International Lending Manager jobs in Minnesota

ASSOCIATED HEALTHCARE CREDIT UNION has an open position for a full-time Lending Manager located in the Woodbury office. We are looking for someone to manage the day-to-day operations of the consumer loan department and manage all aspects of the collection process. The Lending Manager will also supervise the loan officers, mortgage officer, and the loan administrator. They will also bring innovation and recommendations to the credit union for the lending department.

Some of the essential duties and responsibilities:

• Assist in directing all credit union lending and branch operations, which include planning, recommending, and implementing programs and policies, and providing general administrative direction.

• Communicate the credit union's goals and direction with the management team, staff, and other employees as appropriate to ensure a clear understanding of goals, expectations, requirements, rules, and regulations.

• Develop, implement, and monitor policies and procedures in accordance with credit union goals and strategies to maximize efficiency and quality of work to provide consistent quality service to members.
• Hold periodic staff meetings. Identify areas for improvement, changes in procedures, new developments, or changes in services or products. Keep staff up to date on trends and general credit union information.

• Provide leadership and direction to supervised area staff. Ensure that staff are well trained. Monitor individual performance and effectiveness. Participate in annual performance reviews or take corrective actions as needed. Train and coach as needed for lending products and various platforms used in the lending area.

• Oversee and monitor the loan function to achieve its strategic goals. Direct the workflow in all lending areas to include underwriting, loan processing, loan documentation, and approval and denial of loans.

• Assist members in the loan application process, including (but not limited to) pulling credit reports, verifying debts, calculating debt to income ratios and disposable income.
• Approve and/or deny loan applications, using proper tools to inform consumers of loan decisions.
• Review and approve marginal loans, up to approval limits per Loan Policy.
• Implement new loan products and services as directed by management.
• Approve or deny loan extensions or modifications.
• Work with 3rd party vendors associated with the department. For example, collections and insurance vendors.
• Oversee the lending aspects for Universal Bankers.

The person who will fill this position will have excellent customer service skills, be able to work well with their team, be comfortable talking about credit union products and services, handle interruptions easily and be able to get back onto task quickly, be organized, and enjoy working with the public.

Qualifications and Benefits:

The ideal candidate will have three years credit union or related experience in lending and collections. At least one year of equity/HELOC experience.

Associated Healthcare offers an excellent benefits package with health insurance, dental insurance, paid holidays, PTO, 401k with match, and profit sharing. The weekday hours for this position are 8:00 am -5:00 pm. Interested candidates should submit a resume to hr@ahcu.org