Loan Examiner jobs in Richland, WA

Company Description

Summit Funding, Inc is one of the oldest still privately owned top 50 national mortgage lenders.  When Todd Scrima, our owner and CEO founded our company in 1995 his dream was not to be the biggest, but to strive to be the best.  In 2022 we were proud to play a part in making the dream of homeownership a reality for over 10,000 people. Our growth mindset, positive culture, and history of stability are just a few things that position our company as a leader in the mortgage industry.

Benefits and Perks:

• We offer a competitive compensation structure
• Professional and financial growth through building teams
• Professional Coaching and mentoring
• Full benefits including 401k with match
• Top Producers are annually invited to Leaders Club (an all-inclusive 5-star vacation)

Job Description

At the core of Summit Funding’s values is a partnership.  We partner with communities, our home buyers, our referral partners, and our employees, and we’d love to explore partnering with you as a celebrated addition to our team of successful Mortgage Loan officers. 

The strength and success of our partnerships are evidenced in our ranking year after year as a top 50 national mortgage lender.  It is our job to make sure you succeed. You will have direct access to Leadership, highly skilled trainers, coaching, a cutting-edge marketing team, top-of-the-line technology and recruiting support, in-house processing, superior underwriting, and closing teams along with additional knowledgeable support staff to help you grow your business.

What our Loan Officers are responsible for:

• Fostering a culture of collaboration, trust, support, and best-in-class service
• Serving as subject matter expert on the mortgage process and product knowledge.
• Analyzing local mortgage needs and remaining up to date on local real estate market trends, forecasts, account analyses, and the competitive landscape.
• Possessing a working knowledge of Conventional and Government loan products
• Developing long-term relationships with realtors, homebuilders, and other self-generated purchase-focused referral sources through daily, weekly, and monthly touches. 
• Originating and closing residential home loans.

Summit Funding's compensation structure provides you the opportunity to earn based on your performance. 

Depending on experience and location Summit Funding Loan Officers may be classified as outside sales exempt employees and are paid 100% commissions on the loans originated and closed, or non-exempt employees and are paid minimum wage as a factor of commissions on the loans originated and closed.  The commission rate ranges between 50 to 150 basis points per loan depending on position, experience, and location.

Qualifications

• Currently producing Mortgage Loan Originators with stable work history
• Closing at least 1 residential home loan a month on average.   
• Must be currently licensed with NMLS
• Must have an established referral database for sourcing your own purchase leads. 

Additional Information

All your information will be kept confidential according to EEO guidelines.