CREDIT RISK MANAGER jobs in Saint Paul, MN

At U.S. Bank, we’re on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed.  We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at—all from Day One.

Job Description

U.S. Bank is seeking a credit risk professional to join a dynamic Credit Strategy team with a focus on areas including risk rating framework and credit concentration (aggregation, hold limits and risk profile). Qualified candidates will possess strong technical skills, credit experience and systems knowledge in order to leverage various technology solutions and data sources to improve risk management through quality data based decisioning. They will partner across Senior/Executive Leaders, RCA Consultants, RCA Managers, regulatory contacts and business line teams to oversee the successful development, implementation, and refinement of effective risk management strategies / methodologies. They may be accountable for: 1) projects and/or activities that ensure compliance with applicable federal, state, and local laws and regulations, 2) identification of gaps and solutions that minimize losses resulting from inadequate internal processes, systems, technology, or human errors, 3) active identification, response and/or escalation of risks as appropriate, 4) management of reporting, testing/monitoring, and exception/resolution activities. They will be accountable to policies and procedures focused on optimizing risk vs return in partnership with U.S. Bank’s three lines of defense.

Basic Qualifications
- Bachelor's or advanced degree, or equivalent work experience
- Typically more than 15 years of applicable experience

If there’s anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our disability accommodations for applicants.

Benefits: 

Our approach to benefits and total rewards considers our team members’ whole selves and what may be needed to thrive in and outside work. That's why our benefits are designed to help you and your family boost your health, protect your financial security and give you peace of mind. Our benefits include the following (some may vary based on role, location or hours):

• Healthcare (medical, dental, vision)

• Basic term and optional term life insurance

• Short-term and long-term disability

• Pregnancy disability and parental leave

• 401(k) and employer-funded retirement plan

• Paid vacation (from two to five weeks depending on salary grade and tenure)

• Up to 11 paid holiday opportunities

• Adoption assistance

• Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law

EEO is the Law

U.S. Bank is an equal opportunity employer committed to creating a diverse workforce. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, among other factors. Applicants can learn more about the company’s status as an equal opportunity employer by viewing the federal KNOW YOUR RIGHTS EEO poster.  

E-Verify

U.S. Bank participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States and certain U.S. territories. The E-Verify program is an Internet-based employment eligibility verification system operated by the U.S. Citizenship and Immigration Services. Learn more about the E-Verify program.