements, credit cards, student loans and lines of credit. Complete knowledge and understanding of consumer and mortgage lending regulations including Reg Z (Truth in Lending), RESPA, and ECOA are required, as are excellent oral and written communication skills and proficiency with computers, online programs and lending software.

Supervisory and leadership skills and experience that support collaboration, employee empowerment and engagement, and development and growth are required. A willingness to learn from others, open-mindedness and a curious approach is critically important in our organization.

Benefits of Employment with Maine State Credit Union:

In addition to our world-class culture, a fun and supportive work environment and opportunities to learn and grow, our employees appreciate the work-life harmony they are able to achieve as part of our team.

We are also proud of the benefits we offer:

• In addition to our world-class culture, a fun and supportive work environment and opportunities to learn and grow, our employees appreciate the work-life harmony they are able to achieve as part of our team.

  • We are also proud of the benefits we offer:

    • Three options for medical insurance – including one plan with employer paid premiums up to 100%, as well as employer contributions to a Health Savings Account (HSA) and employer-funded Health Reimbursement Arrangement (HRA)
    • Two options for dental insurance
    • Vision insurance
    • Life, Short-term Disability and Long-term Disability insurance – 100% employer paid
    • Employee Assistance Program – 100% employer paid
    • 401(k) employer match, with traditional and Roth options
    • Generous PTO and paid holidays
    • Paid parental leave
    • Tuition reimbursement up to $5,000 annually for undergraduate degree and $10,000 annually for graduate degree
    • Opportunities to volunteer in our local communities
    • Free coffee, tea, and hot chocolate and an abundance of food

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