Letter of Credit Officer jobs in Hilton Head Island, SC

About us

We are professional, relaxed, and creative. We are private credit union which allows us to be very member focused. We encourage internal growth and innovation, offering opportunities to implement new strategies and techniques. We have a creative and self motivated group and are looking to expand.

Our work environment includes:

• Growth opportunities
• Relaxed atmosphere
• Flexible working hours
• Business casual attire
• Small working group: 5-6 employees

Job Summary:

We are seeking a highly motivated and outgoing MSR/Loan Officer to join our team. As a MSR/Loan Officer, you will be responsible for assisting members in securing loans for various purposes. This position also includes basic banking/teller tasks throughout the day.

Duties:

• Assist members with financial transactions including deposits, withdrawals, transfers, and loan payments, ensuring a high level of service and accuracy.
• Process loan applications, from initial intake and document collection to preliminary credit analysis and application assessment.
• Advise members on financial products and services, focusing on those that meet their needs, including details on various types of loans and account options.
• Ensure compliance with all relevant regulations for both banking transactions and loan processing, maintaining confidentiality and integrity.
• Make loan approval decisions within specified limits and prepare documentation for loans exceeding those limits for further approval.
• Provide financial guidance to members, especially regarding loans and credit-building strategies, to support their financial well-being.

Qualifications:

• Strong Customer Service Skills: Demonstrated ability to provide excellent customer service, with experience in addressing customer needs and resolving issues effectively.
• Cash Handling Experience: Proficient in managing cash transactions accurately and responsibly, with previous experience in a cash handling role.
• Basic Financial Knowledge: Understanding of basic financial concepts, products, and services, including loans, savings, and checking accounts.
• Attention to Detail: Ability to process transactions and applications accurately, ensuring all details are correct to maintain compliance and prevent errors.
• Communication Skills: Excellent verbal and written communication skills for explaining financial products, processing transactions, and advising members on financial matters.
• Problem-Solving Abilities: Capable of identifying and resolving issues, offering solutions to members' financial inquiries, and navigating complex transactions or applications.

Join a team where your contributions directly impact our members' financial health and where every day offers a new opportunity to make a difference!

Note: This job description is intended to provide a general overview of the position. It is not an exhaustive list of all responsibilities, duties, qualifications, or requirements associated with the job.

Job Type: Full-time

Pay: From $38,480.00 per year

Benefits:

• Dental insurance
• Flexible schedule
• Health insurance
• Paid time off

Compensation package:

• Bonus opportunities

Payment frequency:

• Paid biweekly

Schedule:

• 8 hour shift
• Monday to Friday

Work setting:

• In-person
• Office

Education:

• High school or equivalent (Required)

Experience:

• Cash handling: 1 year (Required)
• Customer service: 1 year (Required)

Ability to Relocate:

• Savannah, GA: Relocate before starting work (Required)

Work Location: In person