Credit Risk Officer jobs in Portland, ME

Credit Risk Officer provides analysis and evaluation in order to reduce credit risk for a financial institution. Extracts data from a variety of sources and uses data to build simple to moderately complex financial models that predict risk exposure. Being a Credit Risk Officer prepares performance reports for management. Requires a bachelor's degree. Additionally, Credit Risk Officer typically reports to a supervisor or manager. The Credit Risk Officer works on projects/matters of limited complexity in a support role. Work is closely managed. To be a Credit Risk Officer typically requires 0-2 years of related experience. (Copyright 2024 Salary.com)

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Credit Analyst, Credit Risk Strategy & Analytics
  • WEX, Inc.
  • South Portland, ME FULL_TIME
  • About the Team/Role:

    Global Risk Strategy is a key team in the Risk & Compliance organization that ensures WEX's products and processes deliver robust fraud and credit decisions while providing a great customer experience and supporting WEX's growth. We are a team of data and analytics driven experts with an outstanding ability and sense of mission to find solutions through innovation and collaboration.

    We are looking for a Credit Analyst, Credit Risk Strategy & Analytics, who will be responsible for developing innovative credit risk strategies and solutions across the customer lifecycle - leading to best-in-class credit results while enabling profitable growth and customer experience for WEX. The successful candidate will preferably have some knowledge and experience in Credit & Collections Risk analytics and processes. The successful candidate will be collaborative and a strong communicator with high EQ to work in a matrixed organization. This position will report directly to the Director or Credit Risk Strategy

    How you will make an impact:

    • Developing and managing credit risk decision strategies by creating data driven insights and analytics across customer lifecycle; i.e. New Accounts, Portfolio and Line Management and Collections, and across WEX products and lines of business.

    • Performing qualitative and quantitative analysis on credit risk trends, and working together with Operations, second line and WEX Bank teams to define, evaluate, and implement potential solutions with Tech.

    • Optimize the risk-return tradeoff and establish profitability based credit decisions at every touchpoint, through economic cycles.

    • Continuously monitor credit and collections performance, conduct deep-dive analyses to explore areas of opportunity, and implement credit controls to address potential/emerging risks.

    • Review and strengthen both systematic and manual credit processes.

    • Partner closely with Decision Science, Fraud, Operations and second line teams to evaluate new data sources, track performance and ensure profitability.

    • Partner with the Product, Marketing Risk capabilities and Technology teams to develop streamlined customer experience journeys.

    • Track developments in the marketplace to understand industry best practices.

    • Work with internal governance teams and external regulators to ensure control and compliance.

    • Collaborate with key stakeholders and cross-functional partners across WEX including Risk Operations, Technology, Bank, Marketing, Finance, Legal, Risk and Compliance/BSA/AML.

    Experience you will bring:

    Education and Experience:

    • Bachelor's degree required; advanced degree strongly preferred.

    • 5 years of experience in Data and Analytics; 3 years in the Credit or Fraud risk analytics and Commercial Risk space; Payments industry experience a plus.

    • Experience using analytics/statistics to solve complex business problems - Big Data, Python / SQL, ML studio, Data visualization tools.

    Skills and Abilities:

    • Ability to think critically in order to analyze problems and develop creative, practical and efficient solutions for a multinational company.

    • The ability to learn quickly, solve complex problems, and perform in a fast-paced environment.

    • Strong communications skills that distill complex data and systems issues to both technical and non-technical audiences.

    • Understanding of and experience with risk decision engines and/or payment technology.

    • Leadership qualities that motivate collaboration with others, guiding the prioritization of initiatives.

    • Willingness to learn and continuously build technical skill set.

    • Ability to prioritize and work on multiple projects and tasks at the same time.

    • Adaptable and comfortable working collaboratively and independently in a self-starting manner.

    The base pay range represents the anticipated low and high end of the pay range for this position. Actual pay rates will vary and will be based on various factors, such as your qualifications, skills, competencies, and proficiency for the role. Base pay is one component of WEX's total compensation package. Most sales positions are eligible for commission under the terms of an applicable plan. Non-sales roles are typically eligible for a quarterly or annual bonus based on their role and applicable plan. WEX's comprehensive and market competitive benefits are designed to support your personal and professional well-being. Benefits include health, dental and vision insurances, retirement savings plan, paid time off, health savings account, flexible spending accounts, life insurance, disability insurance, tuition reimbursement, and more. For more information, check out the "About Us" section.

    Salary Pay Range: $63,000.00 - $84,000.00
    Equal Opportunity Employer/Vets/Disability

     

  • 12 Days Ago

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Audit Manager II Commercial Credit Risk
  • TD Bank
  • Falmouth, ME FULL_TIME
  • Audit Manager II Commercial Credit Risk 432230BR Job Category - Primary Audit Work Location 70 Gray Road West Falmouth Crossing, Greenville Campus Building A - 200 Carolina Point Parkway, Mt Laurel - ...
  • 28 Days Ago

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Consumer Loan Officer II
  • Atlantic Federal Credit Union
  • South Portland, ME FULL_TIME
  • DescriptionAre you ready to build a bright future in Maine’s banking industry? Take your career to the next level with an organization that prioritizes your professional growth and development.As Cons...
  • 1 Month Ago

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Consumer Loan Officer I
  • Atlantic Federal Credit Union
  • South Portland, ME FULL_TIME
  • DescriptionAre you ready to build a bright future in Maine’s banking industry? Take your career to the next level with an organization that prioritizes your professional growth and development.As Cons...
  • 1 Month Ago

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Member Service Representative / Loan Officer
  • Maine Savings Federal Credit Union
  • Portland, ME FULL_TIME
  • Maine Savings Federal Credit Union has an opening for a dynamic Member Service Rep/Loan Officer in our Forest Avenue, Portland, Maine office. The ideal candidate will be a strong team player with the ...
  • 16 Days Ago

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Credit Analyst
  • Robert Half
  • Mckinney, TX OTHER
  • Analyze financial statements, credit reports, and other relevant documents to evaluate the creditworthiness of loan applicants.Assess the risk factors associated with each loan application and make re...
  • 6 Days Ago

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0 Credit Risk Officer jobs found in Portland, ME area

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Medical Support Assistant (Advanced)
  • Department of Veterans Affairs
  • Portland, ME
  • Summary These positions fall under various healthcare service lines within VA Togus Healthcare System. Most shifts are s...
  • 3/28/2024 12:00:00 AM

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Senior Accountant, Financial Reporting
  • UNUM
  • Portland, ME
  • When you join the team at Unum, you become part of an organization committed to helping you thrive. Here, we work to pro...
  • 3/28/2024 12:00:00 AM

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Accountant / Payroll Clerk
  • SERVPRO of Portland
  • Gorham, ME
  • Job Description Job Description Benefits: 401(k) 401(k) matching Company parties Competitive salary Dental insurance Hea...
  • 3/28/2024 12:00:00 AM

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Staff Accountant
  • MDD Forensic Accountants
  • Portland, ME
  • STAFF ACCOUNTANT Matson, Driscoll & Damico LLP Status: Full Time, Salary Location: Portland, ME About the Company Tracin...
  • 3/27/2024 12:00:00 AM

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Accountant
  • Rusty Lantern Markets
  • Brunswick, ME
  • Job Description Job Description We are looking for an Accountant to join our team! You will be responsible for preparing...
  • 3/27/2024 12:00:00 AM

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Marriage and Family Therapist OCA
  • Department of Veterans Affairs
  • Springvale, ME
  • Summary * This is an OPEN CONTINUOUS ANNOUNCEMENTfor multiple locations/positions that will remain open until May 13, 20...
  • 3/26/2024 12:00:00 AM

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Psychologist - OCA
  • Department of Veterans Affairs
  • Lewiston, ME
  • Summary This position is eligible for the Education Debt Reduction Program (EDRP), a student loan payment reimbursement ...
  • 3/26/2024 12:00:00 AM

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Pharmacy Cost Accountant
  • New England Cancer Specialists
  • Scarborough, ME
  • Job Description New England Cancer Specialists (NECS) is currently seeking a full time Pharmacy Cost Accountant to join ...
  • 3/26/2024 12:00:00 AM

Portland is a city in the U.S. state of Maine, with a population of 67,067 as of 2017. The Greater Portland metropolitan area is home to over half a million people, more than one-third of Maine's total population, making it the most populous metro in northern New England (an area comprising the states of Maine, New Hampshire, and Vermont). Portland is Maine's economic center, with an economy that relies on the service sector and tourism. The Old Port district is known for its 19th-century architecture and nightlife. Marine industry still plays an important role in the city's economy, with an a...
Source: Wikipedia (as of 04/11/2019). Read more from Wikipedia
Income Estimation for Credit Risk Officer jobs
$62,870 to $85,334
Portland, Maine area prices
were up 1.6% from a year ago

Credit Risk Officer in Phoenix, AZ
Six years ago, it named Stephanie Jones as its chief risk officer.
December 24, 2019
Credit Risk Officer in Bellingham, WA
Monitoring and analysing risk exposure on a daily basis.
December 12, 2019
Credit Risk Officer in Cedar Falls, IA
Peter Valdez has joined Community First Guam Federal Credit Union as vice president and chief credit risk officer.
February 17, 2020