Credit Risk Officer jobs in Orlando, FL

Job Description:

Role Summary/Purpose:

The role of Vice President, Credit Risk Conformance is responsible for managing and executing an independent oversight framework for Synchrony's Credit organization. This include a risk based periodic and systematic testing of the end-to-end credit lending processes across all of Synchrony's businesses, platforms, and portfolios over a 12-48 months cycle. The VP will also manage and coordinate the completion of periodic approved small deals excluded from concurrent assessments requirements by the Live Deal. The role reports to the SVP, Credit Risk Oversight.

We're proud to offer you choice and flexibility. You have the option to be remote, and work from home, or come into one of our offices. You may be occasionally requested to commute to our nearest office for in person engagement activities such as team meetings, training and culture events.

Essential Responsibilities:

• Works with the SVP, Credit Risk Oversight and other cross functional risk teams on the development of annual testing plan

• Manage and execute independent testing of end to end or process specific aspects of the credit lending life cycle including review of key controls and processes to assess conformance to policies and procedures, and assess adequacy and effectiveness of controls in place

• Familiarity with the Interagency Guidance for Credit Risk Review

• Owns the delivery of the Credit Risk Conformance annual plan

• Present to the Credit Risk Sub-committee and/or the Enterprise Risk Committee, meaningful credit risk or key control weaknesses and themes observed in conformance testing

• Track and drives action plan completion and issue closure in accordance with Issue Management procedures

• Review Credit provided RCSAs, RAQs and PRCs and independently assess accuracy and completeness of risks and controls

• Review and propose update of the Credit Risk Conformance procedures at least annually to the SVP, Credit Risk Oversight

• Manage key stakeholder relationship including General Managers, Platform Chief Credit Officers, credit managers, client credit, finance managers, marketing lead

• Collaborate with other cross risk pillars leads on possible thematic issues or emerging risks

• Provide mentorship and development to junior members of the team or other risk colleagues as part of a Critical Experience project

• Support regulatory meetings, examinations and internal audits of the Credit and Credit Risk oversight processes

• Perform other duties and/or special projects as assigned

Qualifications/Requirements:

• Bachelor's degree in Risk or Accounting related field (Business, Economics, Finance, Accounting, Math/Stat, Operations Research, etc.) and 5 years of relevant Risk, Credit Audit, Credit/Loan Review/Conformance, credit underwriting, portfolio analytics experience; OR 8 years of experience in financial services or related field.

• At least 3 years of people management experience within financial services or consulting or credit audit.

Desired Characteristics:

• MBA or certification preferred(FRM, CFA, CPA, etc.)

• Demonstrated ability to effectively challenge and influence

• Excellent verbal and written communication skills

• Ability to work independently in fast paced environment

• Previous experience in independent oversight role or credit area

• Excellent interpersonal skills - ability to foster relationships and build informal networks without compromising independence

• Demonstrated ability to manage multiple priorities and work to tight deadlines

• Demonstrated experience analyzing business data with the ability to distill large amounts of information down to the critical areas of focus

• Ability to create and deliver business presentations and communicate effectively

Grade/Level: 12

The salary range for this position is 110 000.00 USD Annual and is eligible for an annual bonus based on individual and company performance.

Actual compensation offered within the posted salary range will be based upon work experience, skill level or knowledge.

Salaries are adjusted according to market in CA, NY Metro and Seattle.

Eligibility Requirements:

• You must be 18 years or older

• You must have a high school diploma or equivalent

• You must be willing to take a drug test, submit to a background investigation and submit fingerprints as part of the onboarding process

• You must be able to satisfy the requirements of Section 19 of the Federal Deposit Insurance Act.

• N ew hires (Level 4-7) must have 9 months of continuous service with the company before they are eligible to post on other roles. Once this new hire time in position requirement is met, the associate will have a minimum 6 months' time in position before they can post for future non-exempt roles. Employees, level 8 or greater, must have at least 18 months' time in position before they can post. All internal employees must consistently meet performance expectations and have approval from your manager to post (or the approval of your manager and HR if you don't meet the time in position or performance expectations).

Legal authorization to work in the U.S. is required. We will not sponsor individuals for employment visas, now or in the future, for this job opening. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or veteran status.

Our Commitment:

When you join us, you'll be part of a diverse, inclusive culture where your skills, experience, and voice are not only heard-but valued. We celebrate the differences in all of us and believe that our individual, unique perspectives is what makes Synchrony truly a great place to work. Together, we're building a future where we can all belong, connect and turn ideals into action. Through the power of our 8 Diversity Networks , with more than 60% of our workforce engaged, you'll find community to connect with an opportunity to go beyond your passions.

This starts when you choose to apply for a role at Synchrony. We ensure all qualified applicants will receive consideration for employment without regard to age, race, color, religion, gender, sexual orientation, gender identity, national origin, disability, or veteran status.

Reasonable Accommodation Notice:

• Federal law requires employers to provide reasonable accommodation to qualified individuals with disabilities. Please tell us if you require a reasonable accommodation to apply for a job or to perform your job. Examples of reasonable accommodation include making a change to the application process or work procedures, providing documents in an alternate format, using a sign language interpreter, or using specialized equipment.

• If you need special accommodations, please call our Career Support Line so that we can discuss your specific situation. We can be reached at 1-. Representatives are available from 8am - 5pm Monday to Friday, Central Standard Time

Job Family Group:

About the Company:
Synchrony Financial