Health Underwriter reviews applications for coverage, gathers data, and assesses risk related to qualifying a candidate for health insurance. Calculates and recommends pricing. Being a Health Underwriter performs group and/or individual underwriting. May require a bachelor's degree. Additionally, Health Underwriter typically reports to a supervisor or manager. The Health Underwriter gains exposure to some of the complex tasks within the job function. Occasionally directed in several aspects of the work. To be a Health Underwriter typically requires 2 to 4 years of related experience. (Copyright 2024 Salary.com)
EDUCATION
High School Diploma or equivalent.
Bachelor's degree in Business, Math, Finance, Accounting, Statistics, Economics, Health Administration, Informatics, Health Information or related field. In lieu of degree, five (5) years' non-clerical healthcare industry experience will be considered.
LICENSING/CERTIFICATION
Arkansas state Health/Life insurance license required within 6 months of date of hire.
EXPERIENCE
Training through industry courses and seminars such as HIAA, FLMI, CHC, CEBS etc. preferred.
Knowledge of medical risks, conditions, treatments, pharmacology, and medical terminology preferred.
ESSENTIAL SKILLS & ABILITIES
Mathematical
Analytical
Problem/Situation Analysis
Decision-Making
Detail-Oriented
Excellent communication & interpersonal skills
Excellent computer skills
This position is identified as level three (3). This position must ensure the security and confidentiality of records and information to prevent substantial harm, embarrassment, inconvenience, or unfairness to any individual on whom information is maintained. The integrity of information must be maintained as outlined in the company Administrative Manual.
Segregation of DutiesSegregation of duties will be used to ensure that errors or irregularities are prevented or detected on a timely basis by employees in the normal course of business. This position must adhere to the segregation of duties guidelines in the Administrative Manual.
Employment TypeRegularADA Requirements
2.1 General Office Worker, Semi-Active, Campus Travel - Someone who normally works in an office setting or remotely, periodically has lifting and carrying requirements up to 40 lbs and routinely travels for work within walking distance of location of primary work assignment as essential functions of the job.