Cyber Risk Analyst jobs in Bergenfield, NJ

**About Us:**

Tekcard Payments is a full-service provider in the payment processing industry, offering comprehensive solutions to merchants nationwide. We are seeking a highly skilled Risk Analyst / Credit Underwriter to join our growing Risk Department. If you have a background in risk assessment, credit underwriting, or fraud analysis from sectors such as banking, fintech, or payment processing, we want to hear from you!

Key Responsibilities:

- Merchant Risk Assessment: Conduct thorough risk evaluations for new and existing merchants, analyzing financial statements, credit histories, and processing behavior.

- Transaction Monitoring: Monitor daily transactions to detect unusual activity, potential fraud, and compliance violations.

- Credit Underwriting: Assess the creditworthiness of merchant applicants, determining appropriate processing limits and terms.

- Ongoing Risk Review: Perform regular reviews of merchant portfolios to identify and mitigate risks associated with changing processing patterns or market conditions.

- Collaboration with Teams: Work closely with Sales, Underwriting, and Customer Support teams to ensure a smooth onboarding process while maintaining risk controls.

- Compliance & Reporting: Ensure adherence to internal risk policies and industry regulations. Prepare detailed risk reports and present findings to management.

Qualifications:

- Experience: 2 years in risk analysis, credit underwriting, or fraud prevention, preferably in the payment processing, banking, or financial services industry.

- Education: Bachelor's degree in Finance, Business, Economics, or a related field.

- Analytical Skills: Strong ability to interpret financial data, identify trends, and make sound risk decisions.

- Attention to Detail: High attention to detail with a proactive approach to identifying and resolving potential risks.

- Communication: Excellent verbal and written communication skills for effective collaboration with internal teams and external partners.

- Technical Proficiency: Familiarity with risk management tools, credit reporting software, and payment processing platforms.

Why Join Tekcard Payments?

- Innovative Environment: Be a part of a dynamic team at the forefront of the payment processing industry.

- Career Growth: Opportunities for professional development and advancement as we continue to expand our risk department.